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/ -�. �ji'. � . �` ., . ... _ . - � � � - -- --....� g4- 10� .. , �. . � : PaYroeau msy ao loa�r�e require,�d,at tbe optioo of Loader.ff aacxt�e iawnncc tovera�,+(in tbe am�uunt�ad for t6e poriod • tbat Lender requira)praridad by�a iiuucer approved by l.eader aptn becwnaavaWible asd i�obt�ined Ba�row�r�11 py _ the pemiwaarequiredto maiat�inniortsa�oiewnnoeirt elfed�ar to Provide�lat raecv�e,mtil tbe requ�re�ttor sorts�p+ iowr�na end�in�►ceadance wNb�ay writtea�reemaot betMeea Narro�rer aad Lender or�pplic#blo law. !. I�pM.tlos.l.cnder or iu a�eat miy m�lce reawaabkeatciea upon�od f�pedion�ot tLe PropeRy.l�eader ib�U�ivc -- - Barower aotica�t tbe time ot a prior to�n ia�pectfoa specltyiat reasoaab�e cau�e fa tbe ioapuxloa. n 10. Ca�ie�fio�. Tbe proeeedt ot any nvud or¢laiat tor dama�µdired or coa�equeati�in wonecYian wilh aay coudemrwtioaor other tdeiay�uf aoy�rt of tLc Pre�wrty�w•Wr wavcyaucc lu lieu of condemnatioe.are herehy ae�i�oncd aad �_ _ �hdl be p�d to l.eoder. _ ln the eveot of a total tating of the Proparty�t6e proards�ll be applied to the auaas�ecuredby t6Lti Secwity Inatrumeot, :�'�".�:"' �i9�'�`•� whet6er or not then due,wit6 aay ex�ceu paid to Borrower.In tLe eveot of a putial talciaB of tbo Pruperty in w6ic6 t6a tair ;�.;_::�:�� - - market value of the P�roperty immedjatCly before tbe tsicing u equal to or grcater than tbe amount of the sums:ecured by �.:-:.''�•.',..'`:'�t"''� Securitylastrwncntimmediatelybeforctbetaking.unkssBorrowermdLeuderotherwlseagroeinwritiug. t6caumsaecuredby �� ;�y.. �,•� this Security(astrnment sball be rrduced by tbc amouot of thc proceeds multiplicd by t6e folluwing fraction: (a)the total _�� , amouat of the sums aecured immediately beforc thc takfag, divided by(b)the f+�ir m�rkct vatue of the Property immedLtely �_, � r: � • '�":=, beforc tha taking. Aay balance s6ail bc paid to Borrowcr. In the event of a putial t�lciag of We Property in wldch the fair ��_'� markct value of the Propecty immedistelybefore the talciag is less thsin the amount of thc sums sectued Immedlately beforc the •'�.''�':•�._,�•�.-�,�;��i� taking, unless Borrower wd i.ender otherwise agree ia writing or nnlesa appGcable law otherwise providu, the proceedcshsU ._ -�`�'�'___�1..._1_ _-�— s;..� ...-.�`A•;. be appUed to thc sums secured by this Security lnstrumeat wbcther or aat thc sums ue then due. . • If the Property is abandonedby Borrower,or i� aher notice by Lender to Bonawer thu thc condeuuioro�ers to malce an award or setde a claim for damages,Bocrower f.tils to respoad to Lender within 30 daya after thc Jnte t6e uodce is given, -- � � l.endcr is suthoriudto collect and apply the procceds,at its option,eit6er to restoratioaor rcpair of the Property or to the sums - secured by tbis Security Instrument,wbet6or or not then due. _,_ • Unless Lcadcr and Borrowcr otherwise agrec ia writing, any appGcadou of procceds ta priucipal sh�ll not extead or ' postpoac thc duc date of the moathly payments rcferrcd to In paragraphs 1 and 2 or change thc amount of such paymeats. . 