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<br /> ' periodi ihat l.endet requfres. '1'he insurance cartler providing tt�e in�uruNx elull be chaen by Borrower�ubject w I.endarl� —
<br /> � apptev�l which:hall not be unc�+ua+�ably withheld. if Bonnwer f�ils to mtintain coverage de:c.�ibed�bove,L�der may.�t
<br /> Lander�a aQtian.obuin coverage to protxt Lenderl�rights ln the E'►+opecry ln�ccadu�ce with para;raph 7.
<br /> All inawance palicks�nd renew�l�alull be uceptable to Lender u�d ah�ll include R stAndard mort�a�e clawe. Lender
<br /> shall have the right to hold the puliciee u�d rcnew�ir. [f Lencler roquircs,pamwer shafl promptly Qive to L.ender dl receipta
<br /> of pald preminms and renewal noticea. In the evtnt af loss, Borrower shall Qive prompt notjce ta the insuruue curier�nd
<br /> i.e��der. Lender may m�ke proof of loac if not m�prompcly by Borrower.
<br /> Unlecs L.ender and Borrower atherwise agn�e in writing,msurance proceods shall be applial to r+estoration w ropAir of
<br /> � --- the Pi+uperty damaged,if the t�estoration or r+epair is economically fex�sible suul Le�xier's security iy not Icssc:ned. If thc �-
<br /> s restoration or rcpair i�s not economically feasible or Lender`a security would be leccenod,the insurance proceeds shull be
<br />- applied to the sums su:urcd by this Secudty Insuument,wtKther or not thcn duc. with any excess paid to Bormwcr. [f
<br /> Borrower Abandons the Pro�xrty,or das not onswer within 3Q days a notice from Lcnder th�t the insur�nce catticr has
<br /> offered to settle a claim,then Lender may coltect the insurance proceods. Lender muy use the proceeds to repair or nsturc
<br /> — the Property or to pay sums secural by this Security Instrument.whether or not thcn duc. The 30d�y pedod will begin when
<br /> the notice is glven.
<br /> Unless Letxier and Borrower othetwise agree in writing,any application of procceds to principal shall not extend or
<br /> pustpone the duc date of the monthly payments rcferred to in paragraphs 1 and 2 or change the amount of the payments. If
<br /> under paragraph 21 the Property is acquired by Lendcr,Borrower�s right to any insurunce policies and procceds resulting
<br /> fram damuge to the Propecty prior to the acquisition shall pass to Lender to the exte�t of the sums secured by this Securlty
<br /> Instrument immediately prior to the acyuisition.
<br /> 6, Occupancy, Preservs►tion, Muintenance �nd Protection ot the Property; Borrower'a I.oan AppllcAtlon;
<br /> Leasehalds. Sorrower shall occupy,estnblish.and use the Property as Bo�rower's pcincipAl r�sidence within sixty days after
<br /> ;•,�,�;.. the execution of this Security Instrument nnd shall continue to occupy the Property as Ba�Tawert p�lncipal residence for at _
<br /> leust one year after the dnte of occupuncy, untess Lender atherwise ugrees in writing, which consent shull not be
<br /> unreasonably withheld,or unless extenuating circumstances exist which ure beyond Borrowerk contml. Borrower shall not -
<br /> ;"7.:,� . destroy,damage or impalr the Property,ullow the Property to deteriorate,or commit wuste on the Piropeny. Borrowe�shall
<br /> be in default if any forfeiture action or proceeding,whether civil or criminal, is besun that in Lender's good faith judgment
<br /> y�. . . could result in forfeiture of the Property or oeherwise materially impuir thc lien created by this Security Instrument or
<br /> �� l.ender's se�urity tnterest. Horrower may cure such a defuult and minstute,as provideJ in p;uugruph l8.by causing the oction
<br /> or proceeding to be dismissed with a ruling thut,in Lender's good faith determination,precludes forfeiture of the Honower's
<br /> intercst in the Praperty or other material impairment of the Ifen created by this Secu�ity lnstrument or Lender� tecurity
<br /> ��.. interest. Borrower shall also be in dcfault if Borrowcr. during the loan application process, gavc mntcrially false or
<br /> it lnuccurate informAtion or statcments to Lender(or fuiled to provide Lender with uny materiul jnformution)in connection wlth
<br /> the loan evidenced by the Note, including, but not limited to,repre.s�:ntations concerning Borrowerc occupancy of thc
<br /> — _= propeRV as a principal residence. [f this Securitv Instrument is on u lea.sehold.RortowPr ch:�ll r�p�y w��h�!�thr p�nvi.inns _
<br /> f ' '�,,'�;'=y;�:u�;t:,� of ihe lea5e. If Surruwc�uc:yu+i e�fee tittc to thc Pro��y.the leasehold arsd ttte fee title she!!aot mtrgz unlcss Lender ngrees
<br /> r �,<y:,�••.�:��:�:,x' .� to the merger in writing.
