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<br /> Too6'I'HBx wTlx.0 the im�rov�u noM►ot ha..tter erecMa a�11he pr�prny,.aa d�e.un�nt.,.r�►�a� •
<br /> wd l�xnms tww or hera�tlec a p�ct d the p�opaty. Ail iopl�cemen4�qd�ddillon�iwU�bw b�aovwd bY t6i+Sacu�ic9 •
<br /> Ic�huma�t. AU of tbe faoe�oin�i�rofen+ed w ia dds Secudty In�trwriant�tY�"Pr�pNty"
<br /> BORRUWER COVENANTS thu Borrower ia l�wNlly tei�ed ol tite atMe ha�eby wnveyed and hu tho d�ht w g�t
<br /> �nd coavey tUe aai thu the PropeitY ir urrencumbered.except fa etecumbanceN of rocord. Aorrower wsmnts�u►d .
<br /> wlil defend e y the dde to the PropertY a�a�n�t�ll cWdw ud demmdt��ubJect to any encumbr�noe�of ro��d.
<br /> �' —'_ TH(5 SECUR�sdicdort w�c��a uniform�ecuriry YeLu�nor overin�real PropertY n-uniform covenaats wld� i rv.
<br /> Wnited vulationa by j
<br /> UNIFORM COVENANTS. Barower ud Lenda ot�d I.�te�Char�a.b8cxr'°wer�htll prompAY WY when due the � �
<br /> 1• ��°t°��������;��� ment�nd IRte chu�ei due under the Note.
<br /> pdpcipal of and intuest on the debc evldenced by the Note�nd u�Y P�'�1�Y
<br /> 2, F�nda for'I1it��od Iawnna. Subjoct W appllcAbie law ur to a written w�iver by L.ender.Bocrowor�all pay to
<br /> Lender on tho day monthlY Paryments are due under the Note,until the Note i�p�d in fuU,a�um("Punda")for.(s)YeadY
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<br /> �a�ces and asscsaraents which may attain priorlty over this SecurttY Insuument As a lieimurance prccini�urti�(dj�Ye�r1Y flh°� _
<br /> payments or ground nnts on tbe Propercy, if�ny: (c) yeady t►�.ard or W+oP�rtY ��� �YQbla by $orrower to
<br /> lqsurance pnmiurns, if any; (e)Yearly caort�age insurance premiums. if any;smd(� tu►y
<br /> Lender,in accordance with the provisiona of paragraph S,in lieu of thepnyment of mo�t�age inaurance pe+emiums. Those
<br /> items aro called"Fscrow Items" L.ender mxy.at any tirne.coUect and hold Funda in an amount not w excad the muxim►►m
<br /> pmount a lender for a federally related mortg�ge loan may require for Bor[ower'�eecrow Account uad�r the federal Rea1
<br /> Estate Settlement Proceduns Act of 1974 as emended from dme co time.l2 U.S.C.�2601 et atq.("RESPA"),unless a�wthec
<br /> ---- law that applles to the Amds sets a le�ser amount. If so.Lender mny.at eny ttme,collxt und hold P�u�da in rn amount not to `_ _.
<br /> • •�- ---�---= oxcezd �he lesser amount. Lender may estimate the amount of I�nds due an the baria af current d�tY+�nd reasonabte _
<br /> � --��� ecdmates of expendituns of future F.scrow Iums or otherwise in occordar�ce with applicable IKw.
<br /> ,;' . The Funds shall be held in an institution whose deposits aro insurcd by� fedcral agency. inswmentallty,or cntity
<br /> (including I.ender,!f I.ender is such an institution)ar in any Federal Home Loan Hank. l.ender shull apply the Flmds to pay .
<br /> the Escrow Items. L.ender may not charge Bortower for holding and applyinQ the Fundc.annually analyzin�the escrow -
<br /> account,or verifying the Bscrow Items, unless L.ender pnys Borrowcr intercst on the Ft�nds and applicoblc law permits
<br /> L.ender to makc such a charge. Howcver,Lender may requice Borcowcr to pay a one-time charYe for an independent real
<br /> esutte tax reporcing service used by Lender fn connecdon wlth this lopn.unlexa epplicuble luw provides otherwise. Unless an �
<br /> agreement is made or applicable law requires intcrest to be pald.L,ender shull not be rcquircd to puy Borrower uny interest or e, .
