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<br /> jOOETFIER WITli dl th�NliprovMn�nb eow or h�Mr K�d on th� p►opwty. �nd �II �s�ntw►b, �PP�+��anoN, �nd
<br /> . —,.�� � � '�xp�n� now a h�ndbt�p�rt M th�proprty.AM npMown�nts�nd�ddkion��F�N rso b�oovw�d by tf�ls 8�owfly Inslnxn�nt.
<br /> AM ol tM 1o�pqN�p k►M�rtrd to h thM A�utNy In�1nMn�nt�s th�'PropKty.'
<br /> -- -- - pOqRD'N�ER COVENANTB th�t Bortow«' w M►wA�My rdz�d ol ih�Mtnto bK�by conv�y�d md has th�ripht to pr�nt �nd
<br /> - - - — oonvey th� Ptopwty �nd thal th� RopKty k wwnownbK�d, �xapt la �naxnbranas of noard. Borrowr w�n�nY�and w11
<br /> dM�nd Y�na�NY th�tlIM to th�Prop«ty�pUn�t MI oleims md dNn�nd�,subj�ot to�ny�naxnbnnc�s of noord. �
<br /> - -- THI� 8�Cl1RITY INaTRUMENT cortibhN unMam oov�nts for natl�onM uw and non�ur�lorm oownanu wMh Mn�ItW �
<br /> vulMlon�by jwl�dollon to aonsWut��unNorm s�curfty fndrun�t oov«inp n4 propay. �
<br /> �� `��:,g�.�j 6; �' UNIFORM QOVENANTB. Sorroww snd L�nd�r cownant�nd�p►M a�foMows:
<br /> ; 5 ' . 1. Paym�nt of P�InatpN and Int�n�t: Pr�p�ym�nt and I.aR� Chup��.eoaowK�haN pr«n�uy wy wh�n �
<br /> , - :.,-�'.,. .•-. , dw th��h dpN of and Int�tnt on th�d�bt rvid�nad by th�Not��nd�r►Y P��WY�t�nd I�b ah�rpn dw und�r th�Not�.
<br /> �::�:,:::.��.j..r,,,� 2. Funds for T�s and Insurmc�.3ubJect to�pplcsble kw or to a wrkten w.w�r by��naer,gonow.r sn.r p.y �- __-_-
<br /> ,� b Lwsd�r on th�dnY monthy p�ymmts u�du��ndr►th� Not�,untN th�Nots i�p�id h iW, �aum ('Funds') tor: I�)ywly
<br /> r � taxa �nd ataanMnU whk,h may atWn p�1aNy ov�r tha 8�axily M�Uum�nt�s � Nw► on th�PropMy; (b) Yw1Y IMahold
<br /> : .� `�`;` .:t ,�`• ' WYm�nt�w pnwnd trnU on th�Propwty�M�nY: (o)YMrM ha:ud a prop�Ay Inw�a pr�nlumsc (dl Y�Y Aood Inwrana
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<br /> � pr"��'r,,�^+�� •'` mat Insumo�prwnk�u.R any:�nd (Q any wms WY�bi�bY Bortow�r to Und�►h �000rd�na � •�'-'.
<br /> �__ . i• a�p � PrM1YUrt1�,M NIY� ���Y��Y ��
<br /> with th�p�ovl�bns ot p�raprrph 8, h N�u of th� p�yrnmt ol matp�� Inw►�no�pr�ntum�. That ftMns �n a�d 'E�orow
<br /> �!��r.•�� ��.,�"y�a.� g�m�.• l�nd�r may, �t any Wn�, coN�t�nd hold Funds In �n amount not to �xcwd th� nNxkiwm unount a{�nd�►for a
<br /> lk:.�!•.__._.._ ._.- ,. t�My n1aUd mcxty�y� tan m�y nquin for Borrow�r's ssaow account und�r ths f�d�ra RMI Estab SMtl«n�nt Proa�dur« ----
<br /> —r��'!�!"t?!�•�'�w-��-��� Aet of ta74 ss ammd�d tran tkn�to tkn�,12 U.S.C.@ 2801 d s�q. ('RE3PA'), unMss anothw Iaw that appN�s to th� Fund�
<br /> �, � .,.., .....�...;. sNs■ las�r unoun� B ao, L�ndK n�y.�t �ny tYn�. coWed �nd hold Funds In an amount eot tn uccNd the Isssr amount.
