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<br /> periods that Lender roqulrca. The inYUrou�ce carder providlnR ihe inrurnnce rhwli be cho�en by B�nuwer aubJect tu La�xkrl�
<br /> approvd which shall not be unt�eaROnxbly withheld. If Bixmwer frily ta rtwlntxfn coverr�e de�cribed�bove,Letider nwy,at
<br /> Lenderf�optbn,oMafn covsrnRe to protxt L.enderls ri�htw in ttte Prc�p�erty in accor��nce wilh p�nigaph 7.
<br /> All insur+uxe pollciss and renewal�shAll be+�ccepteble to Lrnder Mnd sh�ll irnlude o Rtrndaid m�xtg�xe clwu�e. [.en�r
<br /> — �all have the d�ht to twld the polirie.r and rcnew�ls. If Lender r�r�uircr,Bcxn►war�hall promp�ly�ivc to L.en�r rll rarip�a
<br /> of paid premiums and mnewal cwtices. In�he event�f los.r•, Bom�wer nhull�{ive pnrmpt nwicc tu thc lnKU�wxe c�rrier wnd
<br /> L.ender. Lencler m�y m�lce proof of to�x if nat m�de{xanptty by H�mnwar.
<br /> _-----------------. Unless LenAcr nnA Hartowe�utherwiyc agrce in wrilinK,in�ur�+nce pnxeccfs sha11 t�e opplicd ta rcztunUion cK rcprir ui' ,�n
<br /> the Pmperty damaged. If tho rcstorAtian or�epair ia ecau�micully fcaslble und l.ender� sewrity i,not Ictisrrx�l. If the
<br /> -= restonuion or mpufr i� not economicalty feuibk or L.e�xterL kcurity wcwld be Iessenecl, the insurance proceeds �hall be
<br /> �- _ agplied to thc sums+ecured by ihis Security Intitrument, wheihcr ar ��►t then duc, with uny exce�� puid ta 8orrower. If
<br /> �arrower ubandans the Propeny,or does not answer withln�ll duyx u nutice from l.ender thut�he inzunmce carrier hus
<br /> --�---�--�-= offered to settle a claim,thcn Lender mny collect the inxur•rnce paxeeJs. Lender muy use the proceeds to rcpuir or rrrture
<br /> -- ----- the Propeny o�to pay sums secured by this Security Insuvmen6 whcther or nut then duc. The 30-day period will begin when
<br /> _- -_------- —- the noticc is given. --
<br /> --— Unless Lender und Bortower otherwisc agrec in wrlting,uny applicatian of procecdz to prin�ipal �vhall not extend or
<br /> � � postpone the due date uf the manthly payments referrcd ro in parusraphx t and 2 or chungc the arnount of the payments. If
<br /> _ under paragraph 21 the Property is acquircd by l.ender, Borrower�right to any in�uruncc policies nnd praceeds resulting
<br /> -°-- from damage to the PropeRy prior ta the Acquisrtion ghull pass to Lender ta the extent of the xums secured by this Secprity
<br /> - — instrument immediutely prior to the ucquisition.
<br /> - — 6. Occupnncy, Preservation, MpintenAnce And Protectbn of the Prope�ty; Borrower's Loan Application;
<br /> � I.taseholds. Borrawer shAll occupy,estabiish,and uxc the Property as Bormwer�principal residence within sixty days after
<br /> , 4 the exeeution�f this Security lnstrument und�Mutl cuntinu�to�r�py tbe Propeny u�Bun•ower;prinetpAl rcsidence for at -
<br /> least one year afrer the dute af accupancy. unles� Lender otherwi,e agrce. in writing, which consent shall not be
<br /> � s,� unreusonably withheld.ar unlesx extenuating circumstunces exist which un bcyond 8orrower\caurol. BoROwer shaU not
<br /> .�.. ;�;. _ destroy,damage or impair the Pmperty,allow thc Property to dcteriorute,ar c�mmit wustc on thr Property. Borrowcr shall
<br /> be in defuult if any forf'c[ture action or proceeding,whcthcr civil or criminal,is begun thnt in Lende�l good fuith judgment
<br /> could resuit in forfeiture of the Property or otherwire muterially impair thc lien creuteJ by this Security Instrument or
<br /> � ..����.
<br /> Lenders security interest. Barrawer may cure tiuch u default and reinstate.us provided in purugruph 18,by cuuxing the actian
<br /> , r!�°�� or proceeding to be dtsmissed with a ruling thut,in Lenderz gaod fuith detcrmination,precludes tixfciturc�of thc Borrowcr's
<br /> +��i�`.���:u interest in thc Property or other materiul imp•rirmcnt uf the lien creuted by thi� Security Inztrument or Lcnderl sccurity
<br /> E•�,. ;,..�;'�� —
<br /> �•r,,..p.y,., Interest. Borrower shall also be in defuult if BoROwer, during thc loun applirotion pracesti,gnvc muteriully ful,e or
<br /> � •�;�';'t�• inaccurate information or stAtements to Lender(or fniled to provide I.ender wlth uny muteriul information)in connection wtth
<br /> __ ��r�i;�� the loan evidenced by ihe Note, including, but not limited ro. mpn�sentutions concerning BortowerE occupancy of the
<br /> - �,�'","' Pcoperty ae u principal msidence. If this Security lnstrument is on a leuechol�l,Hurrower�liall comply with aU the provisianx --_
<br /> Y ^t!�'^•?�:'��'• of thc Icusc. If BoROwer ucyuires fce tiNe to the Propeny,thc kasehold und the fec title shalt not merge unles.e Lender agrees
<br /> '�'`�',. .
