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<br /> . 94- i0094i
<br /> . S. Has�rd oe Property Iawnna. Borrower clull keep the ia�provementr nnw exi�tir►� o� hawfler �rw�ird on tlr
<br /> Pmperty insurod a�dnat loss by flre, haz�rdo lncludod within the term "ealetulod cx►ven�e" �nd�ny d1� hw�. fncludlty
<br /> flaoda or floodinQ.for which Lender rcquirea insurarke.This inwnr�ce shdl be maimainod in the+�m�wnu and for ehe peAcxl�
<br /> thet Lender requires. The insurance carrier providing the insuruxe chwll Ix chooen by Bore+�wrr subJact to Lenckr'i approvxl
<br /> whinc �fWl not be unreasonably withheld. If Bonower fails to cna�nt�in covera�e de�e:rlbed �bove. Lender rrwy,at I.etdet'�
<br /> option.obwin caver�ge to prutect Lender's dghts in the Property in�ccordance with paragraph 7.
<br /> All incurance policies and ronewds shall be accept�ble to L.ender and shsll include a stu�rd mortQa�e cleuu. [.a�der
<br /> -_--------=_� shall have thc dght to hold the policies and renewAlt.Tf Lender rcquires,Bormwer siull promptly give to I,ende��ll rooeiptc of
<br /> paid prcmiums wid r�enewxl noticac.In the evcnt of loss,Borrower stull�ive prompt notia ta the I�wurana c�urier snd I.eMer.
<br /> - - Lender may make proof of loss If not made promptly by Borrower.
<br /> Unless I.ender and Borrower otherwise agrce in writing.insurana procecds shall be applied to restoration or ropair of the
<br /> Property dart�aged.if the restoratian ar rep�ir is economically feasible and L.ender's sccurity Is not Icssened.If the restoration or
<br /> "�" _ rcpair ia not xonomically feasible or Lender's secudty would be lacsened,the insucance proceods shall be applied to the wmc
<br /> --------- socured by this Security ]nstrument, whethor ar r►ot then due, with any excess paid ta Barrower. If Borrower abandonc the
<br /> - Property,or does not answer within 30 days a notice from L.ender that the insurance cartier has offeced to setde a claim.then
<br /> Lender may collect the insuranco proceads. Lender may use the proceeds to repair or restore the Propecty or to pay surru
<br /> _ ^'°�� sxurod by this Sxurity Instrur►�nt,whethcr or not then duc.The 30�day pedod will begin when the nolice is giveo.
<br /> ---__ ---- Unless Lender and Bonower othenvjse agrce in wrlting, nny applicadon of procads to pdncipal sha11 not extend or
<br /> _�„ � postpone the due dete of the monthly payments refernd to in paragraphs l and 2 or changc the amount uf the payments. If
<br /> ' under paragraph 21 the Property is acquircd by I.ender,Borrower's right to any insurance policics and proceeds rcsulting from
<br />- � ,;�;w�*��-�; damage ro the Property prior to the acquisition ahafl pass to Lender to the extent of the sums secured by this Securiry Inctrument _
<br /> _ ' �xy�^;;' immediatcly prior to thc ecquisition.
<br /> � ..�, 6.Occupancy,PreservAtion,MAintens►nce and ProtecNon ot the Propert,y; orrower's I.us�n A kation;Leaceholda.
<br /> � �.m�.7'.`.`.;�.,��:'. B PP�
<br /> . �,,�,y._.� �,' `,M,'��...:, Borrawer shall occupy.astablish,and use the Propeccy as Borcower s principal residence within sixty days after the execution of
<br /> �)'`�;��.. '"'�•":�!� '• this Security Instrument and shall continue to occupy the Properry as Borrower's pdncipal reaidence for et least one year after
<br /> , � �•r:.
