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<br /> caademnatian or aher Wcln�of my p�rt of tha Propecty�cx for convey�noa in lieu ol000denwtlan,re Aae Vurd aod
<br /> �hall be paid to Lettder.
<br /> In the event of a totsl t�kln� of the Property, thepr0000ds �ll be �pplied to the ana iecured by thia Sec�ulty
<br /> Insuumea�whether or not ttia�due.with any exceu p�id to Borrower. le the evuM oP�p�rti�l Wcin�of the Property in
<br /> which the fiir m�rket v�ine of the P�opccty immodiuely betorc the ukinR is eyual to or�ater th�n the unount of�ba wm�
<br /> eocuKd by this Security Instrument Immedi�tely before�he talcin�.unleu Borrower�nd Lender dherwi�e��t+x in writing.
<br /> Ihe sums secur+ed by this Securiry Lwtrument sh�ll be ceduced by the unount oP the proceeds muitiplied by the folbwin�
<br /> fractian: U?tlhe totnl amount of the sum��ecured immodl�tely beforc the tdcin�,divided by(b)the fd�market value of the
<br /> - — Pru�►eny inunedi�tely Uefure the taking. Any h+l:ux:c:ct�all tx;pald to Borrower. Jn th�e event of a partIal tak[nQ af the
<br /> — Propeny in which the f�ir muket v�lue of the Property immediuely befare the taking ls kss than the�nwunt of the aums
<br /> secured imnkdiucly before the t�king. unlesa Bamwer and Lender otheiwiae�gra in wridn�or unku y�plicaWe law
<br /> otherwise provides.the pmceeds:hall be appliod to the wttu txuttd by thic Security Insuument whather or not the:ums u�e
<br /> then due.
<br /> If the Propecty is abandoned by Bomower.or if.after notice by Lrnder to Bortnwer that the condemnor offers to mdce
<br /> �n awud or settle x claim for damages,Barower fails w rcspond to Lender within 30 days after the�ate the noticc is given.
<br /> - Lender is authoriud to callect and apply die pra:eeds,at it�upcion,eitt�r to restontion or repait of the Propecty or to the
<br /> wmx secuc+ed by ihis Security Inswmen�whether or not ihen due.
<br /> Unless Lender and Borrower otherwlse agree in writing,Any application of proceeds to principal ahall not cxund or
<br /> postpcxie thc duc datc of the monthly payments referred to in paragraphs 1 and 2 or chengc the unount of such ps�yments.
<br /> Ii. Borrower Not lteleased; Forbearnnce By Lender Not A Waiver. Extenaion of the time for payment os
<br /> modi6cation of xmortization of the sums secured by this Security Instrument granted by Lender w any successor in interest
<br /> of Borrowcr shall not operate to telease thc liabiliry of the original Bocrower or Bomnwer�x sucassors in intercst. Lender
<br /> ��` shull not be rrquit�ed to commcnce procadiogs ag�inst any successor in interest or refuse to extend time for puyment or
<br /> ° otherwlse modify amortization of the sums secured by this Security Inshument by reason of any demand roade by the original
<br /> Bortnwer or Borrower�s successon�in interest. Any forbearance by Lender in exercising eny right or remedy shnll nat be a
<br /> ' waiver of or preclude tha exercise of any right or remedy.
<br /> 12. Successors s+nd AssiQns Bound;Joint and Severai LGtbil(ty;Casigners. The covenants and agrecments of this
<br /> . .{,� Secudty Instrument shall binct and benefit the successors and assigns of Lender and Botrnwer.subject to the provisions of
<br /> .� ...,; paragrnph 17. Bortrwer's covenunts and agneem�nts shall be joint and several.Any Bort�ower who casigns this Security
<br /> �`� � Instniment but does not execute the Note: (a)is co-signing this Security Insuument only to mortgage,grant nnd canvey that
<br /> ' Borrowe�'s interest in thc Propetty under thc tcrms of this Socuriry Instrument; (b)is not personafly obligated to pay the sums
<br /> � secured by this Security lnswment;and(c)agrees that Lender and any other Borrower may agoce to extend,modify.forbear
<br /> or meke any accommodations with regard to the terms of this Sccurity Instrument or the Note without that Borrower�s
<br /> �� wnsent.