<br /> t;,. . . �. ;: L�ndK tn�y atim�t�th�unount of Funds du�on th�basis of cumnt d�tt and rwsonabl�athn►t�s ot ytp�ndRw�t of lutun
<br /> -,4 ,•����, Esaow R�ms or othwwi��in accord�nc�wkh appMc�We t�w.
<br /> � .. .�.. . � Th�Funds sh�ll b�hMd In �n imUwUon whos�d�posits u�insund by a Ud�ni�►y�ncy,ins�trum�nt�ity,or�nUty(Indudkip
<br /> ,� ,,;z, L�nd�r, q L�nd�r is auch �n hstltution) or M any F�d�tal Home Lou� Bank. Und�r sh�ll appy tho Funds to pay th�Escrow
<br /> R�ms, L�r►d�r trwy not chuy� Bortow�r for hoidinp and�pprylnq the Funds, annuaNy an�yiMp ths �saow aceount, or v�tykip
<br /> �'� ' :. th� Esarow It�ms. unias L�nd�r ptys 8or►owK Int�nat on th� Funds and �ppYcabls kw pwmlts L�nd�r to m�k� weh � �
<br /> • � chuqe. Howaet. Und�r may nquin BoROwK to pay a onatNn� charye for an indep�nd�nt tMl �etats Wc raportNip s�tviu =
<br /> � us�d by LandK in conmctbn wkh thfs ban, unt�ss �ppllabls kw provid�a othwwt��. UnNss an aprwment is nwd� or __
<br /> appNc�bl�law nqukES hterat to b�p�id,L�ndK sh�q not be roquked to p�y 9orrower any fntK�st or eaminps a� th�Funde. _._
<br /> • � BortowK and L�nder m�y apns In wrMkip, howavet, that int�reat ahdl be paid on th� Funds. L�nder ehal givs to Borrow�r, a`-a`
<br /> � � wfthout oharp�� an annwl �ceoundnp of ths Funds, ahow�ng cradits and debRs to the Funde and ths purpose f� which Mch
<br /> '� �' d�bit to th�Fundt w�s mud�, Th�Funds u�pledped as addfponat s�curity tor aN auma secured by the Sscurity Insttument. __
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<br /> � H th� Funda heid by Lander uccs�d th�amountn psrmitted to be hMd by�ppMcabb kw, Lendx ahdl aecount to BoROwer -
<br /> • tor the exc�a Funds in aacordance wkh the requkements of appllubis law. if the amount ot the Funds h�ld by Lendet A1 any
<br /> • � tim�is not w�t to pay ths Esc.�ow It�ns when du�. Lender may so notiy Bortow�r in writlnp, and, in wch us�Bonowr
<br /> shaY p�y to L�ndK th�amount nscssaary to m�ks up th� d�flcbncy. 8onow�r �hall m�kt up th�d�Rd�ncy (n no mort th�n —
<br /> ' twdve monthy paym�nte,at Lender'a sate diacretion. ___._
<br /> ,_,�,w,�,_,,,{_,;�:3;,h;,,,, Upon p�ymont in 1uY of�11 aums socurad by this Socurfty Inatrumsnt, Lvnda►shaq promptly ntund to Bortow�►any Fund� _
<br /> -�. -' � ,--� hold by L�dK. If:under puapnP�21. Lond�r stu�A�cquin or a�ft inu Propwty. �a�uN. N���� io .i�d+cyutoliioir or sato ot thc --- _
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<br /> - � , • . .. Prop�tty,shaM appfy ir►y Funds h�id by i.�nd�r at th�tim� of aaquisiUon ar�as�cr�dit ay�inat ihr�was siiwrod by ihk =_-
<br /> 3�cutily insirument. "
<br /> ) 3. AppllcaNan af Paym�nts. uni.ss appuabte �.w provides oth.rw�s., .0 payments re�wived by L�nd�r und�r �.�`
<br /> � panpraphs 1 �nd 2 shaN b�app0�d: flrst,to any prepuyment chargss dus und�r ths Nots;aecond,to amaunts pay�bb undar .+.-,�;.�_
<br /> . par�pnph 2;thkd,to Int�nst due,tourth,to p�Incipa�due;and Iaat,to any I�t�charpes du�und�r the Note.
