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'j .`� ,1lry��+�iVils�v.. ,< u .. . ,� �. . <br /> � +��. � r.�>. . Y -_ <br /> .. c <br /> ..�. } ,;:• �. �:� <br /> ,, r��- <br /> ��� � <br /> - `��_ <br /> , ., _ - <br /> ,� — -_---- - <br /> --���- ��«:;��� <br /> —=-�_��.--= J4- io0t4l�4 <br /> - - T� S. Hr�rd o� Property Iacur�noe. Barrower shall kap the improvement� now eaiclin� ar hercaRer croctod on Uk <br /> --- Pmpeny incurai a�oin�t loas by firc. hazprda includod withfn the temn "extended coverage" and any other hazardr, includM� <br /> - flcadr or Qc�ndinQ, for which Lender�cyuirex In�urance. This insur�ux�e�+hull be mAimuinal in Ihe arncwnls and for thc poriods <br /> thot L.endcr requirec. The inxurAtxe catrie�providing�he incun�ncc xhull lx rhoxcn by BaROwe� xubject to lxnder's upproval <br /> -= u�hich rhutl not bc unrc,suanubly withheld. If 8nrrowcr fuilx �o muintuin cuvcr�gc described abovc, Lender ttwy, �t Lcnder's <br /> '�'� `� � � oplion,ubtuin coveroge ta oratect Lc�uler's rightx in�hc Prupeny in�ccurdunce with pnrogmph 7. <br /> - All insurance palicies wid re�xwala shell bc ucccptablc to l.ender And shall include r stundard mortgage clause. Lender <br /> 'r� �'�'�� ;y,.:•" �` shul)Iwvc Ihe�ight to hold tht policles and renewals. If L.end�:r requires.Barrower shell promptly give m Lender nll roccipta of <br /> ,;.f� • .���° paid premiums and�enewal naices.Ia�he event of loss.Born�wer�hall Qive prampt notico to the insurance carrier and l.ender. <br /> ;� Ler�der may mako proaf of los.c if not mAde promptly by Borrower. <br /> _-- '•• ' Unless I.ender a�d Bartuwer otherwlse agree in writi�g, insurance procc�ds shall be applied to restoretion ar repuir of the <br /> -��'•h;•. :�� Prapeny dumaged,iP the restora�ian o�repair is ecanomicully feasible and Lender's secvrity is not lessened.If thr rrstoration or <br /> '�`� • •'�,��� t .� repair is not economically feasible ar Lender':secu�ity would 6e lessened.the insurwtce proceeds shall be Applied to the sums <br /> ,�< _.. -'L.�`.�.,. <br /> :t�t,�..�.• � � secured by this Security Instrumenl. whether or not then due, with uny excess paid to Borrawer. If Barrower obandons tha <br /> --�� Pra rt or dces�ot answer within 30 da s u notice from Lender thet the insurance carrier has offered to settle A claim,then <br /> 1�.5�1,vL�iii,t�:,,�t•;y: Pe Y• Y <br /> , •_ � Lender n�ay collect the insurance praceods. l.ender may u�e �ha proceeda to repair or reatore the Property or to pay sums <br /> ' '=E �� : �=���•�• sGCUred b thia Secu�it Instrument,whether or not then due.The 30-da �ad wfll t+e in when the notice is iven. <br /> �h;,: t , . Y Y Y Pe � 8 <br /> �,`'—�°`f�°" '����•+w+� Unless Leoder and Barrower atherwiae agree i� w�iting, any application of proceeds to a�incipal shall not eztend or <br /> �,y-.°..�..•, r..,. ,�, <br /> � �• ��• � postpone ttic due date of the monthly payments refeRed to in parngrnphs 1 and 2 ar change Ihe amaunt of the payments. If <br /> � �• �°�'��`j�'':�•;��;?+:',; under paregraph 2! the Properry is acquired by Lender, Barrower's rfght to any insurance policies and procceds resulting from <br /> - �-��'�,:',ry-.-. -';=- --- damage to the Property prior to the acquisition sMall pass to Le�xler to the extent of the sums secured by this Security Inatrument <br /> • ' � �`'` immediately prior to the acquisitian. <br /> �� �.� ��"' .� 6.Occapancy,PreservAtton,Ms�intenonce and Protectton oP the Property;Borrower's I.os�n AppUcatlon;lxaseholds. <br /> . , Borrower shall occupy,esteblish.and use the Property as Borrower's principal residence wlthin sixty days after the execution of <br /> .. • �.��,.,F,.�.,,,,i;��,;,. thia Security Instrument and sh�ll cuntinue to accupy the Property as QoROwer's principal residencc for at least onc ycar�fter <br /> �,..::�,.;.,� - <br /> • ••,,:•,;,;;,_ , the date of occupancy, unless Lender otherwise agrees in w�ting, which cansent shall not be unreasonably withheld,or unless <br /> ••�3�'} ;�;';''!;�;?