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<br /> �-- �- period�tlwt L.ender�oquirci. 71ie ineuranco ciurler pmvlding the incursu�ce shwll6c chosen by Bortower subjcct to l.enderh
<br /> �pproval whkh�hsll not bo urme�ombly wilhhold. If Borrnwcr itul�[o maintain covemge described above.L.endcr may,at
<br /> I.enderh optbn,obtaln coverage to protect Lemier�righta(n thepr�perty in accordance wfth pa�graph 7.
<br /> All insurwxo policia w�d net�ewals sfwll be Acceptable to Lendcr end chall include a s�ondud mongage cleuRO. l.ender
<br /> =� sh�ll have the�ight to hold Uro policie.r And renewals. If l.endcr requircn.Horrower shull promptly give to Lender ull receipts
<br /> -- _ oP poid premiums and renewal nodces. In the event of loss,8cxrower shall Qive prompt notice to�ho insuronco cwrier and
<br /> _- — L,ender. Lender may melca proof of lass iP not mode promptly by Borrower.
<br /> -- Unless Lender nnd Hort�ower othc�vise agrce+n writing,insurunce proceeds shall be applied ro restoratiun or rcpair of
<br /> '� tfro Property dnmvged, if Ihe testora�ion or repair is economically faasible and Lenderi�securi�y is nw lessened. If�he
<br /> RSIOfi[�on or �p�ir is not econamically fensibic or I.ender's isecu�ity would be lesre�ed,the insurance praceeds shall bc
<br /> �='��•'M'`'�`� epplied to tbe suma securcd by this Security Inshument.whelher or not then due. wilh uny excess puid to Borrower. If
<br /> ��. �.,,...�,,,.� Borrower ab�ndona ihe Property,or dacs not answer within 30 dnya u natice fmm l.ender thut thc insumnce cwrier ha4
<br /> �-��-`°� offered to settle u cluim.then Lender may coliect the insumnce proceeds. Lender may use�he proceeds to repair ar rcxtore
<br /> -='� r :;;� the Property ar to pay Rums securcd by this Security Instrumcnt.whether or not then due. The 30-day periad will begin when
<br /> �- — '"'��'�,�.r the notjce is given.
<br /> -� � � Uoless Lender and Borrower other►vixe agree in writing,any Application of proceeds to principal shull not extend or
<br /> � postponc the due datc of thc monthly puymants referrcd ta in paragrnphs 1 und 2 or change the wnount of the puyments. IF
<br /> �'' '"" " ' under paragraph 21 1he Property is acquircd by Lender. Borrower's r{ght to nny insurunce paUcies und praceeds resuUing
<br /> __��_,._���}�� from damage to�he Property prior to the acquisition shnll pass lo l.ender to ihe extent of the sums secured by this Securiry
<br /> �-� ���� Instrument immediulely prior to the ucqwaition.
<br /> '_�' ,,, r. 6. Occupwncy� Pn�rvAtlon. Maintenance and Protection of the Properly; Borrower's I.oAn Appllcatton;
<br /> ' <"''X�"!�: • L�easeholda Botrower shall occu establixh,and use the Property ua Borrower's principul residence within siaty days after
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<br /> - •�:�s:�:.�;::: ? "=� . the execWion af this Secu�iry instrument and shail continue w accupy the I'ropeny us Bormwer4 p r�ncipal residence for ut
<br /> ` leust one year after the dute of occupancy, unless Lender othenvl�e �+gmes in writing, which cansent shall not be
<br /> �','.' j�,,,;, '•'' ` un�+easonably wiihheld,or unless eatenuuting circumstaoces exist which are t+eyand Sormwerk controi. Borrower shall not
<br /> �. �''"'"'��' destroy.damagc or impuir�he Prapeny,allow ihe Propeny to detcrioru�c,ar commi�wuste on ihc Property. Borrowcr shnll
<br /> a::�i�:�.;�..-.:,�•�."�'� be lndefault if any fort'eiture uction or praceeding,whether civil or criminAl,is begun lhat in l.ender's good faith judgment
<br /> • � could result io forfeiture of the Propeny or otherwise muterially impAir the lien created by �his Security Instrument ar
<br /> ��-�; -;�-• ••��•.' :� Lender's secudry interest. Borrower mAy cure sucb a defnult and reins�ute,o�provided in paragraph 1�i,by cnuxing the nc�ion
<br /> �. ��� �,�,,,.:;�.;�� or proceeding to be dismisr,ed with a niling thut,in I.ender!�gc�od iaith detertnination,precludes forf�iwre of�he Borrowerk
<br /> "rn��:.�"�" :•�.�'".�� inte�est in 1he Pmpeny or olher material impairmeM of Ihe lien created by this Security Ingtrument or l.enderc xecur�ty
<br /> ;:;Ud:a,.,�::��_'�..,�.:: inlercst. Hormwer shull ulso 6e in default iF Banawer, during the laan opplicution procesc, guve muterially fulse or
<br /> • ti' '"�" inaccurate infortnation or statements to I.ender(or fniled to pruvide Lender wUh uny materfal information)in cannection with
<br />.__ ��F:%,.�"�''� the Inan evidenced by �he Note, including, but not limi�ed �a. repmseneu�ions conceming Borrower ti accupancy of the
<br />_:,_� ' ` " ` property c�a principul residence. If this Security Instrument is on n kusehold,Borrower xhall comply with oll the provisions
<br /> "`"' �` � of the leasc. If Borrower acquires fee title�a the Propeny,the leaxchold s►nd the fee tide sholi not merge unlcss Lrmicr u��c�a
<br /> "° ,.°� c!'`.7-�'.,: •:� to the merger in wriling.
