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<br /> :,, . _ .- PRBtAYMBNT AND A�GRUAL OPTBii I�INANCB l.'HAR(i�:Bvm�hou�th 1 do aol luv�e w�p�y moro Ih�n 1ho�e�ular ici�edubd manthly paymeat.t hwe da�IQht
<br /> W 1110 WIqM�f110Y111 OYYIpR W�'Otl III MU�l Ny(II1N M IA�it�IOIYI d111010 Qf110.lf lhe kMfn�laatitwlon UW buy�my caotnel cmnputn the tinywe c�a��ly, �
<br /> °•�°','�'���''" !I�a�my Amo�e c wlll bo ku If 1 m�lu4 m aNy p�ynr.n�.�nd It will be hl�her If 1(r�y lae:l dwnco��Ir��h+�t���ny neceu�ry�dJuumcnt to my at�fflr�nce _
<br /> cb�e wUl be afUctM�my fbul bfll:l d�o kAow�ha��he unounu�hown an Ne nvene N10 fa tbe Fin�s• cn�rRe,7M�of P�ymenn�aad�he 7bu�19de Hia ae
<br /> ' eiqpaqs bu�d on Ih�pwmpUo�Ih�tyau wllt�oelve ach of�hep�ymeata ea�nly an lu duo dite:wd 1 know Uw�hero wlll be nn miLnd if I p�cp�y f,ecwse Qrcre b
<br /> �w�eflud U I Nu c a1 ao�daliy b+ub U Ihe Icndin�Inditutlon doe�tM computo�he fin�nce chu4e ddl1 .na u i peP.y we wnote�u y�wm Rn�a
<br /> n ^..-�;'�. ' m me�e wrcaaeepp��°u�r'lihe nn�aoe ch.r�e i�ta..� b�u�e.ccaw�un�p�uceaa.k�owm a uio�cnudd n,anod'.aa ur.mawu ur my nene we��e n�u,.a on ua _
<br /> ;�t �' . •y. .;- �cbedubd diuea wJ�maunts ofmy maeWyp�ymrat�not on U�e�ctwl �nd uixwnb af 1hep�ep�ymeMs Ilw y psy w yau.l kn�w�dai�mlLnd of ku Ilwi SI.00 _,�...,__, --
<br /> - wl:s. ..����;='•' wUl aot b m�de.1 m�y vduntu�y peqy fh��a�ount 1 owe you,la full or In pu�.at�ny Umo.lf 1 mdce�prtid puWYm�nt.I muu m�xinue�o malu my n�uUv _-
<br /> • H�,:c,; .�.v:`: p�yments uotil I d�VO pid alI iunounU owed. _
<br /> � .�,;� � �:� 11APORTANTNOTICHABOUTWARRANTIEB:(�)SBLLERHHRHBVDISCWMS/ILLWARRAMIBS EXPRB88@DORIWIPLIED� __
<br /> ' .�,^�y�,J��;•��':,::;-: OF MHRCNANTABILI?1P AND P�IT'NE88 ROR 71 PAH'iiCULAR PUFIPOSE ON ALL QOODS AND S�RVIC�S UNLEBS 8BLLER -'��
<br /> ' ;�" ��. FUl�NI8HE8 BUYER WITH A 8EPARATE WRI7TEN UMITBD WARRANTY OR SHRVICB CANTRACT IIAADE BY BBLLER ON iT8
<br /> 1•�. "'��'. ','�� � � ~ OWN BEHALF(bl I Iwve read.ia deuil.the�epanto"LIMITED WARRANTY"which r�tiynnp�nie+Ihic conl�u�.11 expluin►tlx:condillons und circuatstanees in �---_--
<br /> ���=-� � �'�'��' which the waia�fieWnd�od ucu wlll be aprfroA ar Kpbced.I lake notice of�he Umituionr on the warnnty,uid Iprrticululy rcco�nlu�ha��ny imp�ied wur�nry �c��___-
<br /> whkh�pplies w 1he Qood�lau only u lonQ��s�he w�rru�ty or mrvka cuntnct.lcy 1 hava mod,in deull,the�e "LIMI7'ED IIVSTALLATION WARR ANTIf"which
<br /> - - �' . � if m�de.�ccomp�atee 1hb cant�ct.It expl�ini�he condidons uid circum�unces in wbich the����p��of �Wfng,dding xce�soHe�,and�unen will be redone.�
