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<br /> TC.XiETHFR WI1'H all tbe impoovcmcnt�now a het�fkr erocted on�he propecty.aad�II wKanent�,�ppurtenuK:a>
<br /> uui fixt�uea now Qr herrafter o p�t of the property. All t+epl�cements u�d�ddlda►s�hall�I�a be covened by t6is Socurity
<br /> Imtrwnent. All of the foKgoiaQ Is refecned W{p thit Stcucity ImWrt�ent�s tlie"Property."
<br /> BO'ItROWER C:OVBNAIVI'S thwt Aarower i�I�wfully�elsed of the csute hercby conveyed aad has the d�ht w p�ant
<br /> ud convey the Pmputy md dut the Ropecty ic unencumberod,exoept for encumbnu�ce:of rxad. Bamwer wnRanu aad
<br /> _ will defend�enerally 1he dde W the Property a�a�nu�Il claima u�d denunds,wbjxt to�y encumbrancee of rocord.
<br /> 7NI3 SP.CURTTY I�ISTRUMEiV7'combine� unlfam rnvanants for nad�nal use and nan-udform covawnts with
<br /> _��= IfmiMd verinNon�hy juri+dicticxi to rnn+dwte e uniRxm xcvrity imh'ttment coverinr rctl pioperty. -- -
<br /> UNIPORM COVENAN7'S. Bomowec+�tKf Lendercovetwnt and�nx�u follow::
<br /> 1. hyw�at ot PrMidp�l Nod IMer+ati Peep�yment�ad l.�te CiuRa. 8cxruwcr shAll P�'omp��Y P�Y when due tho
<br /> princi�at wxl lntercM on the debt evidonced by the Nate�nd any prcpayment w�d I�te char�ea due under�he Note.
<br /> Rund�tor 71�za�ad Iaauan�w Subject to Applicabk I�w ar to A written watver by L.ender,Bocrower sluill pty to
<br /> Lenclet an the d�y manthly pryrn�nta�re due uoder the Nae,until thc Note is�id in fuil.t sum("Aunda")far:(a)y¢arly
<br /> u�xe�t�nd w+�ewnentr which may�tt�ln priorlty aver thir 5ccudty lnsuument ws a Ilen on the Pioperty:(b)Ye,�ciy kpaehold
<br /> pnynxotr tx �ruunJ ren�r un the Property. If w�y: tc) Yerrly itAxurd ar property insurance premiums; (d) Ye�dy fload
<br /> insucnncc prcmtum�, if Any: (e) ye.�cly mort�agc insurwnce ptemiuma,if any; and (�any tunu payabb by Bomower to
<br /> Lender. in�ecoMu�ce wlih the provfsians of pangcapti 8.in lieu of the paynxnt of mortgage insurance premiums. These
<br /> items ue c�lled"F.scc+ow Itcma' Lendcr may,at eny time,collect and hold Punds in an amaunt not to exca�d the maxlmum
<br /> uncwnt a lender fa a federally rel�ted moRgage loan may requirc for Borrower's escrow account under the federnl fieal
<br /> -- Estate Se�lement Procedures Act of 1974 as amended from dme to timc,l2 U.S.C.$2601 u seq.("RESPA").unless another
<br /> __- law that applies to the Funds seta a lesse��nount. If so,Lender may.at any time,collect and hold Funds in An amount not to
<br /> ,J;.� exceal the lesser amount. Lander may estirnate the amount of F�nds due on the basis of cument data w�d rcasonabk
<br />, estir�wtes of expenditures of futune Escrow Items ar othenvlse in accordance with applicabie low.
<br /> 1rie Punds shaU be held ln an lnsdtut�on whose deposits are insucrd by a federnl agency,insuumentelity,or enttty
<br /> (lncluding Lender.if i.ender is such an institudon)or in any Federal Home Loan Bank. Lender shall apply the Funds to pay
<br /> the Escrow Items. Lenckr may not chargc Boaower for holding und applying the Funds,annu�lly unalyzing the escrow
<br /> • account. a verifying the Escrow Items, unless Lender pays BoROwer interest on the Funds and applicable law pern�its
<br /> Lender to make such a charge. However.L.ender may reyuire Borrower to puy a one-time charge for an independent real
<br /> � ,,,� : .`� estate tax repotting service used by Lender M connecdon with this loan,unless applicable law pravides otherwise. Unless an
<br /> , .���7 s���'f ugraement ls made or applicable law requires interest to be paid,Lender shall not be c+equired to pay Borrower any interest or —_
<br /> :.�,,�� camin gs on thc Funds. Borrower and Lender ma y n g rce In wddn�,however,that tnterest shall be paid on the Funds. Lender
<br /> ,� �°�'����'S'•l� purpogse for w i h each debit to the Funds wa.s made.�TnenE�nds ere pl dged a a ditionai secun'ry fortall sumsnsecuned by
<br /> "1 ''•M
<br /> ,�..,,�'�,�`.��"`�'�"::. this Security lnstrument.