<br /> �•'"'• •' "'', '� 7. Protection ot I.ender's Ri�hts in the Property. If Borrowcr failz tu perform the covenunt+ and agrcement.r•
<br /> � ' ;,��,�_ , contnined in this Securiry [nstrument, or there is u legal proceeding thxt may significuntly uffect l.ender'x rights in the =
<br /> ,,_,.�.,.. . �.�;::;,r.,, Property(such as u praceding in bankn►ptcy.probate,for wndemnution or forfeiwre or to enforce luws or regulaaons),then
<br /> , Lender may do and pay for whutevcr is neccssary to pn,tect the value of'thc Property und Lrndc��rights in thc Property.
<br /> �' �a,;';�" '�:""' Lender`s actions muy include puyin�uny sums securcd by u licn which has priority aver this Securiry Instrumem,upjxuring
<br /> !�"'°��''�"��`w in court,paying rcasonablc unorncys'fcrs and entering on the Pmpeny to mukc repain.Although Lender may tuke�ctian
<br /> �;,;;;,.. . � ' under this paragr•rph 7,Lcndcr dce.not huvc to do so.
<br /> ���, � Any amounts disbursed by I.cndcr under this paragraph 7 +hult Ixxomc additionul debt of Borrower sccured by this v
<br /> _ , , t. Security Instrument. Unle+.Borrowcr und Lcndcr agrec tu othcr tcmi.of piryment,thc,c umounts,hall bcor intcrcst fram thc
<br /> • ' • � • dute of disburs�ment at the Noie rate und.hull tx payable,with intrrctit,upon noticc from Lender to Borrower requesting `--
<br /> � •: -, . . payment.
<br /> , , .. 8. Mortgage iosurance. If Lender required mung:�gr imurunce us n condition of making Ihe loan secured by this
<br /> - - Security Instrumcnt, Borrowcr shaU pay tlm pmmiums rcyuircd to maintain the murtgugc insuruncc in cffect. [f, fiir uny
<br /> . _•�y;.�:;,,r,;:�,` rcason, thc mortgugc in►ur.�nrc covcragr rcyuireJ by Lrndr� lap�c,or cca,c, to Ik in rffcct. Bc�rmwcr shull pay thc
<br /> ..�:._��== •- -. • prcmiums rcyuired to obtuin covcragc +ubtituntiatly�yuival�nt to thc murtgagc intiur.►n�r prcviously in cffcrt, ut u rost �
<br /> � Y �� - substantially ec{uivalent ro the co�t to Bonowrr of the nm�K�;agr intiur�nce previuu+ly in effrct,t'rom an ultemate mortgage �.
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<br /> �y:t:�:, .. .� insurer nppmved by Lendrr. If tiubstantitilly cyuivalent m�tttguge inwmnre cuvcragc is nut uvuilablc. Burcower shall puy to
<br /> :�.:«:...... Lender euch month u sum ryual tu onc-twclfth of the yrurly m��rtguge insur.�ncr prcmium txing paiJ hy Borrower when the —
<br /> � ��a,.,;�'=��� insurunce covcrage lapsed or ceu+ed t��Ix in rffcct. LenJer wiU acccpt,usr und rrtuin the��puymentx ns a los.re.erve in lieu =_.
<br /> � of mortgage insur:uicr. Loss rcscrve payments muy no limger tx rcyuired,ut thc option uf Lcndcr. if mortgagc in,urnnce '�''
<br /> ��' j coverage(in the umount und for thc Exricxf that Lcnder myuire�)pn>vidcd by an insurer upproved by Lcndcr again Ixcomcti
<br /> '1J�i�l:� availuble and is obtaincd.Borrowcr.hull pay thc pnmium�reyuircd to maintuin mortgagr insurunce in cffcct,or to providc u �-.
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<br /> � loss reserve.until the reyuimment for mortgnge in+urance rndx in accordunce with any written agrrcment between Bormwer
<br /> y�. ,�,!�'' .N � und Lender or applicuble law. �i_�
<br /> - �,� ,.: 9. Tnspectlon. Lendrr or its ugent may makc n:u�onaMlr entric�urxm and ins�xrti�m+uf the Pruprny. Lender shull �-
<br /> :..µ �• ��.:L-...w:,... give Borrower notice at thc time of or prior to un in,pertian xpecifying R.�xonublr rautir liir thr intiExction. �—
<br /> '.;, �� �,s,y,,; 10. Condemnntion. The pnxceds oF uny uward ex claim tur d:uuage.,dircct or romryurntial,in connection with uny �='
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