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<br /> y�-'� t• .:�- `''+ t�ice notico of 1he lfmltqlans on the w�rtonty.and I puticuliuly roco�niu qw�any imoliM wartanty w�b applia to Uie Ina�aliotion I�st�only u lon�n the wamnty or --
<br /> . • �etvice conha¢I. ---
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<br /> -�:� �� ° W�q1ED wAAAANR:Iry seU nl uclusin n Nist a�ou�usl��sb�ll IN IIMIt�O h aq tl�bu�nl raa�lbs uM�r tM�yr�u il rar UMITED
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<br /> MAA��ut�M U MI�l W d�1��i�o�Mct.My qoUpdr�tl{Ab uw n�Nl�s wNK tM wHr�q dall M M Ilw ot�II otiu d�ha a n�Nla, _
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<br /> �-;n� ;:. .. ;�: ,,,��"��,�n n�w a Nriry,r�u.Mn�na�e��I �sau i�w. -
<br /> �� , _, � r� ALI.WMiIFAC1UAE0 NINDO�PAOOIICiS AAE NOT 81{AAANIEEO A�AIMSt CONDENSA110N�IIOISTU�E FOAl1ATlON ON F�OST. PAODUCIS ARE NOT 6U�RAIREED ABAIMiT =
<br /> ± "' °• " COA�OSION 1UE TO AD�ERSE CIIfAAiIC CONDIOONS.
<br /> . -
<br /> ': 't . � � 6UIEA,pE1D iNE EEfR.PARAIE"101EAR WIIIED w�ARANn"wHICH IS A SEPAAATE NAITfEM IIfSTAUMENf PEATAININO SOLELI TO MANUFAC1U1E0 PNBOUCiS OF o,�u-_..
<br /> � THE pACESEIIEA COAPOAATION AND INIqCN"LIIlI1E8 w1ANAMTI" IUS BEEN DELIYEAEO TO fACN aESPECTiYE BUIER IN CONNECTIOM Mlill THIS S�LE.PACESEiTEA'S _
<br /> . �? • ` � .,,' �� ' 1i 111EAR UMREO wAAAANII AIIB i11E FORE 8 0 1 M 8 P R O Y I S I O N S p E O A A D I NO COIIOENSITION DO NOT APPl1 TO SIDINU. ��r'-
<br /> ,,.,;< <` ;, Fathr,TM�P�aattu G�or�tiM�NO 1EPRESENiATION OA NARRANiI OF AM�IqND OR NINAE WHATSOEYER,ENPAESS OR IYPLIED,�lill AESPECT i6 .�;�ti.
<br /> �"y'� iHE ENEABY SA11N�S 1 COCLD OR MAr ACHIEYE 81 USE OF TNE PAOOUCTISI. 1 unU�t�nl tM�t�m uur�sa�k� s I�y�c1Ur�is dqmNnt upa a�b�r ot ���
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<br /> �' �: " ;.�l��4,-':•. ::k;,�;' hcbm,IneW11K,lut�ot Ii�a�e�to.1Me tp�,qn��iry�ud qwNh ot lasul�tion in�y bom�,th�p�tlicular tE:•�oe :qi�oia�do��.tMet�p�ot qwQry ol s:i.';;� �.�-
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<br /> '`�.`. :. ���s��':i�._r',;:;��:�µ��":'��� ' w�tncUon�f iry M���t Nrtleulu INe sqN.tla na�r o1 oMnia�s In�y baN�Prop�r ooailotia�ol 16aa�osht s�tlN�Qs�cli�lie ea�ditfaa�al loc�tlon -•F'�,;'.;�a'-' •
<br /> �� ol�bo�n�,�ul m�tM qln ot�Mrp ceatipial la Mutin���I�ir coa0ltlaaln purpoas. �-" . .-
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<br /> : d., .����''i�r, , ^ ` ,i� WIf1 CO�IOR� �.,nniirLtuixn-.
