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<br /> --- � TO(1ETHBR WITH�I�tho improvement�now o�here�fter erocted on thc propet�`f�w11�MIMM1l�nciwncca,rnd
<br /> � flxturc� now or herwRsr a pwt of thc propaity. All rcplacementa and additions ehnll wl�o be covered by thic Secudty
<br /> ' laurumem.All af thc foregoin�ic�efemed t�ln thi�r Serudty lnctrument�w the"Praperty."
<br /> BORROWBR COVENANTS ttwt Borrower is lawfully seised af the�statc hereby conveyed and hw.v the�i�ht ta gmnt wd
<br /> convey the Property and thal thc Propeny ia unencumbcred,eaccpt for encumbranccc of reccxd. Borrower warnnt� ond will
<br /> �--�—����--�- dofend generally the dtle to the Prapeny aguinst all cluims and denwnds, subject ta any encumbrnnre:�oi recard.
<br /> THIS SECURITY INSTRUMBNT combines unifarm covenants far national uxe and non-unifurtn covenant�with limited
<br /> _ varlWians by Jurisdiction to constitute a unifarn�secu�ity inctrument cuve�ing real propeny.
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<br /> --= UNIFORM COVBNANTS.BoROwer und L.ender covenunt and agree as o nws:
<br /> Y ,� 1. Paymeal ot 1'rincipwl And Interest; Prepoyment end Late Charges. Barrower xhall prompdy puy whcn due the
<br /> principal of and interest on tha debt evidenced by the Note und any prepAyment und lute charges due under thc Nate.
<br /> -= �=�,�� 2. F�und�for T�xes and Insumoce. Subject to applicablc law or to u written wuiver by Lender, Borrawer s+hall pay to
<br /> _�_����,��,:y.��� L.endor an the doy monthly paymentg A�e duc under the Note,until thc Note is paid in full,v sum("FunJs")for:(a)ycurly luxcs
<br /> _�,,.,.,,,�,,,.,,,,.,a„�,,� and assessments which may attain priority uver this Secu�ity Inssirument as a lien on the P�openy:(b)yearly Irasehold paymenta ,
<br /> ��i�'_:_s:,�i�' or round rents on the Pro rt ,if an ;(c) earl houird or m n insurunce remiums;(d)yeurl Ihxxl lnhuronce remiums, -
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<br /> �"'�'�'�'""�� if any; (e)yearly mortgage inxurance premiums, if uny:und(�any sums payable hy Borrower to I.ender, in uccotdunce with
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<br /> '�'�.•,:_�:_:�::� � the provisiona of paragraph 8, in lieu of the puyment nP mortguge insurunce premiumn.These items�are called"Escrow Items.'
<br /> �"°``'"`=`"-'�`��" Lender muy, at any time, collect and hold Fundx in an w�wunt not to exceed the maximum umount u lender far u federnlly
<br /> -��{�� relatdd mortgage la►n may require for Borrawer's escrow uccount under the federal Rcal Estute SeiUement Procedures Act of
<br /> . ;,. �,1� � 1974 as amended from time ta time. 12 U.S.C. Section 2601 e�ceq. ("RFSPA'),unless another law that upplies to the Funds
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<br /> rete u lescer emount. If so, l.ender may.at any time. coUect and hold Funds in a�amount not to exceed the lesscr nmount.
<br /> �; y�x� , I.cnder may estimate�he amaunt of Funda duc on the basis af current data und reosonable estimatcw of expendiwres af future
<br /> `•t'b�`.�', • i Excrow Items or othenvise in accordancc with applicable law. _
<br /> N . ��� ' The Funds ahall be held in un institution whosc depasils a�e insurctii by a federal agency, instrumcntnliry, or entity
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<br /> ,��;:;r,,,,. , , , , (including Lender.if[.ender is such an inatiwtian)or in any Federal Home l.oan Bnnk.I.ender xhall apply the Fundss to pay the
<br /> . , ' � Bscrow Items. I.ender may not charge Borrower for holding and npplying the Funds,unnually unulyzing the escrow nccaunt,or
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<br /> •• :,_s�;�..E:_; I verlfying ihe Escraw Items,unless l,ender pays Borrower interest on the Pundh and applicuble luw permits I.�nder to muke such
<br /> .r�`���i�,-,i�' , a charge. However, l.ender may require Borrower to pay u one-time charge for an independent rcul extutc tux rcporting service
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<br /> �,,..,,,,,., �' i used by C.ender in connection with this I�an, uoless applicuble law provide4 othenvise. Unless an Agreement iti made or
<br /> ' �"����.,,.��Yi applicable law reyuires interest to t�e paid, l.ender shall not be rcquirod ta puy Barrower any inte�+est or earningc on the Funds.