<br /> ' • - to tt►e mergcr in writing.
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<br /> �;�.;:,::: :. �:� � •- 7. Protection ot l.ender's Righ�4 in the Property. If Borrowcr fuils to perform the covenants and agreements
<br /> ;��;:jv . .�„` ; contuined in this Securiry Instrument, or therc i� u legal procecding that may xignificnntly uffect Lender's rights in the
<br /> . . � Properry(such a+a procceding in hunkruptcy,probatc,fur condcmnution or forfeiture or w enfarcc luws ar regulations),then
<br /> � � '�'��'>�• �� Lender muy do und puy for whatever ix neces.r-ary to protect the vulue of the Properiy and Lendcri rights in the Property.
<br /> ° r`�-: �`'�:`:"'� �� Lender's uctions muy include puying uny�ums+ecured by u lien whirh has prioriry over thi�Security Instn►ment,uppe•rring
<br />� - �''' �" �, in court, r in re�umubte attomc s fers ond cnterin on thc Pro rt to mukc re ain.Althuu h Lender mu take uction
<br /> . :;°;�s;�'�y� : �,.-: ,� P'Y F Y � t� P� Y P' a Y _.
<br /> a��.�v��;;�.;>.,.. . under this paragraph 7,Lender da x not huvr to d�i sa. �-
<br /> �� •„_.�
<br />__ ,irsr;;u,;:i,�ce;•:;_;�,y,�• Any umounts distwrsed by l.ender under this paragraph 7 shall hecomc udJiticHtul dcbt of Boaower xecurcd by this
<br />-�' 't�"�•+'�:,;,-:`!;'�'. Security Imtrument. Un�c�s Bormwcr und l.cnder ugrer to other trnn�of puyment,the+r amountti shall bcar intcre+t fr�m thc -
<br /> '�:..t ,�..�.,_,•., � :•i
<br /> « �I..;..;;s:,;�-••.;u. datc of dis6ursement ut thr Note�ate and,hull bc payuble, with intcrext,u�xm noticc from Lender tu Borrower nyuezting
<br /> r�.y' .� '�-
<br /> •�.nt�v�:,;:. '..'.r paymcnt. �.
<br /> •�"►`-"�'�"� �� S. Mort�age Insuranee. If Lender reyuired mortgu�c insurunce as a conJition of making the loun secured by thiz
<br /> J.�";� .• , � Security Instnrmcnt, Borcower tihull pay the premiums rcyuircd to muinu►in thc mnrtguge insuruncr in et'fect. If, far any ___
<br /> � � :���'� reason, thc mort u e insuruncr covcr.� � re uircd b Lender fa ,�� or rra.c. tu tk in cffect. Bormwcr xhall u thc
<br />_ �"�"`-;-' . S F F' 9 Y P ' P Y _
<br /> _ �,;,��"' premiums mquired to obtain covcruge zubtituntially cyuivalent to thr mortgagr insuranrc prrvi�uzly in ef'fect, ut u cost
<br /> ;���+- �"•:����. ,� , _ substuntiully cyuivalcnt to thc coxt w Bonowrr of thc mong�iFc insuranrc prrviously in cffcct, from un altcmatc mortgagc
<br /> "�� '�''r".r:;': ` insurerupproved by Lender. If�ubztuntially eyuivulent mortgu�e inwrancc coveragr is nut uvailublc,Borrower.hall pay to
<br /> i.<;�s ,��
<br /> ;,�'�`ir�. `?�;:;'` � • Lender euch month a tium eyuul to one-tweltih of the ycarly nwrtgagr inxurancr premium txing paid by Borrowcr whcn thc
<br /> ' �•� �• � insurance covera€e lnpsed orceused to txr in eFfcrt. Lrnckr will urcept,us�and nt:►in thr.e payments as a loss rexervr in licu
<br /> "`L '�'°��=". of mortgugc insurancr. Losz rc+crve puymcnt�muy no lunger lx reyuired,ut thc ciptiun uf'Lrnder,if�nortgugc insurance
<br /> - '.�:�� �` ' -
<br />_ 4a,,,:,i�: . •, covcrage(in the umount und for the period that L.endre rcyuires) provideJ by nn intiurcr upprc>vrd by Lcndcr aguin becomes
<br /> -` _ _ _- •;��,,.,..,,= uvailublr,suiJ i�ubtained.Borrower shall p•ry the promium�r�yuircd tu maintain mortga�e inwrance in cff'crt,or m rr�vidc a w�•
<br /> .�°`'r'��" �• loss reserve,unttl the n uircment for mon�a e insuruncc end►in uccordunce with�m written u•rccmcnt bctwecn Borrowcr `'
<br /> = 4�!k�,�;a•. , 9 b 8 Y b --
<br /> ..t�.� �} � and Lender or applicablc law. �''`
<br /> "_ r�5�•�:•,; _ - 9. Inwpection. Lendcr or its ugent may makc reatiunablr cntrirs upon imd inspertiom of thc Pmperiy. Lender xhall �-•
<br /> ' _ -�'''�'-�',��` � give Borrower notiee at the time of or prior to un in+pcction specifying mationablc cau,c tor[hc in��xrtion. �`�
<br /> �71,te.�;,;,f;';"s:,; 10. Condem�wtion. The prorecd+eif any uward or cluim ti�r Jumagex,dinct or conzcquential, in connection with uny �-••
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