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<br /> �� .. • _� ` ' . .. ' �n�crsT�ar.� �,►� �tn►E�t. �J4� ft1�e��B� ,
<br /> � � . � � ' f�Ya�.T�wa�c.w� � aozoo�e��o� , � , .
<br /> ' r'IHISADNSTABI.�I�AT6ItIDEAismadettus28TN d�YoQANUARY .1l4 .adi� ,` ,
<br /> . �inoocpocated into and ahsU be de�ed to�mend an@ suppkment theMortpje:�eed of Trwt or Sec�tY D�d(tbe ,
<br /> �* _••Satiuky I�ntrmrait")of tbe s�dateaivm�tlse undiers�oed(ti�e`•Borro�rer"�to�ecure Hac��rer't MljuMa6ie .
<br /> . ��t�"N�")�[b�E/�it111e Witdi� �d 1o1s Assotittiall of Qt1N IlIHI�,Alnsk�, A �
<br /> � FNEriT�Strie��k- - `_ �tlx��I.eu�ier"�of ehe s�wc ciate wrd cover`,ag the}�ropest9 descrtbed �
<br /> in the SaRUity Iastrument and lausd at- ,. � ' � . .
<br /> ��..:. . � .
<br /> '� 2�Q�t_:,�:S��DLxN6 h1ILE 'RD bRAND IS1A1�iD, ltEBRA8IE!► 688Q1-8331:
<br /> . ` � :;;'��.;;:.�;'. .� � . , t�Y��l � � .
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<br /> . '�I�E IIlEE1T$Ct�tTi�iS PRbVtS10NS ALLO'WMK'�OR CHAI�iES IN Tt#N1TElIE3T MTE ,
<br /> /IND THE M0�1Hf.�1/=PAYMENT.TfiE.Nt��'E1�iS Tl�IE AMOUNt'TIE K1IMIOMIEII'a .
<br /> . AIITERESi EtA7�CAN C11AIY«E�11T11[�i1F.Cfi�lE T�YE AIIID TfiE MA77(�MlM RArt'ETI�AOR- .
<br /> . R01AfEfi tMlST.?AY. � � - - . . , .
<br /> . ,� , � . .
<br /> � ADD��T.a►I:O�VENANTS.In utdition to tbe oavenants and agraments'made in the Saurity Inurutr�eat.
<br /> � &xmwra�rct�°�iender fmther oovea�nt aad agrae as:folloaa: �
<br /> A.INTF.REST RATE AND MONTNLY lAYMENT CHANGES ' , ,
<br /> The Note pcovkks for An initial intere�t rate q�.75Q �_!Fi.'PYLe Note provides for chan�es in We Interat ratt and tlk
<br />- - , monthlY Paptneats.as follows: . � . �
<br /> �.IN7�'�kATE AND MONT�LY PAYMEIVT CMNGES . .' '� = . • ,
<br /> ° � fA)Guur��te+ .
<br /> ,� •. 77re imemt rate I w�l pay may cl�ange on the first day of FEBRUARY ,�5 ,�pp��y
<br /> - every 12th month thereafter.Each date on which my,interesf:.rate c�ntd change is callod a"Chan�e D�te." '
<br />,._ . ..
<br /> , l�)Tre Is�� . , :'�:��,;:�. : ' � - �.-._
<br /> , Be�inning wttb the first Change Dau,my interesr`rate w�l be based on an Index.The"Jndac"is the�eekly
<br /> aver�e yidd on Uniled Stsues Tre�sury securities�d�usted to a,canstaat mawrity of 1 year,aa made availabk by
<br /> �,� . the Fsderal Reserve Board.The mast recem Index��gure ava�ablc�of the dau 45 days before eac6 CGan�e Dafe ` �
<br /> i�calkd ttie"Cerrenf ladex." . ' .
<br /> �;�;';•�;� _ If the Indac is no longer available,the Note I�older will choose a new Ind�x wtrich is based u�on comparable
<br /> `'r'''='•"`'�'� 11�fortn4tion.Tbe Note Holder wIU give me notice af t6is choice. . _
<br />.. ? ���Y�. :.;n
<br /> ':�`�,r� �•,^•;,.:r. (C)Cfikwbtlos oP t�aata ==__-
<br /> � ,�=�= &fott e�tch Change Date.the Not�Holdtr w�i catculate my new interest rate by adding � �':
<br /> - '�': ii�: percentage points(2.000 %)to the�nent Index.The Nc�e Holder wiU then round =-__
<br /> � '-�`'� ' the cnWt of this additioa to the nearest one�eighth of one percentage point(0.12S9i).Subjax to the limits atated `--�==
<br />. � . �f.'^�La.. =—-
<br /> '� , �=�:�.'"� � in Section 4(D)below,this rounded amount wi11 be my new interest rate until the next Change Date. - --_
<br />. �.-`::-- �� , ' TMe Note Holder will then determine the amount of the monthty payment that would be sufficient to repay -
<br /> � ' ':
<br /> . .',r�:'':�':. the unpftld principai thai 1 am expected to owe at the Chaage Date in full on the maturity date at my new interost ;=.��
<br /> .�.. � .