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<br /> �,��:�-..• ��':.�,�. 7. Protectian of I.endePs Rlghtu in !he Properly. If B�rcawer fuils ro pcdorm the covenunts and agreements
<br /> .;,.� . . . contained in �hls Securi�y Instrument, or�herc is u legul proceeding thnt mny zignifirantly offect Lender� rights in �he
<br /> • � ` ��}�'"� propehy(such as n proceeding in bankruptcy,probate,far condemna�ion or forfei�urc ar to enforcc luwr or reguluuons),then
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<br /> ,,::',. . . • .�.,iN,� l.ender�may do and puy for whotever is necessury to pro�ect�he vulue of the Piropeny nnd l.onder's r�gh�s in the Property.
<br /> N • .:�• Lender s ac�ions may include puying any sumx secured by u lien which hus priu�ity over thix Securi�y Instrumcnt,uppcuring
<br /> � in court,pnying reuwnuble utiomcys'fees and entcring on�he Prc►peny to muke Kpain. Although Lender muy take uclion
<br /> .;ti?°�•: . � under this pamgruph 7,Lender dces not huve to do xo.
<br /> - � ;:. . • Any umounts dixbuned by Lendcr undcr this parugruph 7 xhull t�ccomc udJitianul debt of Bortower secured by this
<br /> "'r�"' ° ' '�"'!:'` Securfry Instrument. Unkxs Borruwer und Lender ugree to other temi�of puyment,ihesc umounts sh�ll bcar in�ere�t Gom the
<br /> q;- !',��:�•�,,` . � . dnte of disbu�sement u��he Note rnte and xhull hc puyuMe, with interext,up�m notice i'rnm Lender to Borrower reyucx�ing
<br /> ;�. ..._.. payment.
<br /> • ��'��' " �""'�;��c 8. Morlgage Insuranee. If Lender reyuired martgage insurunce us u candition i�f muking the lonn secured by this
<br /> " �°` -� ' �" Security Instrumem, Burmwer shull pay the prcmiums myuirNd tu muin�uin�hr monEuge insurunce in effect. If,for uny
<br /> '�''�t�;�;�_,�,�"., reason, the moAgage in�urance coveruge reyuired by lxnJer laprex or ceu.cs tu lx� in effect, Borrower �hull pay the
<br /> �' ` ° premiums requfred to obtuin coveruge substnntiully cyuivulrnt t��the mungugr in,uruncc prc�•iously in effect, ut u coti�
<br /> . �,.,:; , sub�luntially equivulent to the co�t t�� Borrower of thc mongagc insurunce previuu+ly in effect, from un oUemute mortguge
<br /> J � ;' ,L insurer upproved by Lender. If substuntiully eyuivulent nwrtgn�c in,uruncc covcragc ix not uvailublc,Bom�wer shall pay to
<br /> - ' ' �• Lender each month u sum eyual�o onc-twelfth of thc ycurly rnongugc insuryn�c prrmium being paid by Borrower when the
<br /> ' . ''` � insumnce covernge lapsed or ccused to bc in effcct. Lendcr will uccrpt,usc und retuin�hr.e puyment.uv u lo.s rcservc in lieu
<br /> �''` ..`.:.-�� " � of mortgage insurance. Loss rescrve paymentx muy no longrr tm�yuired,ot thr option of l.endcr,if mortgage insuruncc
<br /> .�•: •a;:. .• �•`. coverage(in the amount w�d for Ihe pencxi thut Lender myuire.)pravided by un imurer upprovcJ by Lender aguin become�
<br />-" � `� �w �, avuilable and is obtuined.Bomower shull pay the premiumx reyuired to maintuin nwhgage m.uruncc:in effect,or to provide a
<br /> - �� .�',�•�, � � loss reserve. untfl the requiremenl for mongage inxurance endx in uccordrnre with uny wrinen ugreement between Borrower
<br /> ,6.�'���� �'��'�� �w � ' and lxnder or upplicable law.
<br /> �`..•� •��;��'u- " '• ''•. I q. Ipspection. Lender or its ogent muy makc reasonnble cmrics upon und in,pertiun;of thr Property. Lender xhull
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<br /> -�� ° • • give Borrower notice ut�he time of or prior to un in,pec�ic►n specifying rcasonaMr ruuu for the inspection.
<br /> ��.:'f^,:,I�.:'::.;;�;.;�:.'+� lY. Condemnation. The prnceeda of uny uwanl or riaim for dumuges,Jireci or conuyuenliul,in connection with any �
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