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<br /> Toc3�'rxBR wrrH v�1he imp�orana►t.rov�►a be�wRa�eroaea on the�iroQeny..na d�...e�w. ,.na
<br /> ffxtuns aow or herc�frer � p�rt nP the pr�perty. All repl�aenknts and rdclitlrnu �twil dw be covend by �hi� 9�curit,y
<br /> la�t�utnent.All of ttie fore;ai��ia roferrocl lu In tDd�Security lrutrument�the•Properiy"
<br /> 80itROWEiR C'AVENANTS th�t Borrower i�I�w(Wly sdi�ad ot the e�tate hercby convey�ci�nd h�r the d�ht i��nnt�ed
<br /> convey dro Ftoperty md tl�t tbe Propeny is ur�nrurabend. sxapt for mrumbr�nua of rrc�xd. Bc�mywer warnnts�od wW
<br /> defaod�enenlly the ti�le ta�he Propeny a��in�t ail rluims�nd ciem+ur•4.wbjaK tu any encurt�bnnc.�es nf ra�wd.
<br /> TH1S SECURITY INSTRUMBNT combina uniform covdumtr fur nrtiwy!u�e and aon•unifixm a�vaur�t�wfth dimitad
<br /> v�inbns by juri�diclian w ca�titute a unlfiirm�ecurity inurumen�coverin�tu!propeny.
<br /> --- - --- T UN1FOkh9 CUV�NANTS.Bl/f1UWC1'YIKI I-.ClillrY ll)Y�Iii111t YfMI i1K1iX ilb�UI{ULL'b:
<br /> I. P�ywa�t ot PNMCipN a�d Istw+dlt �P�Ya�aM aad We Cl�r��r. �rrower stwll prwnM�Y pNY whea�lue tbe
<br /> principal of w�ci intercu on the c1eM evldenad by the Nwt ud anY P�Y��!���Y���urwler the Note.
<br /> 2. Fund�tor Taza aiod Iowran�c.Subject to applic+�Mc I�w or w r written waiver by Lc�drr, 8omower a�hall p�y to
<br /> I.erder on the dny monthly payments are due under ihe Note,unUl the Nute is pwid in full,a sum("FunJr')for.l�)y�ly taxcs
<br /> wd�ssrssrtients which mry�ttain priority ovu this Saurity Instrument yc a lien on thc Property;tb)yearly leasehuld{wyments
<br /> or groutKl rcnt�un thr Prupeny,lf�u�y;(c)ye�tly twxard or property insurrnco prcmiums;(d)ycnrly flual ituuranoc premfums,
<br /> �` if any; (e)Yeariy mongagc inwr�nce prcmiums. if yny:atd (il+u�y wms piyable by Borrower to L.nndcr. fn accordancY wfth
<br /> the provision�of paragraph 8, in lieu of thc payment of mongage insunuice premiums.Thesc items�re�Ilal"Escrow Itcros.'
<br /> Lcncler may. :u any time, colicet and hold Funds in an amount not to exceod the maximum wmwnt u Icnder for a federally
<br /> rclated moctQage loan may rr,yuim for Bo�mwer's escrow rccount under the federal Real Eswte Setticment Pnxafurcs Act of
<br /> 1974 u rmetded fiom time to titne, 12 U.S.C. Section 26p1 et sey. ("RESPA").unless arwther law that applia to the Fundr
<br /> cets a lesser amount. If so, L.ender may, at any timc, collat and hold Funds jn an amaunt not to cxcad the lesser Amount.
<br /> � �� l,cnder may estimate thc anwunt of Funds due on tho twsis of curnnt data and reawnublc estimata of expenditurec of fuwre -
<br /> Escrow Items or otherwise in accordance with applicuble law.
<br /> The Fundx shall be held in un institution whose deposits :ur inwrecl by a federal agenry, instrun�ent�iity. or entity
<br /> (including I.ender.if Lender is such an institution)or in any Federal Homc Loan B•rnk. Lender shull apply thc Funds to pay thc
<br /> Escrow Items. Lender may not charge Borrower for holding and applying the Funds,annually anulycing the escrow account,or
<br /> verifying the Escruw ltems,unless Lender pays Borrower interest on the Funds und applicable law permits Lc�xicr to make such
<br /> -- a ch�rge. However, l..ender mny requim Borrowcr to pay a onc-time chatge for stn indepencicnt real cstatc tax rcpc�rting service
<br /> --- used by Lender in connection with this loan, unless applicable !aw provides cxhcrw�se. Unlcss dn agreement is madc or
<br /> applicable law rcquims incerest to be paid,Lender shall not be required to puy Borcuwer any interest or earnings on the Funds.
