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<br /> _ �vs�r�►s� x�►� iun�t .100921
<br /> - --- (1..... v..r Te��ry Iaa.:-Wt.c..p.� �� �
<br /> �� � 18T FEBRUAkY
<br /> ___.y.�.-.. - -
<br /> .�_ - - THIS/►WUSTAHLB ItATE WDER i�made thi� ..........day of ......................................... 1�4..., �nd i�
<br /> -��,==-_�=�" {� �O �od �11 be dee+ned to �mend and suppiea�eot We Mort�e. D�oed of Tru:t or Security Deed (tbe �_-
<br /> - '�{�,�.�, '•'���+�. ��Secu�ItSr Ipawmeat•') of tbe t�me due �ti-ven b tbe undersi�nect (the ••Hortower") w �cure Bomower'i Adjusublo '°�°°.•�.- __----
<br /> ' �_��!��� wto Nat� (d�e„Nao•��a..NAR�l�ST..l:'4R�3T�RG��.s...�NG..................................................................... I�:��.,�;-__ _ —
<br /> ._ ..�,- . ._�, .......................................................... (the 'L.ender")of the same cl�te and coverinQ the property described in �,M .,,,�� -
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<br /> .�4`� - "" the SeNiity Ia�tNme�t aad locatod st: {� �,�.�a�,�:�.��;;�-
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<br /> �wj:,. ,, .�:: �.443..�lI�ANRxN�..i.RAN..�,AN�.....G�fiAl�A/p.���I��AyM-DJ,��....N,,E....f���03............................................... �,,....�:..�.-:.,,.��...,:,�
<br /> �'�wSQ�.1�k1•� � l��„1^�`7/f�wYi�� '114�tiY t�lf'i4:..W.��=!
<br /> �����u�If�ILaf� . . •. . . _ .-
<br /> �°_SG:� 'r ' �.
<br /> _e.�,.,,,,,,�,,,.,�.,.� THE NpTE CONTAINS PROVISIONS ALLOWINO FOR CHAN�iE31N THE INTEREST RATE
<br /> &';�;-,,:�_��__�� AND THH MONTHLY PAYMENT.THE NOTE LIMITS THE MMOUNT THE BORROdYER'S � ,, !�
<br /> INTERE8T RATE CAN CHANOE AT ANY ONE TIME ANO THE�IAXIMUM RATE THE 80R- ��:� �.,..,.:d, . ,. '`
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<br /> _ —1�-��-,.•.,,,o.�.�:.� ROWER YUST PAY. „ � -
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<br /> . r��:;; �'�.-N�:-��; . ADDR'WNAL Cov�t�V'i�.In�dditbn w t6e rnvea�nts and aQreement�made ia the Securlry Insuument. Borrower . �
<br /> •;:•.' - -
<br /> •-`.::��. ,;,��`�° aod LaKler t�tther coveamt uki tQroe ts follows: .
<br /> .... . . ,' • �,
<br /> ':,- •
<br /> . . '; A. IIVTBitEST RATE AND MON'I'�ILY PAYIV�.NT CHANGFS R -
<br /> . ...
<br /> • ,, : .. .. , 'r
<br /> . .. .. . .� Tbe Note providtx for an initial interat rate of..4►.�7.��.....9i.The Note provides foc chAages in the tnterest rate � �•„�.�,.;:.-;f
<br /> I ,;^, •`' . tl�e muothlY PlYmeots.ai folbwt: - �
<br /> f `�'.. �
<br /> ;.. .........._,.•.. •; 4. IIVTF.RFST AATE AND MOIVTHI.Y PAYII�NT CHANGES :: . -
<br /> = : :. , y. ; '
<br /> = • (A)Ch�o�e D�tt� `� �' "�
<br /> :.., : •. � Tbe intereu nte I wW pxy rr�ay ch�nQe on the firu dny of.......�E$�tuF�F4Y..........., +f�.�......, and on that day .� . .. .; =-
<br /> J
<br /> every ...3.2..MqNT.HS..........t}K7wfter. F�ch dste oa which my Iaterest rate wuid c(�aa�e i�caUod a"Chrn�e Date.,, .. - °
<br /> • (B)'1Le Ldex : ;
<br /> ::. . . ,. ,.,. He�tanin� with the first Chmge Date� my interect mte wiU be b�sed oa an L�dcx. 'ThG "Index" is the we�Jcly '.
<br /> , . . . . n _ " ' �.
<br /> ._�.... _. average yield on U�ited States Treasury securides adjucted w a conctant msuurity o¢..... yearls), as made available .... . .
<br /> � by d�e�Ft�o�der�al Raecve BwM.Tbe coost recew Indez fi�ure av�ilabl�As of the date 45 days befon each Chaa�c Date Is called :��M�T, �
<br /> - -- - - -- ���\.IU1G1��X.�� �'if}.:�'�'�:.
<br /> � If the Index is ao loager available, the Nou Hold�r wiU choose a new index which is brsed upon comparabk ;�•��%.. '�•.
