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Return To: <br />Home Federal Savings and Loan Association of Grand Island <br />221 South Locust St <br />Grand Island, NE 68801 <br />Prepared By: <br />Nancy Badura <br />221 South Locust St <br />Grand Island, NE 68801 <br />[Space Above This Line For Recording Dal <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated June 28th, 2004 <br />together with all Riders to this document. <br />(B) 'Borrower" is THOMAS R GARDNER and TRACY E GARDNER, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />OM -6(NE) (000501 <br />ID <br />Page 1 of 15 Initials: <br />VMP MORTGAGE FORMS - (800)521-7291 <br />Form 3028 1/01 <br />M <br />M <br />co <br />= <br />.� <br />^ <br />n <br />Z <br />s <br />o --A <br />o <br />v� <br />rn <br />z � <br />NOD <br />�r <br />() <br />V1 <br />�.� <br />r - <br />—I <br />CD (D <br />m <br />CL <br />—..1 <br />Z <br />1 <br />I-n <br />3 <br />r ;:0 <br />0 <br />rD <br />M <br />Cn <br />CJl <br />p <br />. . `.' <br />CID <br />O <br />Cn <br />CO � <br />Cf) <br />Z <br />O <br />Return To: <br />Home Federal Savings and Loan Association of Grand Island <br />221 South Locust St <br />Grand Island, NE 68801 <br />Prepared By: <br />Nancy Badura <br />221 South Locust St <br />Grand Island, NE 68801 <br />[Space Above This Line For Recording Dal <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated June 28th, 2004 <br />together with all Riders to this document. <br />(B) 'Borrower" is THOMAS R GARDNER and TRACY E GARDNER, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />OM -6(NE) (000501 <br />ID <br />Page 1 of 15 Initials: <br />VMP MORTGAGE FORMS - (800)521-7291 <br />Form 3028 1/01 <br />