<br /> '`'�'� `� ' �`�"�`s"' the date of occu anc 8 S
<br /> �„�;•:•�::.� p y.unless Lender otherwjse a rees in wdtin , which consent shull not be unrcasor►�bly withheld.or unless
<br /> �N 4!:��'�����i� • � extenuating circumstances exist which are beyond Borrowcr's �ontrol. Bonawer shall not destroy, damage or impalr the
<br /> ,�<,,��.�•...:. �
<br /> •�r+>>'��'�-,�:.:���• ' Pr� rt a11ow the Pro rt ta detedorate, or commit waste on the Pra rt Aurrawer shall be in default if any forfeiture
<br /> ,�..,,::..`�.. F .� , ,
<br /> P� Y•
<br /> ,.�,.,•,.t!'.��;.,,,:,1��.,:��,.��.: action or proceeding, whther civil or criminal, is begun that in Lender s good faith judgment could result in fodeiture of the
<br /> ,:�;;,,, .,r,:;,:,a,�.,;,v,•,_ Property ar othcrwise materiaUy lmpair the lien created by this Security Iastrument or Lender's security interest.Borrower may
<br /> , ,� , • '' �'',,:••:�� cure such a default ar►d reinstate,as provided in paragrapl� 18,by causing t}�e uctlon or praceeding to be dlsmissed with a niUng �-
<br /> , �a'"%'�'��- ~. tiwt. i�► i.zixier's good €aith detcrminatio�s, {�rccludc.; forfeisure of the Borrower's imereat in thA Pm}�erty c►r other mater�al
<br /> _ - ._ �
<br /> s:,,• .. . _ � impairnicnt of the lien created by this Security Instrument or L.ender's security interest. Borrower shall nlsc�bc tn defAUlt if
<br /> � Borrower,during the lonn application prcxess,guve materially false or inaaurate tnfarmation or statements to I.ender(or failed
<br /> to provide Lender wlth any muterial information)in connectian with the loan evidenced by the Note,including,but not limited
<br /> � _,�,.��:,,,,;; ,,,� _� to, representatians concerning Borrower's accupancy of the Property as a principal rusidenee. If this Security Instrument is on a
<br /> '' Icasehold, Borrower shull comply with nll the provisions of thc lease. If Borcower acquires fee title tn the Pr�perty, the
<br /> • Iea+chold and thc fcc titic shuU not mcrgc unle�s l.endcr ug�ccs to the mergcr in writing.
<br /> "`."` ' . 7.Protection of I,ender'r Ri�hts in the Property.If Borrower fAils to perfurm the coveru►ntx And pgrecments contuine�in
<br /> �, this Sccurlry ln,trumcnt, ur therc is u Icgul pr�xecJing thut may +ignificuntly affcct l.endcr'x rights in the Propcny (such As a
<br /> _•.- �•t � : ,, pnxcoding in bankrupiry,probrte, tiir c�nulemnutiim��r fi�rfciturc or to enforcc luws or regulutiuns), thcn[.erxlcr nwy dn und
<br /> ' t� p•ry for whutever i�n�YCrwry tu pr<itect thc vulue of thc Prupe�ty und L.endcr'.rigNts in the Property. Lencicr's arti�ms may
<br /> . includc puying any sunn u�ured hy u licn whirh hus prioriry rncr this Sccurity Instrument, appcaring in court, paying
<br />. ' reau�nablc attorneys' fcc�and cntcring on the Property to nwkc repuirs. Although L.cnder may take actio�undcr thia paragraph
<br /> , � 7,Lendcr d��cr not havc to do ao.
<br /> � Any umounts disbuned by Lcndc� undcr this paragraph 7 shull hccome •rdditional debt of Borrower sccurcd by this
<br /> Suc�uriry Instrument. Unless Bonowcr and C.cnder agrcc tu other tcrmti of p•ryment,thrx um�x►nt+sh•rli lxar interest from the
<br /> ,
<br /> datc of disbur.tiemcnt at the Notc ratc and shAll bc puyablc, with intcrest, upnn noticc from L.endcr to Bocmwcc requesting
<br />� payment.
<br /> •,;� ..�� 8.Mortgage Insurance.If l.cndcr rcyuired mc�rtgagc inwruncc us a condition of making thc loan securcd by this Saurity =
<br /> � ' [nstrument. Borrower shull puy the premiunu required t�� maintain the mortgage in�urance in cffect. lf, fi�r any rcuson, the `—
<br /> ''�""""`' mortgage insurance covcrage required by l.endcr lupses or ceases to be in eftect, Rorr��wer �hall p.iy the premiums required to �
<br />�K�—• ��,
<br /> � � obtain coverage substantially eyuivulent to the mongage inxurance previousty in effect, ut a cost substuntislly equivalent to the
<br /> ��� cost to Borrowcr of the mortgugc insur•rncr previausly in effrct, from un alternatc mortgagc imarer approv��d by I.cndcr. If
<br /> � � . substantiaUy equivnlcnt mortg•rge imurunce cuvcruge is not avxilablr, &�rmwer shall pay to I.ender each munUi a sum cquul w �-
<br /> � • c� ,, one-twelfth of the yc•rrly mongage insurwue prcmium bcing p�iJ by &rrruwcr when thc inruranrc rmcragc lapuxl or ceascd to
<br /> a be in effect.I.ender wiU accept,use nnd retain thex payments us u loss re�erv�in lieu of martguge insur�nce. L.oss rescrve
<br /> _ Fam 3028 9I90 k
<br /> r ' e
<br /> - � Paq�3 ot 6
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