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200406716 <br />payment of the Trustee's fees actually incurred and reasonable attorneys' fees as permitted by Applicable Law; (b) to all sums <br />secured by this Security Instrument; and (c) any excess to the person or persons legally entitled to it. <br />23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to re- convey the <br />Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security Instrument to Trustee. Trustee <br />shall reconvey the Property without warranty to the person or persons legally entitled to it. Such person or persons shall pay any recordation <br />costs. Lender may charge such person or persons a fee for reconveying the Property, but only if the fee is paid to a third party (such as the <br />Trustee) for services rendered and the charging of the fee is permitted under Applicable Law. <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee <br />appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the <br />Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address which is the <br />Property Address. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any <br />Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Seal <br />Daniel Heminger - Borrower <br />STATE OF NEBRASKA, _16aw County ss: <br />The foregoing instrument was acknowledged before me this o2 day of <br />Heminger. . <br />Witness my hand and notarial seal at /p�2 <br />My Commission Expires: <br />tGEINERAL NOTARY - State of Nebraska <br />KATHRYN KLUSKA <br />My Comm. Exp. Aug. 1, 2006 <br />in said County, the date aforesaid. <br />(Seal) <br />- Borrower <br />�Xz/ , by Daniel <br />L4 klvl-� �_ <br />Notary ublic <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT with MERS Form 3028 1101 <br />Page 7 of 7 <br />IDS, Inc. - (800) 554-1872 <br />