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M' .!� rv .. .. �....'is.o��...-__.__ ""'°-- s-� �. <br /> , 1 I , .� ., c. �� '_�_""' ...h,_. <br /> �,..___._ � � _e.�r�J � . ' ���1�'��1� <br /> ' � ADJ�TA!l1.� RATE RIi�ER <br /> . , c, r..r Tw.�,►�- �.�.c.v.3 9 4— �0"1i�9 <br /> -- � n*s�oru�r�w.e w►��+w�.d.aw �.� e,�►a E'�"'"'�`� , '��.n+d ,. <br /> �.tioa�,.wa r,a n,d.n.r b.d..,»a w«�.nd.na.upp.n+.n�aM �or�..owd a Tn+a «e.a,rih►aw tm.•e.ourry►�K'1 <br /> a n,.wn.d�t.pN«+6y tn.urtar.�on�d(lh.•9on+o�e►�)ro ..cur.rlartow�«�.Ac�uwa.ow. Na.cth.•No�.•)ro <br /> � �_����.r..� �J �.��.. �..�wlrlww w/1 fwwwlw -- _ — <br /> �� N»•�.,air•1 a m.wn.an..nd ocv.rrq�n.t�P�A►�� h a,.s.a+rll�►+n.wmu,c�+d�oaa.a u� _ <br /> 100t Wut 10�le�wt <br /> Of�ll� W�Id �o'—�"��esn� <br /> " (PtOp�rty AY►M�] <br /> THE NOTE CONTAiNB PROV1810N8 ALLOWING FOR CHAN�ES IN THE INTERE$T RATE <br /> AND THE MOMIi1.Y PAYMENT. THE N07'E IJMiTS TME AMOUNT THE OORROWER'8 <br /> INTEREST RATE CAN CF�AN�{3E AT ANY QNE TIME AND THE MAXIMUM RATE'i'HE <br /> BORROWER MUST PAY. <br /> ADDITiONAL COVENANTS. In addWon b th��av«w►ts and W►�nis tn�d�b th�S�aritY inskwn�nt BarowK and Und�t furth�► <br /> COYMNf1t�Ild�¢M�i 1010Wi: <br /> -- A. INTEREST RATE AND MONTFlLY PAYMENT CHANGES __. <br /> - TM Not� provWu fa�n WtMt bt�eat�at�af 4.Z90 x. TM Not�provid�s lor ch�nqa N th�int�nst aU and th� <br /> �uN P+Y����s tollowr. <br /> 4. INTEREST RATE AND MONTKLY PAYMENT CHANl0E8 <br />'",,�{ (A) Chonp� Dat�s <br /> � Th�Intarat at�i wiM pay may chany�on th�11rst d�y of Mirfsh , 19�5 .and on tFwt dry <br /> ,� �vwy tw�tfth(12t1►)month thKMftw. Each d�t�on which my intK�st raU could ch�np�b calMd a'Ch�nqe Dite'. <br /> A (B) Th� Ind�x <br /> ' Bepkminp wUh ths Arot Chan�Dat�,my Intettat raM wM be bas�d on�n Indeu. Th�'Indut' b th�manthly awrap�ylNd on Unq�d <br /> _ __ . `"'"' �} Sht�Tnasury s�cudWs adJutt�d to a comunt maturiry ot ono(1) ye�r,�a m�de avaHa6ls by the F�d�rat R�s�rve Bovd. Th�most n- <br /> "��'����%"�' cwnt M�d�x fgur�availabl��s of th�dat�torlytivt(4S)days baton Nch Char�p�Wtt Is caN�d th�'Curt�nt Indpc'. <br />- '���T'.•�w�'�.�-i=� :��. <br /> ' �"= • ""''' If the Ind�x le no lonyer avallaWe,the Note Holde►will chooae a new Ind�x wh�h is based upon comparable Infotmatbn• Th�NoU <br /> �aib�`�. :e.���...-. . <br /> Hotder wYi qN�rtN noUca of this choic�. <br /> � • ' . � (C) CAlculation of Chanp�s 2 490 — <br /> ' BNor�e�ch Chanqe O�t�,the Not�HoWar wW catcutata my new Intereet nta by addk�q <br /> _ '--^- percentape potnit to the Cunant Index. Tha nsutts of this additlor► wiN b�my nwv intereat tat�untY th� <br /> . i _��.. ����_. <br />—, next chmq�date. SubJect to the Umits smt�d In StcUon 4(D) below,ihis naw amount wUl bv my n�w int�r�st at�untY the n�xt <br /> ° � . Chanys Date. _. - <br /> '�" ' The Note Hoidet wUl then detertnk�e the�mount o1 the monlhly p�yment th�t would be sufficient to repay the unpald princlpal that 1 am � <br /> t•: �. _.. <br /> nxpected to ow��t ths Chanpe O�to tn full on ths maturity daU at rny new inte�est�ate In aubataadally equd paym�nts. Th�nwlt of this <br /> calcuiation wiA be the new�mount of my monthly payment. <br />� � � . , (�) Umtb on Inbr�st Rato Ch�n��s <br /> Tha Intarest RatQ 1 am requlred to pay at the first Ch�nge Date w�l not be grealer than 6.280 9�. �'' <br /> Theteafta,my Intenst nte wiA navor bQ Increased or decreased on any singlo Change Date by mare than 1•990 "°' <br /> percentage points irom the rate of Interest I hava been payinq for the precedinp 1weNe (12I months. My Interest �` <br /> ate wIA never be qreater then 9.990 X. <br /> • .,; • __ <br /> �: (E) Effoctivo Dat� of Changos � <br /> My new Interest rate wUl become eflective on each Chanpe Date. I wil Pay the amount of my new monthry payment beyinniny on the �-- <br /> r_�- <br /> � ikat monthly payment d�te atter th�Chanye Date until the amnunt of my monthy peyment ehanyes sqaln. = � <br /> t�� . r_ <br /> _� f (F) Notica of Changos �� <br /> - j The Note Hoider wAI deliver or mail to me a notice of any changes in my interest rate and ihe amount ot my monthiy payment betwe 1' '• <br /> � � , - <br />; � � � the uNectfve dYto of any change. Tha noticQ will inc�ude Intormatlon reqwred by law to be given ma and also the tltie and telephone ,,. . <br /> number ot a person who will answer any questfon 1 may have reyarding the �otice. ` ' <br /> �"` <br /> ,� ., <br />_ ; , � <br /> - � <br /> , � MULTISTATE ADJUSTABLE RATE RIDER•ARM 5•2•s�nq�c Fam��y- Fannie MaelFreddie Mac Unilorm Instrument (FFL Modj 3/85 <br /> 4- <br /> '�_" � ' <br /> T �"'__'_��"_'__""� <br /> � ' � <br /> S <br /> . , �1 . � <br /> 7111 frn�17/9]I <br /> i � <br />