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RECORDING REQUESTED BY, AND <br />WHEN RECORDED MAIL TO: <br />Finance America, LLC <br />P.O. Box 16637 <br />Irvine, Ca 92623 -6637 <br />200406489 <br />(Space above this line for Recorder's use) <br />PREPAYMENT RIDER MIN 100052300404076522 <br />DATE: 06/25/04 <br />FOR VALUE RECEIVED, the undersigned ( "Borrower ") agree(s) that the following provisions shall be <br />incorporatedinto and shall be deemedto amend and supplementthe Mortgage, Deed of Trust or Security <br />Deed of even date herewith (the "Security Instrument ") executed by Borrower, as trustor, in favor of <br />Finance America, LLC ( "Lender "), <br />as beneficiary, and also into that certain promissory note (the "Note ") of even date herewith executed by <br />Borrower in favor of Lender. To the extent that the provisions of this Prepayment Rider are inconsistent <br />with the provisions of the Security Instrument and /or the Note, the provisions of this Prepayment Rider <br />shall prevail over and shall supersede any such inconsistent provisions of the Security Instrument and /or <br />the Note. <br />Section 5 of the Note is amended to read in its entirety as follows: <br />FIRST MORTGAGE <br />1196181 (0203) <br />AM <br />Page 1 of 2 <br />VMP MORTGAGE FORMS - 1800)521 -7291 <br />MULTISTATE <br />(09/10/96) <br />�r <br />