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<br /> 'T�a�7'�ts1t w►,�t'�t�i�d,.ie��° 8�i0'a�.i�p�p�y..ua v�e.�aaw.�.e..c.s��d
<br /> �t� oow ar YoewBt� • prt pf tlr praMe�y. I►U npl�oau�anl� wd addidon� thvl NLo ba aovwed by d�4 �a�lty
<br /> Ia�tr�ow�t•A14.o}'dr Wre�oiq i�t�etartod w in.thu Security tawuma��thm"Propaty."
<br /> sORROWBR C�VHNANT3'tirit Horro�w�er i�MwMUy�d d tl�e�w1�bMrby oonveyed rnd h�eba rl�ht to prM�d
<br /> c�ey t!M Propaty and thrt the Prop.Ky b wMncvmbaed, a�capt l�ar encumbr�noa ot r000r0. �mw�w��ad wW
<br /> dtfe�l jener�lly tbe tiUe m the PrnP�'�Y+�tairut�1 claim��nd dem�M�.�ubject!o uiy auumbrnoa of ncard.
<br /> Ti1iS SBCURI'fY INSTRUMBNT canbinos uaifam cana�Wa fa n�tionl we�nd noe-unifarm oovaMnt�wi�h lidted
<br /> vrWiora�y juri�diction to cautltute a uniform�ecurity le�wenent ooverltlg�+al propeKy.
<br /> -- UN1I�UKM COVENANT$.Brnrawer md f.uder cvvexwrt�ud n�ree�follow�:
<br /> l. P��wt d Prl�dpd +u�d I�terati PreP�y�t Md I.�or CI��. Horr+nwer ihWl P�PUY P�Y when due th�
<br /> pdnciprl of and intenat on the debe evidencod by the Note tnd�nyr p�ayment ud l�te chrrya due under the Note.
<br /> 2.Ih�edt[or Tasa�nd Iawrtnoe. Subject w applicable law or to a written waiva by l�ender.Borrower�1u11 p�y w
<br /> La�ckr on the day monthlY paYmaus u+e duo under the Note.until the Nate is p�id in full.a wm("Funds')for:(a)yeul y lax,e�
<br /> and aa�a�na�ts which m�y Attain priority over this Secu�ity Itwrumau at�lien on the Frqxrty;(b)Yearly les�wld paynrnw
<br /> or grourvd caNt on the P�nperty.if any:(c)YearlY haue�d or property insunna premiumr:(d)Year1Y flaod insurar�x prcmium�.
<br /> If oey:(el Yarly moctgage inwnncx prcmiums. if�ny:and(fl anY wm�p�Yable by Borrowu ta Lender, in tcrnrd��ce with
<br /> tbe provi�lau af pwn�raph 8.ln lieu of the p�yment of mort��tge insurar�oe promiums.'�'t�ese itecns ue a1�ed"Escraw Itans•"
<br /> Lender may.u �ny time,cotlxt and hold Funds in an Acnount not to ezaed tt�o muimum �mounc a lender fac a federaliy
<br /> rclAted moRg�ge loan may require for Bomower's escrow wcoount under the fak�l Real Fstrce Sdtie.ment Pro�dums Act of
<br /> 1974 as unetided from time to time. 12 U.3.C.Sertion 2601 et seq.("RESPA").unlesa anottKr law thu applies to the Funds
<br /> sets a Iwer artwunt. if w. i.ender may. at any time.collxt and Iwld Funds in an arta�nt not to exceed the Icxser amount.
<br /> ;- Lender may atimste the amount of Funds due on the bxsis of current d�ta and resconable euimates of expenditur�of futun
<br /> F.�eruw Itemc or otherwise in acewrdanee with applic�ble law.
<br /> - The Funds shaU bc held in xn instttution whose deposits sue insunxl by � federal agcncy, instrumentality. or antity
<br /> ',�;' (tncluding Lender,if I.ender is such nn institution)or in any Fodecal Home Lonn Bwnk.Lcnder shall apply tha Fwds to p�y the
<br /> =- F.�crow Items.L.ender may not charge Borcower for holding and applylnII the Funds.annually analyzing the escrow s�cawnt,or
<br /> �:� verifying the Escrow Items,unless Lender pays Barrower interest on the Funds and Applicsible I�w permits Lender to m�lce such
<br /> t chazga Howevcr, Lender may requirc Borrower to pay a one-time chArge for tm indepcndent real estate tau rcpoRtng servlce
<br /> used by l.ender in connection with this loan, unless applicable law pmvldes otherwise. Unlrss an �groement is made or
<br /> applicable law requfres interest to be paid.Ixndcr slwll not be ra{uirod to pay Borrower any interest o�earnings on the Funds.
