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<br /> �� iotno�l�!'�d�tha od
<br /> — paymenta m�y no lon�er ba roquirod,at the option of Le�dcr.if mortQ�a insuranca covers�e(in tho petl
<br /> tlut Lender roquirea)provlded by An insarer Approved by Lender v�ain becomea pv�ilable and ic obtwined. 0orruwer siudl ppY
<br /> �he prnmluma nquirod to mrinwin mart�a�a insurarKx in efPoct,or to provide o loss reeervo,until the roquirement for mort��o
<br /> inwrance end�in accor�danca wlth any wdtten a�rcem�mt betwan Borrower and l.ender or applicable law.
<br /> 9.la�ped{on,Lende�or iu a�utt may nwlco reaaonablc entrlca upon and inspoctions of the Property. l.ender shdl�ive
<br /> Borrower noticx at the time oP or prior to an incpection:pecifyinQ rwwnable cause for the inspatiion.
<br /> 10. Cw�demwtlop. Tt�e ptoceeds of any award ar claim for dwmages, dircct or consequential. in amnertion wfth ony
<br /> condemnadon or Wher qkinQ of any prrt of the Property.or for conveyance in Beu af condemnotion, arc hereby aui�nod and
<br /> '�T"--� �Fall be ppid to Lender.
<br /> in the event of a totol taking of the Property,the proceais sh�ll bo appliad to the suma securcd by this Secu�ity Inst�ument.
<br /> whdhe��or not then due,with any ezvess paid to Bomower. In the event of a partial taking of the Prc�perty in which Ihe falr
<br /> market value of the Property immodiately beforo thc taking is eqwl to or grcater than the amcwnt of thc sums securod by this
<br /> Socurity Insqument immediately bofore the tal�ng.unless Horrower and Lender otherwiae agree in wdting,the suma secured by
<br /> — this Seeu�ity Inctcument shall be reduced by the amount of the proceoda multiplied by the following frnctiun: (a) the total
<br /> - - �° anwunt of the sutn�secured immodiatcly beforc the tuking. dividod by (b)the fair markct value of the Property immediately
<br /> before the �aking. Any belance eha11 be paid to Borrower. In the event of a paztial taking of the Prope�ty in which the fair
<br /> merkCt value of the Property immediately before the laking is less thun the amount of the sums securcd immediately before the
<br /> wicing.unless Borrower and Lender otherwlse agrce in w�iting or unless applicable law othcrwise provfdes. ihe proceeds shall
<br /> be applied W the sums securcd by this Securiry Instrument whether or not the sums are thcn due.
<br /> If the Propercy i�abandoned by Borrower,or if,after notice by Lender to Borrower that the condemnor offers to makc an
<br /> = award or setile a d�im for danwges. 8orrower fails to rcspond to I.ender wlthin 30 days atter thc date the noticc is given.
<br /> _ -__-��:�= L.ender is authorizad w collxt end apply the procoeds,at its option, either to reswr�tion or rcpair of�he Property or to the sums
<br /> — oea�rod by this Secu�ity Instrument.whether or nat then due.
<br /> __�--R;�:�;�;�,�.� Unless Lender and Borrower othenvise �gree in writing, any application of prceeeds to principal shall not exlend or
<br /> _ � _'�"""'"' postpane the due date of�he monthly payments referned[o in paragrapha 1 and 2 or change the amount of such payments.
<br /> -_-_�-,�,��� 11.Bomower Not Rdes�sed=Forbearance By I.ender Not a Wairer.Extcnsion of the time for payment or modification
<br /> � `" '"'�"'�� of amonization of the sums secured by this Secu�ity Inatrument grante�by L.ender to any successor in interest af Borrower shell
<br /> �� � not operate to release the liobility of the original Borrower or Borrower's successons in interest.l.ender shall not be re:quired to
<br />„� ,,�,. ; commence procc�dings egainst Any successor in interest or retiise w cxtend timc for payment or otherwise modiFy ianortization
<br /> '.� of the sums zecured by this Security Instmment by reason of any demond made by the originel Borrower or Borrower's
<br />:"_� sucoessors in intercst. Any forbearence by Lendcr in exercising any�ight or ncmedy xhell not be a waiver of or preclude the
<br /> ��� exercise of any right or remody.
