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<br /> llNfons Cov�ot 1 S ot tM�aritp IrtruMat i�a��drd w cad a tallowi:
<br /> lf. U�Yws�►MMra��Mt GM'r�NR Isw��nw�y'.TNs for�M S�cudty la�trwa�at oomblaa udtuts�cov�t�ta naNao�l u�e �
<br /> �ad�on-uaifatm cowo�su whh Waltd wri�tlau bY Iuri�dictloa to oaadtuq a udform wauity iortrumat oowriy rol Oroprty. ThL
<br /> li�cudty In�uudwnt�!I be jove�aed by F�d�ral Lw and the faw d the Juri�dialon iu which tbe Prop�cty 4 loat�d.In tbt went tb�t�ay
<br /> provLloa or aia�ue ot t1�44 Srcudty IaurunNOt ar tiie Nok ooatiicta•iW appikabte taw.tuch conlUct�balt aot dfen oth�r A�avWau ot tUi� •
<br /> 9�cudty Imerua�tot or ihe Nou whkh an be�(vat ttGct w(tlwut iht ooallictlo�provWon.�d to thl�ead tM pcorWwu ot t4it S�ritr
<br /> - —_�--�-_'-='_`-��T' In�trumau�Ad tlM t�ott att declv�d w b�wvasbk.
<br /> L�. 'fRANB►B�O�TH6 lROrFJt'lY OR A sENEP1ClAL IN1E�T IN�ORROVY�R
<br /> Udtorm Caven�nt 17 ot tbe Secudty In�trwaeat b�mend�d w cad a�foUow�:
<br /> 17. Trwt�r at tM te�ty or�MMfkW UMrw1 t�larnwK.If�II or any part ot the Property or an intaat therela b wld or u�fared
<br /> (a it�bawtkW ln2aat In Borrowu is wW or uwfared aad Borrowa h na a natunl penon)vrlthouc I.ender's prior wrttten mmeat,
<br /> ------- Lsnda may.�t L�ndeP�option�decluc all the suau sacured bY thit SecudcY Iasuument to be lrtunediatel9 due�nd p�yabk.Howeva.tht�
<br /> optian slWl aot be exercised by Lender if exerctse is not�uthocized by Fede�al law.Lender nuy waive the exadse of thls opHon if:(y Borrower
<br /> �� cawa to be submittod to Lender iniormadoa roquired by Lender to evaluate the intended uuuferx as if a xw lo�n wae beinj wade to tbe
<br /> truutaa;�nd(b)L.ender reawnably detamina etut Lender'�secudty wGl not be iropaired by the Iqa anumpdon aod ehat t6r t41t of the
<br /> brpdi of aay wvewnt or a�roanent in th4 Secudty Instrume�t is acapu�ble to Lender.
<br /> t To the actent pmnitted by spplicabk law,Lender mty chuse a reason�ble[x u a conditlon co I.ender's coruent to the losn sssumptlon.
<br /> [.estder may alw tequlre the tran+faa to kap ol the promises�nd�yramenu m�de in the Note and in thii Secudty tasuum¢nnt.
<br /> "If Lender acerclsa tuch optton to accelerate,l.ender shaU mail Borrower notice of acceler�tion in accardance vrith puaaraph 14 hereof.
<br /> � � �� Snch ooda sh�ll provlde a pedod of aot!as than 30 days from the dite the notice�m�iled within which Borrowu rtuy pay thr wms declared
<br /> '" "��:tb due,lf Hoaower fails to pay such sums prior to the explration of such period.Lender ttuy.wlthout further notice oc dem�nd on 8ocrowa.
<br /> invoke any remedla petmilted by this Securtty lnstrumeat."
<br /> ' � Y;?����==-��;?�"' "Notw(thstandinQ a aale or transfer,Borcower wilt contlnue to be obli�ted under the Note and th1�Securlty Iastrutnent uNat I.ender hat
<br /> • � rcles�a�d Borrower in wrtdna.••
<br /> �1: �`�ia?.`,i:?ti�'.r
<br /> �j �(•��(�n..a'.�.
<br /> ;r��, ?: • , F. LOAN CHAKGE9
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<br />, 'r';;..,,,;,�,,.. If the lan secured by the Secudty Instrument ta subJect to a law which seu mxxtmum lo�n charga,and th�t law h flnally interpreted w
<br /> � , .,.-•':°�`�_ that the interat or other loan charQa colixted or to be coliected in cont�ection wlth the toan exceed permittal Umits,then:(1)�ny such Iwn
<br /> �:`••� t������v l�i��wi f�y thr rmount neoewry to reduce the chartte to the permlttod limit:and(2)anY sums�l�ady coUectod from borrowa
<br /> :.�.-..w• �'"� �Y which eucaded permltted limiu wiq be refunded to Borrower.Lender may choo�e to make this refund by reduc{n�the ncipal owed under the
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<br /> �•;"''�,��}`•�'�'�"�''"'-'� Note or by mnkin�a dlrect payment to Borrower.If�t�efund roduca principal,the reduction will be treated u w partitl prepaycnettt undet the
<br /> Q;.;�yt,�'�''"r�.;�.;�r: :! Note.
<br /> ��v.;eh. :i:_
<br /> - ;1�":A�%�d+%�t��j r'1'"''�`" 1N W[1'NEBS WHEREOF,8orrower lus ea[ecuted tM4 AdJust�bk R�te Rider.
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<br /> "'�� ' T CALDWELL
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<br /> - •°- • BORRO ER
<br /> ' PAmELA R. CALOWELL
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<br /> "'• (SION ORiC31NAL ONLY)
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