<br /> `� ' Borrower s►nd Lender may agrec in writing,however. that interest st�all bc poid on the Funds. Lender sFwll give to Borrnwu.
<br /> - _ without charge. an annual account[ng of the Funds,showing credite and debits to the Funds and the purpose for which each
<br /> - debit ta the Funds was triade.The Funds are pledged as additionat security for att sums socurcd by this�ecurity Inscrumem.
<br /> If the Funds held by L.ender excexd the amounGs permitted to be held by applicable luw,L.ender shall nccount to Borrower
<br /> "' :t. , for the excess Funds in accordancc with the�rquirementF of applicable law. If thc arraunt of the Funds held by Lender at�ny
<br /> '� ����'� •'•"`• ' time is not sufficient to pay the Escrow Items when due,Lender muy so notify Borrower in writing,and,in such case Borrower
<br /> �;;p �.,.,� .qk+;.,,: c.
<br /> :x�T�*.'°S',-;";�;Y:�����f• shall pay to Lender the amount neeessary to make up the deficiency. Bormwer shall make up the defisiency in no mon tl�n
<br /> _ -�:��"•�•"��'"�;-�;'• twelve monthly paymems,at L.ender's solc discretion.
<br /> _ .;,H,�Y:�:::. --�..�;a.. Upon payment in full of all sums securai By this Security Tnstrumcnt, Lender shall promptly refund to Borrower eny
<br /> ; �. Funds held by L.ender.If,under paragraph 21,Lender shall acquire or sell the PropeRy,Lende�,prior to the acquisitton or sale
<br /> ��;�.••• �• •qn_w�: of the Propeny, shall apply any Funds held by i.ender at the time of ecquitiition or sale as a credit against the sums secured by
<br /> ` , , � "k°• � this Security Instrument.
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<br /> �''". ''' 3.Appltcation af Pityments.Unless applicablc luw pruvidcs otherwise,all payments reccived by l.ender under paragraphs
<br /> `'"'" I and 2 shall be a lied: first,to an re a ment chur es duc under the Note; second,to umounts r able under a� 2;
<br /> �. • , . .t,;...•;; Pp Y P P Y S P'Y P B*aPh
<br /> - , third,to interest due;fourth,to princip�l Jue;and I•rst,to any latc chnrgcs due under the Note.
<br /> � r� ��. 4.Charges;Giens. Borrnwer shall p•ry all tuxer,ussesrmcnts,charges, fines and imp�nitions attribut�ble to the Property
<br /> - . . whictt muy attain priority ovcr this Sccurity Instrumcnt, and le;�schold payments or gmund rcnts, if:►ny. Bonower shall pay
<br /> ` ' these obligations in the manner pro�•idcd in parasraph 2,or if not paid in thut manncr, Borrower sh•rll pay them on timc dircctly
<br /> ,, to the person owed payment. &�nower sh�ll prompdy furnish to LcnJer all notirc+of•rmounts to be pUid under this paragraph.
<br /> � If Borrower make+thc�c paynknt,dircrUy.Bi�rrowcr xhall prompNy furnixh to LrnJcr rcrripts eviJenring thc payntents.
<br /> -:n:•° Borrower shall promptly dischargc any lien whirh has prioriry�wcr thi�Se�urity Instrumrnt unles�Burrc�wcr: (a)agrees in
<br /> . • •� - writing to the payment of the obligation secumd by thr lien in a manncr acrrptuhir tu L.enJer, �b)contcst.in ga�d fuith the tien
<br /> �����; by, ar defends :�gaintit enforcement of the lien in, legal proceeding+ whirh in tlu LcnJer'. upinion opecute to prevent the
<br /> � enforcement of the tien; or(r)sccures tY��m thc h��IJcr of the lien an agrcemrnt tiati.f:►ctu��to Isndcr �ulx�rdin•rting thc lien to
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<br /> � , this Security intitrument. If lanJrr determineti d►at any part of the Pro�xriy i+�uhjcrt ti� a lien which may uttain priority over _
<br /> this Sccurity instrument, L.rnJcr may givr B��rrowrr a n��tirc idcntifying thc licn. Borri�wrr tihall tiati.fy thc licn rn•take onc or
<br /> - � mure of the;►ctions set fonh above within 10 duy�uf the giving ot noticr.
<br /> x ; �' Form 3028 9190
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