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<br /> TOCiBTHER WITH�II the improvemaiti now or herealter eroctal on the property,u�d dl e�ranent�.appurterunca.aed
<br /> ffxtura now or hereaRer a part of the pro�perty. All nspl�ments and uddition� �lw11 �Iw be oovend by thi� Sku�ity
<br /> Luuumau.All of the foreRoina l�refared to in thir�ecurity Instrumont�the'PropenY.'
<br /> HORROWER CUV@NANTS that Bormwer I�lawfully�ei�ed af tiw e�le he[eby ocnveyed ard it�the�i�ht w��nt�nd
<br /> oonvoy the Property�nd tiu�t the Property i� unenc.vmbetod,ezapt for enc�umbruices oP record. Harower warrsM� �nd will
<br /> — defend geoerally the tide co the Property against all cl�im�w�d demau�.wbJoct to any encumbru�c�of r000rd.
<br /> THIS SECURiTY INSTRUMENT combines uniform covenants for national use wxl non•unifarm wven+�nir with limited
<br /> varirtioru�by jurisdiaion to wnstitute�uniform 9ecudty inst�ument cove�inQ ral property.
<br /> :_ UNIF�ORM COVBNANTS.Barrower w�d l.ender covecwnt and agra� follow�: 'Y
<br /> 1. Paymeut of Prlacipal aod Iatet+eet; Prepayment �nd Late C6ar��s. 8orcower shall promptlY paY when d�se the
<br /> princlpol af and intc�est on the debt eviderxrod by the Note and eny prepayment uxl lote charges due under the Note.
<br /> 2.Fund� tor Tsxes And Inwr�noe. Subject to applicable law or to a written waiver by Lender. Bomawer shall pay to
<br /> Lender on the day monthly payments are due under the Note.until the Note iA paid in full,a sum("Funds')for:(a)yearty taxes
<br /> and assessments which may attain pr�odty ovcr this Socurity lnstrument as a lien on the Property; (b)yearly leasehold payments
<br /> or ground rcnts an the Property. if any;(c)yearly hazard or property insurance premiums;(d)yearly 800d insurance premiums,
<br /> if any: (e) yearly mortgege lnsurance premiums, if any;And(f� any sums payable by Barrower to Lender, in accordar�ce with
<br /> the provisions of paragraph 8,in lieu of the payment of mortgage insurance premiums. These items ace culled 'Bscrow Items."
<br /> Lender may, at any time, collect a�id hold Funds in an amount ncx to exceed the maximum amount a lender for a federally
<br /> related mortgnge laan may require for Borrower's escrow account under the federal Real Estate Setqament Pracedures Act of
<br /> 1974 as amended fram cime to time. 12 U.5.C. Sectiun 2601 et seq. ("RESPA"), unless another law that applies to the Funda
<br /> sets a lesser amount. If so. Lender muy. at any time, collect and hold Funds in an amount not to excaa! the Icsser amount.
<br /> �----� L.cnder may estimate the amuunt of Funds dae on the batiis of cument date a!d reasonable cstimatc9 of expenditures of futuro
<br /> - Escrow Items or otherwise in accordance with applicable law.
<br /> The Funds shall t+c held in an institution whace depncits ure inzurai by u federal agency, instrumentulity, or cntity
<br /> (including l.cndcr.if l.cndcr ic such an imtitution)or in uny F�Ylcrul H�mx IArrn Bunk. I.cndcr sh�ll apply thc Fu�xlx to puy thc
<br /> =_ Escraw Items. l.e�xler nwy M�t ciwr�e&�rrowcr fi�r ix►IJing unJ upplyiny the Fwxly,unnuuliy mwlyiin�tik ckn�w w�r<wm,ur
<br /> . verifying thc F.xrow itcmti.unlcsx lx�xlcr pay.E�irrowcr intcn�t un thr Fwkl�u�xl appliruhlr luw pcnnilr lA�xlcr tu nwkc wrh
<br /> a chwrgc. Howcvcr. I.cnJcr nwy rc�yuirc W►rrowcr to pay u�nk-tinx ciwrgr li�r un i�xlc�xixlciN reul c�tutc tuK rc��hiny�ecrvicc
<br /> �,;'., usal by Lc�xlrr in ramx�tiun wfth �hi� liwn, wilc.r� u�licuhlc luw pri+vidc� utlkrwiM. Unlc�� un ugrccnunt ih nuwlc ur
<br /> _. . applicablc luw nyuirc�inlcrc,t a�In puid. l.c�xlcr+hull �N,t tk rrquir��l to puy liur�uwcr any iutcrc.t ur curningti un ibr I�wwl..
<br /> - Bortowcr u�xl l.c�xlcr nwy n�rcc In writing,hnwcvcr. tliat intcr��t�hall tx puiJ un thr Futxl�. l.cixtcr +huil Eivc tu&irruwcr.