<br /> ' .';; �. ' . :;,�1 �qPg��,.Qpppt GOpD3t 1 know tha�yau havc mewured my house and Ile openings ao Ihat you can make the prcxlucls to flt my paAkulu hause�nd that Ihe goad.c =,�-�_���3
<br /> ' '` '` y will nat fit aop piher housaf,w I kn tiwt t cannot mncel Ihis canhaci al Umo afte�the dod of�fine given to me� law in which to ewuel.Afler�ha R°��•�" ,�
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<br /> -°�''"� � e g�l p erlod ot dme.1 know lbat 1 luve�he abligatian to paY You in tull Ihe umauM owed. �+ -�r,_
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<br /> � COMMENCBJYtBNT OFTHE FANANCE CHAR(iE:The tinence charge(InleRSq is eat imate d w�1 a n w i�h in 3 0 d a y s o f�h e d u t e o f t h i s c o n t r a c 1,e x c ep t i n i h e e v e n� , °i�
<br /> � '; .�"�'� ' � '`' �you compkte the inswlloUon of�Me goods ond services on anaher date,lhcn Ihe finunce churge Qnlcrcsq will begin lo run an the dnte iha�1 sign the CompkUan Cenificatc. <:�i•;'`-`_
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<br /> ,: 71�o amount of Bnince chuge(intercst)moy bo marc or kea�hon Ihe amoum diticlosed dcpendiny an Ihe amounN i pay you and my timel{nesx in making paymenu. ,fr.�•:�,;i;.<<f..
<br /> '�.'•' "'����� i•+.:;;�:`�;•„" OBLI(iAT10N8 P�RTAINlNG TO PROPERTY INSURANC�AND MY REAL ESTATEt L I promfse to keep my housa in good rcpa ir an d kap it insu�e d fa�at y4,�.,;,';�;r.
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<br /> tast BO�b of ite roplacament v�lue by buyfna a Qrc 4nd ex�ended cave��c intiurnncc policy.The fnsuronce company mus�be approved by you,and thcpoIky must hnve
<br /> .,' • ` ' a bene8ciary clwu which say�Uwt you ue w bepaid ii�herc Is a lasa.The insurance campwny musl agree Ihat It wlll not cancel my polky wi�hou�first�clling yuu 1 ��-�-- --__
<br /> _.- wthodu�he inwnnce compmy tu p�y Y�+di�ctly for any Ims.You can cboc�se to uu thf�s insurance paymenl m either repay uny amounts 1 ow�yau or�o Rpair my - _-
<br /> -- �,— houu.l have�he option of providingpmperty Insnronce thmugh an exis�in�poiicy or iiuough o poticy iiKirpc�n3autiy obtat�d atid paid&x by ttu.«.!also pmmt:e lhat =_
<br /> •� 1 will ad�Ilow anyone else ta plece oay Ilens on my r�eal estate wflhout your w�i�tcn permission.3.1 pmmixc to pay nll loxes,ossc�smcMS and dher cqorges on mY reW �'i+i � .: __
<br /> ante when due.4,t promfse Io tlmely moke all psymenu an my priur louuti xecured by my rcul estme,t also pmmise Iha11 wfll no1 exlenJ.rcnew or chan�e pdor Ioans
<br /> • •• wltUout your w�itten permfssion.3.It 1 do not inswr my housc or fulNl my olher obllgalbna ro my real ctilau,llxn you can du it for mc ifyou wwu(but yau c10 not have
<br /> �„ w).If you do p�y�ny of rtrcae obligwlans for me.l oBrce to p�Y Yau buck on demand plux Mtem�t w thc hlghesl IwwNl cnnl�t rute ot fntcrcsl.Un�ll 1p�y yau back. .�'
<br /> � theco�mounu will be�dded a my deM to you w h k h i r s e c u rc d by my rcal e�wte and Ixwsa.I know ihat ii you dccidc�n buy in.ur�nce tar me�hat you dn not have to + r
<br /> " abufa a�ry hon►eowner or liabllity iircunnca ..