11. Borrowe� Not Rekased;FoebeArwua By Lender Not x Waiver. Extension of the tirne for paymeat or modificatioa ' of amortizationof thc sums securedby this Sccurity lastrtuneatgrant�dby Lcndcrto any succeswr in interestof Bonowershall � not operatcto rcicasethe Gability of the origiaal Borrowcror Borrower's successors in interest.Lend�rsbaU aot bc requiredto commenceproceedings agaiast�ny successor in intcrest or refuse to extend tlme for payment or otherwise modifj+amortizacion of the sums secured by this Secutity Iastrument by reason of any demand made by the original Borrower or Bonower's � succcssors ia iatcrest.Auy forbearanceby Lender in e�ccrcising any right or remedy shall not be a waiver of or preclude thc exercise of any right or-remedy. 12. Sucassora wnd Assl�s Bouad; Jotnt and SeverAl Wbility; Co-aii�uers. The covenants and�greemeatsof this Security Iastrumcnt shall bind and benefit thc successors and assigns of L.cnder and Bonower,subjcct to the provisions of paragraph 17. Borrower's covcnants and agrcements shall be joint and several. Any Borcowcr who casigas this Security Iastrumentbut dces not execute the Note:(a)is co-signiag t6is Security Instrumeatonly to mortgage,grant and convey that ��= Borrower's interest in the Property under the terms of this Securiry Instrument;(b)is not persanally obGgated to pay the swns i securedby this Security Instrument;and(c)agreesthat I.e:ndcrand any otherBorcowermay agree to extead,modify, forbearor � make any accommodatiam with rcgard to the terms of this Security Instrument or the Notc without that Borrower's consent. � i•. i 13. I.oau Chsu�es. If thc loan secured by this Security Instrumentis subjcct to a law which scts maximum loan charges, �.-� �.' �� and that law is finally interprctcdso that the interest or other loan charges collected or to be coiiected in coanection witii tLc ° ' loan excced thc permittedGmits, then:(a)uny such loan charge shall be rcducedby the amount necessary to reduce thc charge '� d b aa sums alread collected from Borrowerwhich exceeded permittedlimits will be refuadedto �, to thc percarttedlun�t; an ( ) y y Borrowcr. Ia:ndcr may choosc to makc this rcfund by rcducing thc principal owed undcr thc Notc or by making a dircct + ' payment to Borrower. If a refund reduccs principal, the reduction will be: treatcd as a partial prepayment withuut any prepayment churgc undcr the Notc. t 14. Notices.Any notice to Borrowcrprovidcd for in this Security Instrumcntshall bc given by delivcring it or by mailing • it by tirst class mail unlesti applicable 13w reqiures use of xnothcrmethod.The noticc shall be directed to the PropertyAddress • � or 3ny o�hcr address Borrower dcsignates by notice to Lender. Any noticc to Lendcr shall be gvea by first class mail to � Lcnder's address statcd hcrcin or any othcr addre�.s Lcndcr dcsign•rtes by nuticc tu Borrowcr.Any noticc providcd for in this . + Security lnstrumcnt shall be deem��d tn have hecn given to Borrower�r Lcader when Qiven s►s pravided in this paragraph. ; � IS. Governing I.uw; Srverability. This ticcarity Instrumcnt shall tx: govcrncd by fcdcral law and thc law of the � � � jurisdictinn in which thc Property is lacatcd.In thc cvcnt that any provision ur clausc of this Security Instrumcntor thc Notc � wntlicts with applicahle la�v, such conflict shall n��t aCfect other provisions uf this Security Instrumentor th�Nate which can tx , given cffcct without the conflicting provision.To this cnd thc provisions of this 5ccurity Instrumentand the Note:are declared ' to bc;scvcrablc. 16. Borrower's Copy. Horrowcrshall bc givcn unc cunformcdcopy of thc Notc and of this Sccurity lnstrumcnt. , ' Form 302� 9190 �•• ,. �ERtNEI ro�a� Pp�4 of 6 ino�.: c L L• ♦ f i• } i � � � ' • � ._ _-_ _._ _ _