<br /> '�'�~'' .�y � � Bocrower and L.ender may ngree in writing, however, that intere�t shall he puid on the Funds. Lender tihall givc ta Borrower,
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<br /> ��t�`,�;'et�a:� � withaut charge, an annual accounting of the Funds, showing creditg and debits w the Funds und the put�pose fo�whirh each
<br /> �'"'��'""•"'" ��� � :,� I debit to the Funds was made.The Funds are pledged as�addilicmal security fi�r all sumr secured by thia Security Instrument.
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<br /> � ;• .,'�,•V... If thc Funds held by Lender exceed the amoun�s permitted to be held by upplicuble luw,l.ender shall nccnunt to Borrower
<br /> `'`" � for the excess Funds in accordance wilh the requiremenls af upplicable law. If the amount of the Fundx hcld by Lender nt any
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<br /> . ' ' . time is not sufficient to puy the Escrow Items when due,I,ender muy so nntify Bormwer in writing,and,in such cuse Hotrower
<br /> „��_�„�',�+1''%jJJ'.r`'�r shall pay to L.ender the amount neceswrry to muke up�he deficienry. Borrower shull muke up the deticiency in no more than
<br /> " �'�: '�'�•�• ` " twelve manthly puymentx,at L.ender's s�ile discretion.
<br /> ��1:�-��'��;�". Upon payment in full of all sums u�ured by this Security Inslrumcnt, l.enJer shall prompUy refund to Baruwer uny
<br />- � � ' Funda held by l.endcr.If,under paragroph 21,l.ender shull ucyuire or scll thc Priipeny,I.cnder,prior to thc acyuisi�ion or tiule
<br /> _ """"`"" '--^'' of the Propeny,shull apply any Fundc held by l.ender ut the time oi'ucyuisition nr sale us a credit ugainxt the sums necured by
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<br /> .•�,sk�: -. .�=�`_' thia Security instrumcnt.
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<br /> . r� .•-_ • �' 3.Application ot Pnymeots.Unlexs applicable luw providcx othcrwise, ull payments rcceivai by LcnJer unde�purugraphs
<br /> � � ;�,:• • � i and 2 shull be applicd: firxt, to nny prepuymcnt chu�gcs duc urxicr thc N�nc;second,m amaunts payublc uncier purugroph 2:
<br /> �-��� ' � third.to interest due;fburth,to principul due;und luxt,to any latc churges due undcr thc Nute.
<br /> � �`��!+!'�°�.�'� o�' ' 4.Clwrg�: l.iens. &�rrower shull pay oll �nxes,u��e+smemw,churges, fines anJ imposi�ii�nti attrihutublc W the!'raperty
<br /> •,'..�' . s:: which tnuy attain priority over Ihis Security Inxtrument, and leutichold paymentti ar gmund reMs, if any. Borrowcr shull pay
<br /> ' '�'� these obligations in the mnnner providcYi in purugruph 2.��r if rnn puid in thut nwnner, &irri�wcr shull pay them on time directly
<br /> to the person owcd puyment. Borrowcr�hall pronipdy furnisb to Lcnder ull niKires ol'unx�um,to bc puid under this purugraph.
<br />- ` �� If 8orrower makes these puymentg directly, &�rrower shull prompUy I'urnish tu l.endcr reccipt�evidencing�hc puyment�.
<br /> _� ,r ��; `'�� � Borrawer shull promptly dischargc uny licn which has prinrity ovcr�hi�Stturity In�trumcnt unlcss Borrower: (u1 agrcc�s in
<br /> '"°' """"�"�"'" writing to the puyment of the obligutinn xerure�i by the lien in u mimner ucceptablc to I.enJer; Ib)c�mte,tti in gcxxi Puith the lien
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<br /> =� by, or defends against enforce►nem uf thc licn in. Iegul proccedings whirh in thr l.cndcr'ti opini�m aperule ta prcvent the
<br /> :=���� enforcement of the lien:or(c)�ures fmm the h��lder of the licn un ugrcemcnt�ulistuctory to l.ender�utxirJinuting the lien to
<br /> ��,� this 5ecurity lnstrument. If Lendcr dctem�ine�thut any pan ot'thr Pmpeny i.suhjcrt a�u licn which nwy otwin prioriry over
<br /> --� ' ,,,,,,,,,,,.,;,,. this Security instrument, Lender may givc &irrowcr a notire iJcntifyinu tlx lien. &►rrower,hull ,snisFy thc lien or tailce one or
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<br /> . , .-.,,�,: more of the�ctions set fonh nbove within 10 days of the givin�of nu�irc.
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