<br /> MOR'I�GA(iBs 1 he�eby�ant,bwRaln.ull.convey and mnnga�e tn you.ar MortQagcc.my rcal cs�atc and hiwk locwc�l a�my"Addrca'.fe�i�noted on�he dNer ride ,..�,,,,w,
<br /> ' of Ihl�conlnet u ucurily for dl amount+due to ynu umter thls Imallment Soles C�nuac�. �"`--��`-°�Y•
<br /> • DU�ON SALEs If 1 sell.ka+ce�x pive my Mw�c lo wnynne I+efi�rc 1 hovc fully paiJ all I nwc unikr�hl�cuntrw�.y��u cun derlarc�Il lh�l l nwe unJer�hh c��ntrwt puy�bk ' -,;;;f;�},^
<br /> - � M once and 1��rce to ImmedfatelY PoY Y��ha1 om�wm. � `
<br /> :,... � ." •� DEFAUL7'i 1 wiil be in defaul!under lhis can�mcl ff: I.1 donl muke u puymen�whcn duc:or 2.I hnuk any�x►�mltic 1 madc la yau in thf+amlrucl:or 1, SMncthlny clrt �'
<br /> � k . . � hrppena which nuses you to 6elieve in gaod fahh�I►ut 1 do n�N intend M puy Y�w uy promi�eJ:�x�3.I defaul�on ony nbliQallonx GK whkh 1 am uclnp my liome rs cdlweral: p :_.
<br /> _.� • a S.Somelhing luppen�to my ha�sc whkh thrc�tcns your rights.If any.in it. � r
<br /> COLL6C110N COS7'$t IP 1 am in defwult of thls cantract nnd you demand tull pu9mem.1 understaid�hot you qave Ihc riph1 ui iorcclnse tbe matga�e t h�ve�iven Io
<br /> yo u m d a h a v e m y h o u s e s^!d t o rc p o y a ny wnounts 1 owe you.Bcforc m y house is cold,ynu wlll do all thN thc lowrcq uire�.1 umkruand ihut if yau him an utorney �,�
<br /> i o wist you in the enforcemen�of your rig htn,including Iltc wle of my house or a IowsuN,I ogrcc topay you for mu+ona b fc ottameys'fees w n d for ot h er re l N e d e�pen� � 1
<br /> tuch u cautt costa,tiQe xarches ud money you expended lo protecl my house,if yiw am allawed lo rnllcet such amounts by Irw �,
<br /> OTHER R1GH7'S:You c�n choose not w enforce any of ihe dghtx undcr�bia conuact a�of�en as yau want wittam Insing them.Or,you cnn delay enfwicine any of Ihe ��
<br /> � �ightc without losing 1hem.You con also use any riQhta now ar in the futurc given to you by low. I ,r.
<br /> ' UEI.AYSt I know Ihat you will use your best eifona to intimll the pmduct4 I ampurchasing on my hcrose,but I alsn unJenland�hut in some situatans you may encounter .-�
<br /> ii del�y�dut�re cwsed 6y urike�,wea�hcr condi�ions.dcMya you huvc in obtainfny matedals,or(or nther rcasons�hat one beyond yaut ronlrol.l w{II not hoW ya liabk ��,''��:":
<br /> for tuch dclYys. pi�y � ' r
<br /> RF.QUEST FOR FU4L PAYMEN'151f I um in Jefauli unJer�hi.comru��,y�w can de�lnm all thu�1 nwr under�h��c�mlmcl p+yuble u�oncr.I ogrce to pay yi�u fntem5� f� � +
<br /> � � on thal amount u11hc maximum cantractual rutc ollowrJ Ay luw unlil Ihc am��um I��wc you I+pafJ. I ul+n knnw iha�quu cun funrinu�hc m�xigugc 1 huvr pwen lo y�w. :
<br /> '�`�� ��• ARBITRA7'ION:If 1 hove a dispute or cl�fm wl�h you conceming the quanlNy.quolily or performance ni the produc�c,l undentanJ thu�my dfapute muy be submitted `
<br /> �� w�nd ienkd�ccading to the mediatlon•ubivationprogrom thal rtwy have developcd m my communi�y.1 alr,o know�hat ony decislon made 6y an ubNratoKs)would bc �;,��.;��;�.
