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� . ��.� rf ..__ ,..��, � - — ,7_.. �� - - — - -"'�' ADJUSTABLE RATE RIDER 94 ��'� � ' ! I'1� (t Ywr'fYwwy 1�•Itne C+vs) � — �. t � . THIa ADIUiTA{l.8 M7$RIDB�M a1Ud��A4 � e�r or FEBRUARY _ ,t��+ , �d i�bcaD�M�d into Md rhW be d�n�d to��wl ind W�pl�wt tb�Mons�M�D«d ot Truu�a Saurky DMd(�M"�curky IaaruaMa")ot �he we dr•p�b�r��uudmisaa(��toeowPh a�n brrow.r��dju�.bi�nac•Noa(�b.��Na�")to • W1WQ,cw��t..�••)ot un ww ew..a aor«W th.orov«ir a�«�wa f�tA.a.�u�tr�•u.um�e.na toaue a: ° � � 4145 SPRINGUIEW DR., GRANU YSLAfW�, NEBRASKA 68803 � _ (Propaty Addrat) 'rMit .NS e..w.. �..wo.� .11.wf.�t«eln�e«b .y� I�tMw1 nb..� wy .o.Wy nr•�•a.Trw..t..w u.�ts tY.�W�y id..w aa a.ew�.u,�.y..�a....� �t4��N 1b��nM1 wN Mf• �_��-� --- ''-� ADDITIONAL COVENANl'S.In�ddiNoa to the covauaa aAd yr�emenu m�de in the Secucity iu�trum�nt,Horrowa sad l.ei►der — furtl�x oova�aat and yrx as tollovrs: A. IN7ERF8T itATE AND 11[ON3'HLY rAYMENT CHANG�eB The Note provida tur�n iNWI interat nte of 5.0 4y,SecHoo�ot the Note provlda tor chan�a in the interat rate and tlie .,,,:r, ��1Y WY�ts,s�toUows: ��y'�`�`Y��'.. 1. INTERBST RATE AND MONTNLY PAYMENT CHANOES � +�C;':x,�.�•;... '� �,;:�`�i:"�': (Al CY�� (�'IARCH _.19 95 ,andonthatdsyevery The interat rate 1 witt pay may chanac on thc fi�st day of — "�`' ��;;:r;,� 1� mondu tt�atur.Each date on whkh my intaat nte coutd chan,�e b calkd a"Chan�e Date." �x�;f'�:i�.-:�� . .,,- - O) 1'M iMac --. ':��':;:,i+s,.^:�-;;';, Be{innin�wlth the tint Ch;n4e Date,my interat rate witl be based on an Indeu.The"Index"is the wakly�vera�e yield on Untted Stata ;�;'�;= �� •�= Treuury secudda edjusted toa constant m�turity of t ye�r.as made av�itabte by the Fedad Raerve Boud.The mat raxnt Index fl=ure •+u:��,v,. ..•, .•S'`."°' avdlable as ot the date 45 days before each Chsn=e D�►te i:alled the"Currcnt Index." __.- .;py.,�„••.4•„�, .,:.:�� If the Index is no lon�er available,the Note Holder will choae�new index which it based upon compu�bte infomfadon.The Note :'�''�`.;"„"`"'..`�� '' Holder will�ive au nodu of thi�chola. ----__ --_-- �C) c',ak�l�uoaotCYwees TU10 AIUD ONE-HALF --- &fore e�ch Chan�e DOte,the Note Holdnr will cnlcul�te my new interest rate by addin� p��u�t� , polnts( Z•5 �i)to ehe Cutt<nt index and rounding to the nearest 1/8th of 1 Wi,subject to the Umiu stated in Sation 4(D)below. � � This rounded amount will be my new interat rate urtil the next ChanQe Date. . �,; �• � The Note Holder will then determine the amount of the monthly payment that woutd bE suf�cient to repay in full the principa�t am � expected to owe on that Chan�e D�te in substantially equal payments by the m�turity date at my new interat r�►te.The rauh of thti calculadon will be the new amount of my monthly payment. � (0) I.idu o�4terest Rate Cb�M�a _ � The inttrat rate I am required to pay at the first Change Date will not be Qreater than 7 fl �,o�r�leu than `- '��n qi.Thereatter.rny interest�ate wiil never be increaud or decreased on any sin�le ChanYe D�te by morc th�n E-� ,_� ��.Q'�,}�f►om the rate o(interest t have been payinQ for the precedin�tweive months.The minimum fnterest rate on thb loan wili never be r p las than � � _��iid the maximum interat rate witl never be�reater ehan_]�_n M�, _-- (E) Ettcettre D�te ot CM�e�w — My new interese r�te wili become effective on each Ch�n�e Date.I wili pay the amount of my new monthly payment bejinnin�on the Crst �'