<br /> c.x:.
<br /> infom�tion. The Noto Holder will�ive me notice of thi:choice. '� ��,.,,,,,
<br /> (C)Ca1c�J�tlon ot C6aoQes ,+r,;:,,,• � ' •
<br /> � Before each Change Dste the Note Holder wW calculate m new interest rate b addin TWQ AND . ... �'�� .�' �
<br /> Y Y B................. . � � • •
<br /> T4:IREE-:QUART.ERS...... perceaw�e points tL...7.���...%)to the Ctirrent Index. The Note Holdec wIU then round the _
<br /> result of thls addition to the nwrest one�ighth of oae percentage point(0.125%).Subject to the limits ctate�ir►Sectfoa 4(D) , �,, �
<br /> below,this rounded amount will be my new interest catc until the next Change Date. .
<br /> • .-� 'Il�e Nate Hoider wlll then detcrminc dx artwunt of the monthly paymeat tt�t would be sufficient to repAy tbe ' . -
<br /> '�"'� ' " unpxid principRl that I am expected to owe at the Change Date in fuli on the maturity date at my new inurest rate W � +�° �
<br /> � , wbctantially equal payments. '[tu result of thic calculatiaa wlll be the now amount of my monthly payment. .. �� .•.
<br /> � -
<br /> ' (D)Lmit�on Interat Rate Chs�ea .;, " _ -
<br /> 6 37°� .. ..•. . ,i '.i�'
<br /> The interest rate I am required to pay at the first Change Date will not be greater than....�...........96 or less than ,�,. . •.1.5•..,......�
<br /> �..;�7.;:.......96. Theroafter.my interest r�te will never be increased or decreased on any single Change Date by more . •- :,,,,. ' .� y.,
<br /> ' � TWO percentage painta{.:1�tQ�6) from my initial note rate of interest I • ��� � -
<br /> , �
<br /> . • lu�ve ban paying for thc preceding twelvc months. My interest rate will never be greater tha���.`75... 95. :: ,..;:` ���x.,�.°i::a.
<br /> (E)F.�ective D�te ot Cd�n�es • �
<br /> __ ' My new interest rate wlll become effecdve on each Chunge Date.I will pay the amount of my new monthly paycaent ,•�-� �,�..
<br /> 3,;;;`::�:� _�•�'. . be8innin� aa the firet monthlY WtiYment datc afrer the Ctwnge Datc until the amount of my monthlY f�Y�nt chaa�es .>,s;;;,,4 °4y,.L��j-
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<br /> �� � Y��IJ1. ^.YlY�+�:C`�.•ar ��fY_.•
<br /> °� � � (F�Notioe of Cbu�es �=a�i;;.�_:',::„�q�.P�:_,
<br /> � • *�'��Q�� `� The Note Holder will deliver or rrwil to me a noticc of any chaages in my lnterest ratc and the amount of my moattily -
<br /> �;,,,� ,:- '� paymeat before the effective date of any change. The nodce will include Infornwtion required by law to be given me and
<br /> �`�. , '�..-. �.� •' aLo the dtk and telephone number of a person who will answer any question I may have rcgarding the twtice. '': , . ,
<br /> r r� ,. ,�„°""''' B. TRANSF�R OF THE PROPERTY OR A BENEFICIAI.INTEREST IIV BORROWER !::�...�: ;:::,•'' ;' .,, .
<br /> ,^: . � • Uniform Covenaat 17 of the Security Inswment is amendod to read as follows: ''y "''".
<br /> ;:•;. � .-.�.
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<br /> � Traarta�ot the Pnopetty or�HeoefkW Intere�t in Borrower.If atl or part of the Property or any intercst in it i� �r.:,:,.:':.•"..: . ,.
<br /> �,�'",;:�'�:;=>;�� wW or uaaaferred (or if a beaeficial interest in Borrower is sold or aansferred and Borrower is not a natural person) • '
<br /> "' without I.eader'e pcior written consent,Lender m�y.at its option,roquire immediate pYyment in full of ill sums secured �:,�,,v,�;c:..... . . �
<br /> :_.-,��,,.,.�.�,� by this Sacuriry I�trument. However.this option sha!!not be exerci�ed by Lender if exercise jc prohibiLOd by foderal law ,�;;�,�Y':,'.. , ... .`
<br /> -- --- a of tbe date of thi� Seourity Inct.�uow�t. Lender also sbaU not ezercice thia optioa if: (a) Horrower causes to be � . � . -
<br /> •� -- wbmiued W Lmder iaformistion roquiued by Le�der w evalwts tbe inteMed trancferoe as if a new loan were beL�made
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<br /> W Q�C QiYtiCIOCi all{i (Oj LGlt�t [GUtYUty 4oKluw�w u�t a.caw�t • ivwi�►j wus uv� w uay�s�w v� �w aw� �y.::�.:�,..�". -
<br /> wumption and du�t�tho risk of a brach of any oovao�ot or �+oement in tLis SocurIty Iasnumeut is saxpqbb w ��°:�•':,-:
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