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-nn M N <br />a n = <br />z a� <br />rn D <br />(�D O <br />I <br />Return To: <br />Commercial Federal Bank, a FSB <br />13220 California St <br />Omaha, NE 68154 <br />Prepared By: <br />Crystal Lee <br />450 Regency Pkwy <br />Omaha, NE 68114 <br />[Space Above This Line For Recording Datal <br />DEED OF TRUST <br />MIN 100104000181861124 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) 'Security Instrument" means this document, which is dated June 30, 2004 <br />together with all Riders to this document. <br />(B) 'Borrower" is GAIL A KRLTEGER, A SINGLE PERSON <br />Borrower is the trustor under this Security Instrument. <br />18186112 <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT WITH MERS <br />-6A(NE) (0005),01 <br />0 <br />Page 1 of 15 Initials <br />VMP MORTGAGE FORMS - (800)521 -729 <br />18186112 <br />Form 3028 1/01 <br />e <br />M <br />o� <br />r— <br />ern <br />0 <br />00. <br />-n <br />C73 <br />o --n <br />o <br />z <br />M <br />—0 <br />D CD <br />CZ <br />crn-1 <br />3 <br />r z <br />N <br />v' <br />CJ <br />v <br />CD <br />= <br />N <br />0) <br />tV e-* <br />Cn <br />Z <br />O <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) 'Security Instrument" means this document, which is dated June 30, 2004 <br />together with all Riders to this document. <br />(B) 'Borrower" is GAIL A KRLTEGER, A SINGLE PERSON <br />Borrower is the trustor under this Security Instrument. <br />18186112 <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT WITH MERS <br />-6A(NE) (0005),01 <br />0 <br />Page 1 of 15 Initials <br />VMP MORTGAGE FORMS - (800)521 -729 <br />18186112 <br />Form 3028 1/01 <br />