<br /> � a' ente�ed in Iho coutt haWng Judsdlctbn over me uid yau. "�:'"��`_
<br /> '�'"�� ? ��:., , SAI)VAGB VALUEt I know Ilwt 1he windowa.woodwork.siding.brick ond aher matedals�ha�have w bc removed by you fa thls Ms�oltotfon have NO+�Ivage voluc, ��!�!��ti.�"� -
<br /> ,i •l�.. . When you�emove 1hem.you can have�hem for whatever purpou you wom. �t':.,.f;�'.:��',�.
<br /> '"-• ' SPECIAL 3ITUATIONSs Due to the unlqueneu oi some uf 1he products thnt you xell,l undetswnd�hut in speclul siwuliona your Reglonul Office may have�o mview • . �
<br /> ' and�ecept thls contract.l alw undenand Ihat thi:�ale acumed in my home and Ihat you ond 1 may na�have had all We conect informallon impo�tant to thfs t�nwetlon �� ,r�r • •,rf.'�
<br /> ',�� a � at our fingenips;l give you my rnnsent 10 cortect any a bviou�emaa 1 he�moy huve occu rn e d w h e n�h e bla nka In�hls comracl weic com pleud.
<br />� �� INVALID PROVISIONSt If�ny provfsion of Ihfe cont�ct vldute�the law und is unenfareable,ihr rc51 oi�he contract will be vulid.IF any pan of thls contmct requims
<br /> f ' p�yment ot mone inteR�t than the I�w pemii�s.lhen yau will only hove�he�ight�o calkct imm me Ihe nmoum of intemu whkh�he I�w allow�you w rnllecl. � . .
<br /> - CQMp1.E'I'EPIE84 OFTHIS CO1V7'RAC11'ILIs contrxt can only bc chongcd ff bolh you wid 1 oQrcc fn writing. , � .
<br /> - � : ��-. NOTIC� �
<br /> " d� ANY MOLD'!R O!'TNIa CONSUMER CREDIT CONTRAGT IS SUBJECT TO ALL CLAIM8 AND DEFENSES WNICN THH •
<br /> ' �• DLBTOR COULD A88LRT AOSINST THE SELLEii OF QOODS OR 8ERVICES OBTAINED PURBUANT HERETO OR WITH
<br />�;;, ° ° '.. THB PROCE�DS HEREOF. HBCOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AAIOUNTS PAID 6tl THE .
<br /> D�BTOR HEREUND�R.
<br /> ,`�� �° � �� p11gURANCE CAN C E I.I.A 1 T O Nt I t I l uve rcques t e d Insuflnce in t h is p u rc h a s e,l m�y c a n c el s uch re quesl fcx Insuta�for an y rcason within fif'teen(l5)dvys fmm .
<br /> .-=•.F �:w�:::•..,, `•'': dw dYe o(t61�eqNlact py od{fyln you or Ihe holder ot lhia conuact In wdUng.l know t hollhe con�Yllation oF my covetaao wfll he artanQed wlth�he insuance c�rriet(rl
<br /> ; :;;"" '' md�full refimd of roy prcmlum(��wgetNer wilh�pp8c�ble finurct charge will be cKdited lo�hla conux�. ti:'
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<br /> �.. ", , � PI.RABB N07'�s If I luve�equetted Inswa�ce in this pw�hate,l will rccefve withfn 1hiity(3W daya o artfficate of insunnce morc fLll dacribing the I�uwonce cove e.
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<br /> 1 b�ow du11t Uiete i��n coetlia in�he rnvera e or 1(�e lan ur e of�he certiticate ot insurance and 1Ae following Notice of Proposed ownna that 1 un covered only ro ,,.• -
<br /> ����� w,��,..„r a�wy,..+�t�.�.t.Im Icrow thu t h�ve inwiunce covera�e only if 1 have ban charQed for It. r
<br /> �:.�: �.+••-----•---�- -- �=----.:--
<br />__. �� ,I :.;�•:. NOi'IC�OF PROP08ED INSURANCE
<br /> � 1 q�Oe nodce Uut eidier Cnedlt lJfe a Cnedit Aceldeet and Hed�h tnsurance.or bo�.will be■pplkabk a U�Is IesW ImeM Saks Conuact on ihe rove�se side only if
<br /> - ��= �`�?�:'�r''' I have cUoan it by ii nQ the rcquest tor tluch fnaunnce.71�is inw�ance wlll only cover 1he persan afgning the rcquest at 1he cmt for each type of insurance showe. .