<br /> �c�•�•,,,{��•��;�:: lt. Successo�s an�i Assi� aoomi;Joi�t aad Severai Liabiiity;Co-siQners. The covenan[s and agreemencs of this
<br /> "��' ' " Security Iostrum�nt shall bind and beneflt the successors And as�igns of L.ender and Borrower, subject to the provisiun5 of
<br /> �'�n1ir�;�.,,.. r�;.,.'•r.�•.
<br /> �� ,f. . ,a a• . paragraph 17. Borrower's covenents and agreements shall 6e jolnt end severnl. Any Borrower who co-signs this Security
<br /> �"�N��:��r' ' Instrument but does not execute the Note: (a) is ca-signing this Secudty Instrument only to mongage,grant und convey that
<br /> � �,;.,; . ,t �..,
<br /> �`�:*�''�'. '. Borrower's interest in the Property under thc terms of this Securily Instrumenr�b)is nat personally oblipated to pay the sums
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<br /> :+�lit
<br /> ,ix;.,•.;;"_�' � . � socured by this Security Instrument;end(c)ngrees that Lxnder and any other Bort�ower may agrec to extend, madify,forbear or
<br /> �` �'�'�� �� ���" make any uccommodations with regard ta the terms of this Secur�ty Instrument or the Note without that BnRawer's consent.
<br /> '�?a""r";;_'+�" ' •
<br /> •-�.r.�•�w ��.y.,e:�. 13.Loan Charges.If the loan secured by this Security Instrument is subject tu a law which sets maximum loan charges,
<br /> � ?:,y,.;�.�,.. ,,;,��.- end thal law is finally interpreted so ths�t the interest or other losn churge�collected or to be rnllected in cannection with the
<br /> — '�"""�'���"'''x ' loan exceed the permitted limits,then: (a)any such loan charge shall be reduced by the amount necessary to reduce the charge
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<br /> :,, . ,,;. . , to the permitted limit; and(b)any sums aiready coilected from Borrower which ex�eeded permitted limits will be refunded to
<br /> •�t�`�'''.;�` ' Borrower. L.ender may choose to mnke thiR refund by reducing the principal owed under the Note or by making n direct
<br /> c�aa-,,,.. „.. � .
<br /> ';�,,�;,.:.. . .. ._ payment to Borrower. If a refund reduces principal. the reduction will be treuted us a purtial prepayment without any
<br /> 'r.: prepayment chuge under the Note.
<br />- •��rx�..�• 14.NoNees. Any nodce to Borrower provided for in this Securiry Instrument shnll be given by delivering it or by mailing
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<br /> ';,;�':' N�41�F ..,� � it by first class mail unle,�s applicabte law requires use of unother me�hod.The notice shall be dir�ated to the Propeny Addresa
<br /> "' � or any other address Horrower designates by notice to Lender. Any notice to I.ender siwll be given by fi�st cluss mail to
<br /> ���°��`�'�"�"`".�''�? Lender's address stated herein or any other uddresc Lender desisnutes by notice to&xrower. Any notice provided for in this
<br /> �; -, Secu�ity Instrument shail be deemed to have been given to Bnrrowcr or Lende�when given us provided in this p�greph.
<br />_�-��^°'�"-'`�'�'"'""'" 1S.Coverning I.�w; Severabllity. This Security Instrurnent shall be governed by faleral luw unci the law of the
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<br /> —��%;°��'�'� '� jurisdiction in which the Property is located. In the event that any provision or clause of thiy Security Instrument or the Nute
<br /> %'j,�F�S.
<br /> ��-:_�y`...,.��.;,, conflicts with Applirnbla Iaw,such conflict shull nc�t affect other pruvisions of this Security Instrument or the Note which can be
<br /> �,�J.��� `"��;!,II�'`'�.•� given effect without Ihe conflicting provision. To this end the provisions of this Security Instrument and the Note are declored
<br /> i s?'°�,�`p="•'��;:�:','k�: to be severable.
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<br /> "�� a. 16.Borrower s Copy.Bonower xhull be given one conformed oopy af the Note and of this Security Instrument.
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