<br /> "_ .�r° eamings on the Ftmds. Borrower and Lender may agree in wdting,twwevcr.thut intcrect shul{bc paid on the Funda. Lendcr
<br /> � ';� shall give to Borrower,without charge.an annual accounting of the FLnds,showing credit.and debits to the Funds and the __
<br /> ;,_ purposc for which each debit to the Funds was made. The Funds are pledQcd as additional security for wll�umr•secured by _
<br /> thic Security In�iruu��nL °
<br /> r, lf the �nds held by Lender exceed the amounts permitted to be hcld by applicuble luw, Lender shull uccaunt to
<br /> h �•'}. '4���� Borrower for the excess�nds ln accardance with thc requirementc of applicuble luw. If the amount af the�unds hcld by
<br /> �� Lender at any tlme is not suf�cient to pay the Escrow Items when duc,Lemier muy w notify Borrowcr in wciting,and,in
<br /> , � ' r:.; such case Borrower shall pay to Lender the umount nccessary to m:Qce up the deficiency. BoROwer sheU mukc up the
<br /> ' �``'`"r` � deficlency in no more than twelve monthly payment�,at Lender's solc discretion.
<br /> �'��'-�'"�'�:"`� U n a ment in full of all sums secured by this Security Insuument, Lender shull promptly refund to Borrower uny
<br /> x �.b;•..�r ;�.3•:r P� P Y
<br /> .�{,���:.�;.L�_-,;;.;•,� Funds held by l.,ender. If,under paregraph 21,Lender shall acquirc or scll thc Property,Lend�r,prior to thc acquis tion or
<br /> , ,�;. salc of the Propetry. shall apply any Funds held by Lender at the time of acquisition or sule as n credit uQuinet the sums
<br /> .�w�,n:_'r;;;>:,��" secured by this Sccurity Inswment.
<br /> 1�. 3. ApplicAtion of Puyments. Unless upplicable law provides otherwise, all puyments receivcd by Lender under _+_
<br /> s,,�; paragrnphs 1 and 2 shali be applied:first,to any prepayment charges duc under the Note;sccond,to amounts puyable under --
<br /> �•�.���'. . - paragraph 2;third,to interest due:fourth,to principal due:and last,to uny late charges due under the Note. _
<br /> �`"�'"?�'�'' 4. Charges; Liens. Boaower shall puy all taxes, atisessments, churges. �nes und imposidons uttdbuwblc to thc __
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<br /> :�y�,,,,,�:..-:,,:;�,•. , Property which may attain priority over this Security Instrument,and leusehold payments or ground rents,if uny. Borrower
<br /> ,,.;... .,.. •, ,w• .. shall pay these oblisations in the manner provided in ps►rugruph 2,dr if not puid in that munncr.Borrowcr shnll puy them on `
<br /> ;,'.�.'y_,•". :, time dircctly to ttfe�peccon owed payment. Barrower shall prompQy furnish to Lendcr nll natices of umounts to be paid under �__
<br /> this paragraph. If Horrower makes these payments directly,Borrower shall promptly fumish to Lender reccipt�:cvidcnring __
<br /> �''"�^-. • � ehe payments.
<br /> �• Borrower shall promptly discharge any lien which has priarity over this Security Instrument unlexs BoRUwer.tu)ugrees
<br /> •� 4 . in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender;fh)conte,ts in gaxf fuith the _
<br /> lien by,or defends against enforcement ot thc lien in,legal prcxcedings which in the Lendcr's opininn operrtc to prrvcnt the �_, .
<br /> - • enforcement of the lien;or(c)securet from the holder of the lien an ugreement satisfactory to Lender sutwniinu►ing the licn
<br /> .;� to this Secudty Insuumcnt. If Lender determines that uny part of the Property is subject to u tien which may attuin prioriry _
<br />- • .,�; , uver this Sccurity Inswment.Lender may give Bocrower a notice identifying the lien. Borrowcr shall�utisfy the licn ur tukc _
<br /> � one or more of the actions set fotth above within ]0 days of the giving af notice. _
<br /> y�- r � 5. NAZard or Pruperty Insurance. Bonowcr shull keep thc improvcments now existing on c�rcuftcr crcctcJ un the -
<br /> property insured ngainst loss by fire,huzards included within the tertn"extended coverage"and uny uther hur.urds,i�irluding �'
<br /> - � floads or flooding, for which Lender requires insurance. This insurance shaU lx maintainrd in the umount.r• und ti�r the
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