<br /> .;' . gup t W�ooeptwoe��he i�unna comp�►y.the in!wance wHl be effec�ive u oi today and will condnue only for IlK aumber of montlu af�er the effecqve date eqwl �;�+
<br /> w�ju�obr of y p�ymmq.I u n d enund that tAia ponkul�r fn�wanre may nap vlde rnvaage fa my last fcw paymenls,and that during tA�t period of titnc 1
<br /> ', ,''�;,:.. " w l l l u o t h w C�y!l a s m a o o e c ov e r�ge.AtI EeneiUe�nd p m eeeds of the inau�once wlll be pid lo you or to a tinuidal Mstltutlon if It purchases thc Insullroeni Sdea Conuxt ,,
<br /> w the exant of fu intuep��d aay b�l�oce will bepay�ble w me.7 1�o in f Ud amounl o f C ro d i 1 L i te I na w m c e f s t h e a m o u n t rc q u i�e d�o repay t h e 7 b t a 1 o f P�y m e m s: ,,•
<br /> �'; Men�atOv,lbp inwnnoe decre�aK tbe'�alouut of each maNh1Y plYutent on a schedukd 30 d�y buie.If I am JoMUy obligwed on tho Insullmem S�e�Conuut wf�h ��;,,;r;,•
<br /> •a 'y �C o.B �t d w e t u v e b o t b s i�t h c r e q u t a t f o r C i e d l t L U e I n s u n n c e.d e a t h b e n e fl t s w l l l D e p r abk anl y with�eapcct to Ihe flrst one of w todie.Subject ro excluaions,
<br /> �l i m�i�a w�i t i p 4 p e t i o d�h l e d i n t h n i m u t e n c e p o l k y a a r t i f i c�l e.C r c d i l A c c l d e n t o n d H�1 h I n a u t a n c e i a t m[h e b e n e f i t w n o u n l o t U 3 0 1 h o t e a c h m o n t h's�y m e M
<br /> t a4 n t t o ou:lawever,•I wdersund liut I luve tu beprevented from wo ing due
<br /> f o r a c h d a y U u t 1 a m w u i U y d i K b k d tl u e ro�n i aj u ry o r�i c k n e u w h i l e 1 o w e a n Y p o y m e Y is p�id b�b�Mo Mt day of m toul d is�bilky.1 Nso know t 6 tl 1 ��� �'
<br /> �o euch mul dis�biUty fat:nom tluo fowtan(14 j cansecuUve d�y�beforo die Inwraece b e n M i t �y �
<br /> —�— v - - ��wt o�Mf�� M�o�ou tt 1�m o�er i,1�aes at qe todqt ud 1�I.o t�no�►Wt lo�I�wMoce ooreraae Provaea to ms auy contaln�mulmum �
<br /> `�;�� ����,���p��y,��p�p�{p��tL�e�mourt 1pp 1 MR row Due to 11�e muimum�mounl oi covtnge tuted in 1he Msunnce{alicy,l
<br /> �y„y�p�,����q�e��{��eove�e wlll etill hrva to bc p�id.lf tAc Ieua11me0r Sdea Contract ia qepald In tLll nrlor to the lust p�ymem .
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<br /> --- due.p�y uneroed io�mance piemiwns wilt be alhnded to me in 1he rtunner pK�cribed by law Withln thlny(30)dtys.1 wHl roce�ve the aKfticue of Insurance marc � .
<br /> -- --_��,� IWIy detc►ibl�my(nwnme oover�e.If tpe la�unooe fs not aoce�ted by the inwrance cromp�ny.l will tecelve a rclhrd ot the insu�nce premiums 1 Iuva p�id.
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