<br /> . ��+'<" • tate in jubstarttially equal paymcnu.The result of this calculation will be the new amount of.my montBly payment.
<br /> '. • � 'z=r:`±
<br /> � =���i;T. � (D)U�ib o�laterest Rate G�Lanses � �_
<br /> ;:,..�.
<br /> • ,..,:�'.:. �
<br /> -�.:; - 71�e inte�est rata 1�em raluired to�ay at the fust(�ange Date w�7i not be geater than 6.7 50 %or kss th�n ' .y-�`
<br /> �. .,.� �. - .
<br /> . 4.00 ni.Thercafter,my IInterest rate will never be increased or decreased on.any singte Change Date by
<br /> _ morc tMn two pe[antage points(2.O�lo)from the rate af inierest 1 have bocn paytng for the preading twelve months.My
<br /> �" `� . inte�at tAtt witl never be grcater than 9.750 a1'o. ,
<br /> ` �. '�' �. . (F1�/fe�cltre Date ot Ch�eges "
<br /> �•. .
<br /> ��'��,s,z�=.; . ,., : My new interest rate will become effective on each Change Date. I will,pay the amoune of my new monthly �. ,
<br /> ' '• �` "°• p�yment basinnin�on the first monthly payment date after the Change Date until the amaunt of my monthly pay.- s '
<br /> : � t� me�t ch�ntcs��xin. , �
<br /> ''`` : . (F)Notke of C���ses � �
<br /> � .
<br /> ;� 7'he Note Hotder wil{deliver or maii to me a natice of any changes in my interest rate and the amount of my ; - :
<br /> _..��~ ._ ._...._ .. _ .._ _ . ..._ fiw�lihly p�ymcnt hefore�the effective daEc uj-any�ctzarge.-3'he-not'tce wijl include information�requircd by law to � " -�
<br /> ,be{ivee mc and also the title�nd telephone nqmber of a person who will answer an � �
<br /> y question I may have regarding t
<br /> thc nolka � ;
<br /> — � N.7'NANSFF:R UF TNE•PROPERTY OR A BENE�[CIAL INTERFST il� BORR(1WEIt !-•.
<br /> Uaifocm Cavennnt 17 of the Security Instrvment is amended to rrad.as follvws: ' . �
<br /> '�rMwfK�t 1M rro�erty ot s ae�etkiai titeratla Don�ra.If aIl or any part of the Property or aay interest ; ;
<br /> � M it i�Mnld a U�nsferted(or(f a beneflcial interest in Bosrower is sold oc trar.sferred and Barrowa is not a nuural ; '
<br /> parsun)Wlthuut l.endct's prlor wdtten consent,Lender may,at its option,require immediate payment in full of
<br /> � W.tutns�rcurtd by thi�Serurity Instrument.Hawever,this option shall nnt be exercised by Lender if exercise is
<br /> p[ONIIl�IOd ify�l�tMl(Aw i!Ot thQ da�G O�th�S SCGUTity 1115tfUfilCllt.Lender atso shall noi exercise this option if: ;-- :
<br /> (t�larowet c�wes to Uie tubmitted to Lender ird`ormation nqnired by LenQer to evatuate the lntended transfera •i ..
<br /> � w if�t�ew k�n we�e beins made to the tranafera;�d(b)Lender reasonabty determines that Lender's security ; ,
<br /> wW uot bt(mqlf�d by Ihe lo�n asumption and that the rislc of a breach of any coven�nt or agreement in tGis Securt- ' .
<br /> q la�tn�nt u+�oo�pabN to l.ender. ` . . � � '
<br /> _.�.� _ .. __ . :- ... _ �
<br /> _. . _- ���e�!�itt:�i���pl�cebt�t�rr.t.eti�ter'm�y.fhaz�2!XeASOnable tet TS a ceridition to Lender's ctm• =1. �
<br /> NAt l0!M lo��umptian.l.ender may aiso require tb�e trsmsferee to sisn an�ssump.tion agreement that is acctpt- . _,.-
<br /> �bN to Urtd�r M�d th�t abiipter tha trmsferee to keep�tll the promises and a�rraements made In the Note and iA ' � �.
<br /> � tUir S�eurity In�Irum�M.Darower wjll continue to he obligated�mder the Note and tBis 5ecurity Instrument untess ;
<br /> LMder nlaaer�arowK iR writi�. �; �
<br /> rw.nwAf�Aa1wr,YU IY►n�Ile-�IIM M#-a�+P+rtAlr-�•�i•�x..wr�r.o udlM..Mw�r�ne �: !MM a1113J�e . �_.
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