<br /> — ' 3•3��?������ = If the F�nds held hy Ixnder exceed the nmciuntc permitted t� fx� hr1�1 hy ar�licehle law, i.ender chall account to ,
<br /> "`"�"'""'�" '���'"'" Borrower for the excess Funds in uccordance with the requirements of applicuble law. If the amount of the Funds held by
<br /> ' � Lender at eny time is not sufficient to pay the Escrow[temc when due,Lender may so notify Borrower in wdting, and. tn =
<br /> . . such case Borrower shall pay to Lender the amaunt necessary to muke up the deficiency. BoROwer shull make up the
<br /> ' deficiency in no more than twelve monthly puyments,at Lenders solc discretion.
<br /> , �• � � : �`�. � Upon payment in fuli of all sums secured by this Security [nstn�ment,Lender shall prompdy refund to Borrower any
<br /> � . ' Funds held by Lander. If, under parnsraph 21.Lender shall acquire or sell the Properly.Lender,prior to the acquisition or .,_,,
<br /> - � sale of thc Property, shull apply any Funds hcld by Lendcr ut thc timc of ucquisition or sule as a credit against the sums
<br /> �`�•'�-; ' secured by this Security Inswmcnt. '
<br /> , � 3. Applicatbn ot Fayments. Unlesx applicable law• provides otherwise, ull paymcnts rcceived by Lender under
<br />-` •.�,�•+.;:;�� �- paragraphs 1 und 2 shull bc opplied:fir�t,to nny prepirym�nt chnrges dn�under the Note:sccond,to amounGS payuble under W'
<br /> � �- ° parugraph 2;third,to intcrest duc;fourth,to principal duc;and last,to any l�tc.charges duc undcr the Notc. �
<br />,'� . • 4. Charges;Ltens. Borrower shail pay all taxes, ussc+smcnts, charges, fines und impositions uttributable to thc ---
<br /> � Propeny which muy attain priority over thix Sccurity Instrument,and learehold payments or ground rents,if any. Borrowe�
<br />` . shall puy thc�e obligntions in thc manner providcd in p;►rugraph 2,or if not paid in thut manncr,Borrower shall pay them on
<br /> s " time directly to the person owed puymr.nt. Borrowcr shall promptly furnish to LenJcr ull noticcs of amounts to be paid under =
<br />-- ' . . this paragraph. If Borrower makes thesc paymcm�Jircctly, Borrower�hull pmmpdy furnish to Lender receipts evidencing �.--
<br /> . • the puyments. F�•'.s�
<br /> Borrower shall prumpdy dischargc any licn which hus priurity over thi�Sccurity in�trumcnt unletis Borrower.(a)agrces `
<br /> in wnting to the payment of the obligution sccumd by the lien in u manner urceptablr to Lendcr,th)contcsts in goal fuith the
<br /> - � ' •�' lien by,ordefends against enforcenunt��t'the lirn in,Ic�;ul prix:rrding,whicli in the Lender�upiniun o�xratc to prevent the �
<br />.� ' enforcement of the lien:or(c)+ecurcs from the holdcr of the lien un agrer�nent satisfuctory to Lender subordinating the lien �
<br /> " ' '•- � to this Security Insuument. lf Lender dctcrmincti thut any part of thr Property is,uhject to r licn which may attain priority
<br /> � Y A��' over this Securit Inztrument,Lcnder mu �ive E3orrowcr u nuticc idcntif m�thc lien. Borrowcr,hull s•rtisf the lien or tuke
<br /> • �.�,�h�- Y Y b Y� b Y r
<br />_ ' ,n one or morc of thc ections�et fonh ulxrve within 10 day�uf thc giving of notice. ! •:
<br /> . 5. Hozard or Property Insurunce. Borrowrr shall kcep the improvcmcnt.nciw rxisting or hercuftcr crccted on thc �
<br />_ , Property insurcd again.t li�sti by tire,ha�ards inrludrd within thr tenn"rxtended roveragc"anJ any cithrr harardz,including
<br /> - n�a�or n«,a;nb,for which Lendcr ttyuires insuruncr. Thi� in,uruncr ,hal!ix maintuincd in thc amounts und titt thc
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