<br /> 13. Loan Chargea If the loan secured by this Secur�ty Instniment is subject to a Iaw which sets msurimum loan
<br /> �� ����.,•. churges.�:id t4zat 1ew{,,����11y;n�r�=�,<-�r.t uti that th�Enterc:t or other tolrt chstges collected or M b!�ro!len�i in ronnectitx�
<br /> �� ;�.:,,,,,, ._:_; , whh the loan exceed the permitted limits,then: (u)uny such loan churge shall be reduced by the amount necessary to reduce
<br /> • ,.,�.�����-�•�= the charge to the pe�mitted limit;und(b)any sums already collected from Borrower which exceeded pennhted limits wilt be
<br /> 1 `� '�� � refunded to Boaower. Lenckr may choose ta make this refund by reducing the prfncipal owed under the Note or by making u
<br /> / ., ' ,�;'•�' direct payment to Horrower. If a mfund reduces principal,the rcduction will be treated as a partlal prepnyme�t without any
<br /> ' � .,:,„ ,.�,,,;. •�,::; prepayment churge under the Note.
<br /> "''�'i;,r,: 14. Notices. Any notice to Bo►rower pmvided for in this Security Insuument shall be given by delivering it or by
<br /> } "�"'t•"i' '�``� '��"` muiling it by first clas,mnil unlexs applicable luw reyuims use af unother method.The notice shull be dimcted to the Property
<br /> " `'����"'' ' Address or any othcr addresc Borrowcr dcsignates by notice to Lendcr. Any notice to Lender sh•rll be given by first class
<br /> '• muil to Lendcr�addrcss stated hcrcin ar uny othcr uddrcsx Lcnder de+ignatex by noticc to Borrowcr. Any notice provided for
<br /> - ''"f"'""�� ��"""'�"' in thix Security lnstrument xhall be decmcd to hove heen givcn to Borrower or Lender when given as provided in this
<br /> • pnrasraph.
<br /> : I5. Governin� Law; Severability. Thix Security Imtrument +h:�ll bc govcrned by fedcrul luw and the law of the
<br /> jurisdiction in which the Property is locatcd. !n thc event that any pmvisian or clause of this Scrurity Instnrment or the Note
<br /> conflicts with upplicuble IuK�,xuch wnflict shall not affect other provisions of thir Security lnstrument or the Ncxe which cun
<br /> � 1 • '`' bc�iven effcct without thc ronilicting provi.r•ion. To thix end thc provisionx af this Security instrument and the Note aoc
<br /> '�•` '= '' declarcd to be tievcrablc.
<br /> '• �•� 16. Norrower's Copy. Borrower shall fx given one confcmncd copy of the Note and of this Security Instrument.
<br /> . � 17. 71�unsi'er of the Property or a Beneficlal lnterest in Borrower. If•rll or any part of the Property ar Any interest in
<br /> it is xold or trumfcrred(or if a txrmfiri:d intcrest in Borrowrr i. �old or trunsferced and Borrowcr is not a nuturul person)
<br /> �'"`��, without Lcnder's prior wriuen consent.Lcndrr nuiy.:►t itti option, r�yuire immediate puymcnt in full of ail sums securcd by
<br /> .. �"' . ,, this Security]nstrument. Howevcr,thi.option shull not bc exercised by Lender if excrcisc is prohibited by federul Inw�s of
<br /> i;u«:.. ' the date of this Security Imtrument.
<br /> - x If Lender exercise+this optiun,Lender shall gi�r Borrowcr ncnire af ucceleration. The notice xhall provide a period of
<br /> � - f'`• not fess than 30 day�s t'rom ihe date the notice is dclivere;d or muilyd within whirh Bonower must pay all xums secured by this
<br /> _ +��J Security Instrumcnt. If Borcowcr failx to pay thcye xums prior to thc cxpiration of thix period. Lendcr may invoke a►�y
<br /> f � "� • remedies Fxmiitted by this Security ln,trument without fur[her notice or demand on Hcurowrr.
<br /> �:_ t . 18. Borrower s Rlfiht to Reinstute. If Bormwer meet�crrtuin conditions, Borrowcr +hall huvr thr right to huve
<br /> ��� � ' cnfarcement of this Security Intitrumrnt disrontinucd at uny tim� prinr to thc rarlier of: (u)S day.(or such other period us
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