<br /> i 4. CM����s; Ui11i. BoROwx shall pay aA taxes, asseaaments, charp�a, finea and Itnposkions attritwtaW� to the ; :
<br /> Property whkh nxy�tt�in priority owr this Security Instrum�nt, and Ie�sehold p�ym�nts or 9round nnt�,H�ny. Bortow�r shtN .
<br /> � pay th�ae oblip�Uons in the manner provlded In panpraph 2, or It not pdd In that r►wnner, BotrowK eh�Y pay them on tin» •
<br /> dk�ctly to th� person ow�d payment. Borrower sh�A prompty lumish to Lender�11 nodc�a ot�mount� to be pdd undK thls
<br /> � puay��ph. If Bortow�► m�k�s th�ae paym�nts dinctly. Borrower ahall prompty fumish to L�ndK nc�ipts �vid�ncinp th�
<br /> � '� payments.
<br /> { BoROwK ahaU promptly diaeharye any Ilen which has priorily over thls 3ocurfty Instrument uniesa Borrower. (a)�qte�s k+
<br /> writin�to ths paym�nt ot the obApation aecured by th� Aen In a m�nner�cceptabts to Lande►; (b) cont�ats In yood i�ith the
<br /> • B�n by, or d�t�nds ay�inst entorc�+nmt of the N�n in. IeyN proce�dlnpa which in the l�nd�r's opinlon oprats to prwK►t the
<br /> " � entorc�n�nt of the lien;or(a) e�curot irom the hold�r ot the INn an�tgnernent s�tistactory to Lender subordinatkip tha A�n to
<br /> � thie 3ecurtly Inatrumsnt.It Lend�t dshrtnin�s th�t any p�rt oi tiie Properly is subject to a Il�n whlch may atLk� prbtity ovw thls
<br /> � Securfty InaWment. Lender may yhre BoROwer a notice IdenlHyinq the Nan.Bortow�r shall s�tlsty th�N�n or t�kt one a mon of
<br /> ` tht actlona aet torth�bove wkhin 10 d+iys ot the givinp of notice.
<br /> 5. Hazard or Prop�rly Insur�net. Bnrtower shdl keep the Improvements now exlatinq or hsraftsr erected on the
<br /> Property Inaured ap�(net�oss by tin, haz�rda Inciuded withln the term 'extnnded coveraye' and any other hwrda, Inciudlnp
<br /> � • Aooda or T1ooding,for which Lender requkes inaurance. Thia inaunnce ahall be mainUined In the amounts and tor th�perioda
<br /> -. th�t Urtder requkes. The Inaurance urrier provldinq the Inounnce ahall be chosen by Bortower sub)ect to Lendor's approvai
<br /> whkh sh�ll not be unrMaon�bly withheld. If Bortower f�iis to m�kitain coverapa deac►ibed �bove. LendK may, at Und�r's
<br /> *� optlon,obUk� cowraye to protect Lender'��ights in the Propaty In accord�nc�with p+�rAgraph 7.
<br /> All Insurance poilclea and renewais shall bn accepteble to Lender and eh�li Inciude a atend�rd martg�ge d�uae. LendK
<br /> .'�-'�"' sh�N havs th� rlyht to hold the poYcies and renewala. If Lender requkes, Bortower aha�l promplly give to Lend�r all r�cdpts ot
<br /> �s ..