��' extenuating circumstances exist which are beyond Borrower's rnntrol. eorrower shall ncn destroy. damage or impair the <br /> ' r:1- <br /> _: : Property. allow the Property to deteriornte, ar commit waste on the Property. Borrower shall be in default if any forfeiture <br /> • • � action or praceeding, whelher civil or criminal, is begun thut in I.ender's good failh judgment could result in forfeiture of the <br /> � � ' ' "� Propeny or otherwise materially impair the licn created by this Securlty Instrument or Ixnder's security interest. Borrower may <br /> �`,�}��t cure such a defeult and rcinstate,u.r provided in paragreph 18, by cuusing the actian or praceecting to be dismissed with a niling <br /> _"_______._l�SYJi.I�Fb.i.H.,�11i _=I � � <br /> _ �- that. in Lender s good'faith determinmfon, preclnde�c f�rfP�l��re �f the Rnrr�wer s interest in t!� Propeny or otlxr msttrle! <br /> • �����''�"��`�`' impairment of the lien created by this Secu�ity Instrumem or I.ender's security interest. Borrower shall also be in default ff <br /> ;+.';".�r-�a �-�' � ,•' I Borrower,during the loan applicatinn pracess,guve mererlally felse�►r inaccurate inPormAtion or stutements�o l.ender(or failed <br /> �� ,, to provide l.ender wilh any material information)in connection with the loun evidenced by the Note,including,but m�t limited <br /> ,. ., <br /> �' .x�tl` to,representations rnncerning Borrower's occupancy of the Property us a principal residence. If this Security lutitrument is on a <br />. " 11;.:�,•:.,�•.-: <br /> '' � ' '�� leasehold, Borrower shall comply with ull the provisions of'the lease. If Borrower acquires fee litle to Ihe Propeny, the <br /> , � . � leasehold and the fee title shall not merge unlesa l.ender agrces to thc merger in writing. <br />_ �AL?r��•. • ,• + ' 7.Prntectton of Lender's Rights In the Property.lf Bonawer fails to perfarm the cnvennnts ond agreements contained in <br /> ' ' , this Security Instrument,or there is u legnl proceeding that may significnntly affect I.ender'�right4 in the Property(such as a <br /> -- � ; ' ' ' � " • proeeeding in bankruptcy, probute, far condemnalion ur forfeiturc or to enforce luws or regulations), then I.ender may do and <br /> l''�� � s�tc;;r��..>,�:� . pay for whatever is necessary to protect the value of the Property und l.ender's rights in thc Property. [.ender's actions may <br /> ' "'g'''`�4`��'�s include paying any eums secured by a lien which has prioriry over this Security Instrument, appearing in court, paying <br /> -'f'r� r-: � � i'��. rcosonable attorne s'fees and enterin on the Pro rt to�make re sirs. Althou h l.ender ma �eke action under thi:� are ra h <br /> '�-'•�,.'.'` " Y S Pe Y p B Y P 8 P <br /> ;' �; a:���•',�•'�M• 7.l.ender dces not heve to do so. <br /> .' ;"�''� r-•.. .,�:.; <br /> .;�=�•:'': Any amounts disbursed b,y l.ender under this pArugruph 7 shall become ad�iitionnl debt of Horrower secured hy this <br /> � , . � '��� Secudty Instrument. Unless Bc�rmwer and I.ender agree to other tern�s oP puymcnt, these umcwnts shall bcar interest Prom the <br /> . �� , . date af disbursement at the Note rate and shall be payable, with interest, upon notice from Lender to Borrower requesting - <br /> • • . PaYment. <br /> :. � �'"�`'���� 8.Mortgpge ln�urance. If l.ender required mortgage inxurnnce as u condition of muking the loan�ecurod by this Security <br /> �'��� .: �C' Instrument, Rorcower shall puy the premiums required to maintain the mortgage insurunce in effect. If, f�r any reuson, the <br /> -� ' ��...�. .. <br /> __ • � ' � monguge insurnnce coverage required by[.ender lupses or ceuses ro be in effi.�t, B��rmwer shall puy the premiums rcquired to <br /> � • ° obtain mverage substuntially equivulent to the mungage insuronce previausly in effect,ut u c�►�t subs[untially equivulent to the <br /> . ;� :.,:.:��_•' "�. ,.•": cost to Borrower of the mortguge insurunce previously in el'1'ect. from an ulternatc rrangage insurer approved by Lender. If <br /> F :_�;�•::��.-. ., . substnntiully equivalent mortRuge insurunce covernge is not uvailuble, &mower shall pay to Lendcr each month a sum eqnal to <br /> ��- , ,' . ' one-twelfth of the yearly mortguge insurunce premium t►eing puid by Borrower when the insurance coverAge lupsed or ceased to <br /> �. �°��'�' '` �' be in effect.Lender wlll accept,use and retain these payments us u loss reserve in lieu of mongage insurunce. Loss reserve <br /> �: -.�ai:�.::';c . <br /> " <br /> " .,�1::",";s-' Ram 3028 �/�0 �- <br /> �,.^ u�.... ... Pq�3 ot e <br /> _ . �;Z=y;::��� F <br /> :> <br /> � � <br /> t= <br /> _..ws k <br /> ---° <br />