<br /> without rhargc, un unnu•ri ucc�►unting��f tix FunJ�. �iu►wing cr��lit.urxl dcbits tu thc Fwxl+u�ul thc pur{x►K fi�r whirh aich
<br /> ? �r'4+�t�����t F�t1Hk w���niwlF.Th�•Fu�i.sv��IMILMI n���iditiun�d ua•rurity ti�r ell sum�.uurod My this S.xurity Instrttment. ,
<br /> .•;:; -v , If the Funds hcld by I.cnJcr cxra�d thc uma,untx Fxrmittcd to hc hcld hy;�pplicuhlc law, IxnJcr shall accuunt tu&�rr�iwer
<br />. , , for thc exccsx Fund+ in:irrordance with the rcyuiremcntti of applirnblc I•rw. If the umuunt��f Ihe Fwxlti hcld by l.ender at uuy
<br /> ��•��. �T ,'j"`' timc is not suf'�cient tn p•ry thc Excniw Itenn whcn Juc,I.endcr muy.o natify&irrnwer in writing,and,in xuch cux Borrowcr
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<br /> . '' ':���;w. •�� shall pay to Li:nder thc amount necc+�;►ry to make up thc defiriency. Borrowr,r tihall make up the deticiency in no m��re than
<br /> �. .w, "� '`'''%
<br /> M;,,u;,�,,, .; twclvc ntonthly payincnts,ut I.cnder's+olc diurction.
<br /> �, ��';�'''j� "' �" Upon payment in Cull of all wms tiecureJ hy thi. Security In�trument. Lender shull pn►mptly refund to Borrower any
<br /> , '!!��"��_i � Fundti held by Lender.If,undcr parugruph 21. Lender shall ucyuirc or.cll the Property. Lendcr, prior to thc:�cquisition or�ulc �.__
<br /> �'Yf"`� of the Pro ri tihull u 1 un Fundx hrld b I.enJer ut the time of uc uisitiun or srle ax a credit u ninst the sumt secured b
<br /> � .. P� Y•• PPY Y Y 4 S Y u�_°=
<br /> —� ��`�'_.�t��" chic Sccurity Intitrumcnt. _
<br /> �'""' . _ � ' 3.Applicatlon of Puvments.Unle„appliruhlr law pnwidr�othcrwi�c, all p.rymcnts rcrcived hy l.ender under paragraphs __
<br />- :,,;_.:;.;_,. :: I unJ 2 tihall be applied: �rst, to uny prep�ymcnt rhargcs duc under thc Notr;xccond, tu amounts payable under par.�graph 2;
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<br /> - , r.�:;�•�'t`T„-,v-, third, to intcrest duc:fourth,to principal duc;and latit, tn uny latc chargcy duc undcr thr Nutr. �,
<br /> ,:� �`"�u . 4.Cht�r��s; I.icns. Borri>wcr sh•rll pay all taxes, ussc�timrnt.,chargcti, finrs and imEx�sitic�m uttrihutuMc to thc Property �._
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<br /> ,��.�L:T._.•.: .,,_, which may attain prioriry avcr this Sccurity Imtrumcnt, und Ic:i�rhuld paynuntti ur ground mnt�, il'any. Borrower sh•rll pa,y � ,�
<br /> :� thcsc obli�ution�in thc manncr providcd in par:�graph 2.ur il'niit paid in that mannrr. Burruwcr tihall pay thctn on timc Jircctly -
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<br /> to thc person uwcd paymcnt. B�irruwcr shall promptly Turni,h tu Lcndrr nll naiirr.��t'umuunts to t+c paid undcr thi�paragruph.
<br /> '�':'�`'."'. If Borrowcr mukc�thc,c paynknt.�lirectly.B��rruwrr,hall pramptly furni+h tu I.cnJcr rcccipt.rvidrnring thc pa�•mcntti. - - - -
<br /> .. ., �''-' ' Bittrowcr shall pmmptl�•dis�harg�uny li�n whirh huti prinriry��v�r thi. Scrm•it�� In,trununt unlc+ti Borrowcr: tal agrccs in �°=
<br /> ' -=�-:;..•' .. writing to die payment�tiT thc cibligation�crureJ by thc licn in a mannrr arccptablc tu I.c�xlcr:�b►rc�rncst,in g�„xl taith thr licn F'°'.
<br /> � , by. nr dcfcncls aguimt rnti�rcrment ��f thc licn in. tegul prurrcding. whirh in th� LcnJcr'ti �ipiniun i�Fxratr tu prevent thc �
<br /> �.� ".. .. cnforccmcnt��f'thr lirn: �u lr1 �ccurc�frcim dic hulJcr of thc licn an:��rccmrnt �uti�l'urtory to Lendrr suhordinating the licn to �,;�,'
<br /> p;' ' _,� this Sccuriry Intitrument. It'l.cndrr dctcrminr�that any part uf thc Prntxny i��uNjcct tc�:i lirn which may attuin prinriry over �:
<br /> .. this Serurity In,trununt. Lrndrr m:n�Ei�•r Burr�n�•er a nutirr idcntifying thc licn. Hurruacr ,h:dl ,ati,f��thr lirn ur takr une or r%%�
<br /> ' ' morc of thc uctions sct timh ahcrvc within 10 dayti ut thc giving��f nuticr. -
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