<br /> _ Borrower and Lender may agree in�vriting, however, that intcrt�t shall be paid on thc Funds. I.ender sh:dl givc to Borrower,
<br /> -_--_-__--- -- rr:�brn�� n{1�hM� nq wennal �����rin� n`flw T����r1v CI1nWIDp rrKl�tc n�l rlph�fc fn th� Fnnrlc wn�l �hw�wtr�ww+ Fitr whlCh PA['h
<br /> --' ' _,�,,,a�, = debit to the Funds was made.'1'he Funds•rre pledged as additi�mei security for eli sums secured by chis Sccurity insirumeni.
<br /> ,�•,-"—�"'�� If the Funds held by Lendcr cxceed thc amuunts pemiitted to bc hcld by applicuble law. Lendcr shall account to Borrowcr
<br /> :;��, - for the excess Funds in accordance with the requirements of applicubie law. If the amount of the Funds held by Lender at any
<br /> ` � � time is not suffieicnt to pay the Eserow Items when due,Lender m•ry,o notify&,rrower in wcitin�,and,in such case Borrower
<br /> = si�ll pay ro Lender the wrwunt necessary to make up thc deticiency. Borrower shall make up the deticiency in no more thun
<br /> _ ''�" � twelve monthly payments,at Lender'�sole discretion.
<br /> , �,,..:.�.,s,'
<br /> Upon payment in full of all sums secureJ by thiti Sccurity In,trunknt, l.ender tihull prompdy refund to Borrower any
<br /> �.ar � Funds held by Lendcc If, uruier prragraph 21, Lendcr shull ucyuire��r scll thc Pruperty. lxndcr,prior to thc aryuisition or sale
<br /> „„ of the Propeny,shall•rpply:my Funds heW by L.ender at the time of ucyuisition or s•rle a�a credit against the sums secured by
<br /> �'� � • this Security Instrument.
<br /> � � �'��;;t,= 3.Applicution of Pstymeq4v.Unlctis applicab(c luw providc+othcrwitic,all payment.rcccivcd hy I.�txlcr undcr par•rgraphs
<br /> �``'°b' 1 and 2 shall be applied: first, to any prcp•rymcnt rharges duc undcr the Notr,xconJ, tu amounts puyablc under paragraph 2;
<br /> .� , Y�r..aw.;c ..
<br /> :,��.,,;,.• third.to intcrest Juc;fourth,to principal duc:and last,to any latc churgc,dur undcr thr Notc.
<br /> �-�'�,�- � 4.Clwrg�: l.iens. Borrowcr sh•rll puy all trxes, asxsymcnt,, chargrs, tine�anJ imp�»itiom attributable to thc Property
<br /> , ,:_: . �•.-•� : _,.
<br /> ~ �k...f which rtwy attain priority ovcr this Security Instrumcnt, and Ica�eholJ puyment�or gruund remti, il'•rny. Borrowcr �hull pay
<br /> � �"�'�'��� these obli�ations in the m:umcr rovidecl in ara r.� h 2,or if'�ot rid in thul mum:cr,Burrower shull a thcm on time directl
<br /> •. •`.�� b P P' F 'P P' p'Y Y
<br /> �'���,�.� :;_. : to the penon oweci paynunt. &urower tihull promptly furnish to Lender atl noticr+��t anwunt�to Ix paid under thi,puragraph. ��
<br /> °a+, ,';"-.- If Bnrrower makes these payments directly.Burrower�h�ll prumpdy I'urni�h tu T.cnJer rrcript.rvi�lcncing the patyment�.
<br /> Borrower shall promp�ly Jiu:hurgc uny lien whirh hu�priority uver thi�Security In,trument unlcs.&�rniwer. 1a)agrec�in �-"
<br /> �°'�"�`°�� weit�ng to the p:�yment of the obligation secureJ by the lien in u manner•rccentablc ta Lcrxle�:(bl cuntc�ts in g�xxi fuith the licn
<br /> ' ,�.r'��-'�� by, or defcnds a¢ain�t enfittccment of thr licn in, Icgul prck�titiiings a�hich in thc L�nder's upiniun operatc to pmvent the ;
<br /> - "°=�"�' enfoaenxnt of the tien;or(r)k*curc,from thc h�ildcr of thr licn an agrccmcnt�ti�tactury tu l.rndcr tiulxmlin•rting thc lien tu
<br /> � �Y�-� this Sccurity Instrument. ]f l.cnder det�rminr+thut any part�if thc Prupeny i.suMjcrt tu a lirn ahirh may attain p�iurity over
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<br /> —�!__..,_ this Security Instrument, (xnder may givr&rrruwer:� nuticc identifyin�!the licn. &�rrower xhull xati+ty thr lien or take one or
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<br /> morc of the xtions set forth above within IU days i�f the giving of�wticc.
<br /> � — --- Form 3028 8/90
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