<br /> ,, pald promiums and renewal notices. In the av�nt of toas,Borroww shall ylvo prompt notice to tha insuranc�c�rtl�r and UndK.
<br /> = L�ndK may make proof of ioss if not made promptly by 8ortower.
<br /> '1' Uni�aa Lender and Borrower otherwise ayr�e In writing,insuranc�proceeds sh�ll be applied to reatoration or �epak of the
<br /> 'TT � Property dam�y�d,It the reatoratlon or repair la economlcalty feaelble�nd Lender's axurtty la not I�saened.Ii the restontlon or
<br /> X rep�k is not economicaMy fsasibie or Laidx'a eeeurity would be lesaened,the Insurance procaeds shaN be�ppN�d to the sums
<br /> - ' � s�eured by thts 3�curky �natrument, whether or not then due, with any excese pald to Borrow�r. If Borrower abandons the
<br /> ° � Prop�ty,or does not�nawer within 30 d�ys a notice trom Lendx th�t the insunnce carrier h�s oftaed to sattle a c(�kn, then
<br /> � � UndK may coY�ct ths inaurance proceeds. Lender may u:e the procceds to rep�k or restor� th� Property or to pay aums
<br /> ;��"'�":, s�aued by this Sacurity Inatrummt,whsther a not then due. The 30�dry pe�iod wIY bepin wh�n the notke Is qiwn.
<br /> • .{ , UnMss L�ndK and Bor�ower othawise apne In w�itin9, any appiic�tion ot proceeds to principal th�ll not wctend or
<br /> —_- • po�tpon� the due d�te ot the monthy payments te(etr�d to in panyrsphe 1 �nd 2 or chanpe ths t�mount ot th� paymmtn. If
<br /> — - � . und�r puaqraph 21 the Propaly Is acquked by Lond�, Barower's �lyht to any Inaunnce poiicies and procwds nwltG�y irom
<br /> ' :�"'"'"' � d�n�y� to th� Propeity prior to th� acqulskion shaY pass to L�nd�r to th� sxtent of the sums by this 3�curfly Instrummt
<br /> _.•tY� l._:: ....�.-
<br /> �y��� �����"-�� MIMIN�t�/�N10f t0 ih��CqUl5ft1IX1.
<br /> —:�L•tit ''f»,� .., �:.
<br /> d. Occupancy. Pr��rvation, Maint�nanc� and Prot�ction of tho P�op�rty; Borrow�r's Loan
<br /> =; �+i• ,i: ••„y,•,_:2� .� AppllCat1011; I.�ii�hOld�.Bortower shaq occupy, eetabtlah, 4nd ute the Rroperty�s 8ortowK's prindpal retidenee wtthin
<br /> ._--� - ' ' ' sixly d�ys dtK th� �x�cuUon of this Sacurfty Inatrument md eh�l conUnue to occupy th� Propwty �a Borrower's prGtclpat
<br /> .•.�4.�.. _ ,.: nskl�na for at I�st on�yMr�1ter the d�te of occupaney,unNsa LendK othuwlse �yroea in wrttlnp,which consent ah�ll not
<br /> `�;���_ b�u�hasun�t�l wNhhNd,or uaNsa uct�nwUnp ckcumsLnua exlst wh�h are 6ayond BorroMrK's conUol. Borrowa sh�N no2
<br /> d�ttroy,dMtip�or in�ir tM Propwty, �Aow ih�Propwty to deterionte.or conunit waat�on th� Prop�rty. Borrowe►shW be In
<br /> �ilt if any fahlturM�dion or procs�dinp, wh�thK dvA at c�nin�,ta baqun that In Land�r's qood hkh judymmt wuld ro�uk
<br /> in fort�ipr�of th�Propwty or othawiss m�t�My kr�k the Nen cn�t�d by thia S�eurily Inatrum�nt or Undv's s�ourky k�t�nst.
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<br /> f1�iRLMO(17IOJI Prpo 4 Of S ,��' .,
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