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<br /> � 'tC�ETHER witH�tt we 3mipc�urmrax�no�v oc haedta e�c`a�aa t6c propeet�r,�nd au arema�app�naeiaci�,�d
<br /> 6xtatet tq�► or Ircee�lEer a pat of dee p[opett�. A{t �aeats aa� �d8itioos �Mll tl�o_6e aoveted�b�r d� SeaKitr „
<br /> � � Ia�wmeat.All of the foee�i�is refecred W in t6is Seauity icstcuoient as the'Propeety.', ' , . •
<br /> � BORROWER C�OV�NAN7'S tb�e Bwm�rer is 4�fiully aetxd of the c�late Meisy coarayed aod I�t the ri=bt w araot and � .
<br /> oomey tbe P�opecty aod tA�t tfie Propasy is upa�aunbeced,e5toept for emwnbraooes of n�cad. Borm�ver warnnt�and�l
<br /> defend ge�ally�tha titie to tLa Prope�ty�nst all cl�ims aod de�mnds,snbject to�ny rncamlir�nces of m�oid. ' ` ' <
<br /> THIS SECURTfY 1NSTRUMENT combi�s unifortn rovenan�s for o�tiaW use aad non-uniform oovai�nts�vit6 limiteid
<br /> � variations 6y jurisdidion to oo�titute a uniform savrIry in�rvexnt ooveriag ra!property.
<br /> UN[FO1tM QOYENANT'S..Bocrowet a�Lrndsr c�venaat aoc4��follows: ' ' .
<br /> l. Payaat o�PriocipN and tMa+eat:PrepaynKat aed I.tte C6�1l�. Bam�wer sfr�ll P�P�Y.I�Y wtko Oue tbe ,
<br /> p:incip�t of and�oct tbe debt evidenoed by the Note and anY PnPaYm�eat and tut c�tges due under the Kate. . -- -
<br /> ,. 2.Faad�for Taus am Ias�a�SubjeR to applicable!aw or to a written waiver by LeMer.$orruwer.sball p�y to
<br /> Lader oa the dag month[y psytnents arc dne n�der the Note.t�ntil ehe Note is ptid in full.:sum("Funds'7 for:(a)Yeu{y taxet
<br /> �'smd atsessma�ts w6ic6 m'sy atlain priority over this Secarity Instmmmt as a tirn on the P�nper[y:tb)Yearly Iessehold�„
<br /> or graord nnts on the�'mperty.if any;(c)Yeuty daza�d or propeny iawr�nc+e premiums:(d)Yearly flood insiirance pt+eiuiva�s. .
<br /> if any:te)Y�Y�S�S�ingurance premituas.if any;and(t)any snmc paya6le by Bocrnwer w L+rnder.in sccotdaace with
<br /> tbe pcvvisioas of paragryph 8,in lieu of the payment of mortgage insuranoe premiva�s.'Ilkse iteas are called"Fsemw Iteuis.'
<br /> I�Qer may at aay time.wQect sud hold Fnads in an smount not to�cced the m�xim�.m�maunt a leoder for a fakr�lly
<br /> z+etated mortg�ge laan may requiir fo�Horrower's e�cmw account under tBe foderal Real Fstate Settlement Procodares Aa of
<br /> 1974 u uaendod from time to time,12 U.S.C. Sa�ioa 26QI et seq.('RESPA'),unless anotlx�law ti�at applies to the Funds
<br /> sets a iCsser atr�oun�tf so.Iender may,at any dme.rnliax and hold F�nds in an amount nat to eacail:the lesser amo�t. -
<br /> ' I,ender may atimate the amount of Fwds dtte on the basis of carrent data ard tr�so�rabie estirt�ates nf experditunes of tuture
<br /> = . - F,scmw items or other�+ise in xco�ce with applicabie taw. . .
<br /> — Tfu Funds shaU be lxld in an instimtion wt�e deposits are inwrrd by a•feAeial ageacy. insduaxMality. or entity
<br /> :� (iacluding I�ender.if I.ender is sucb an'instiwtion)or in any Federal Home Loan Bank.Lender shaU apply the Funds to pay tha
<br /> � '.ESCCnw Itanc.I.ender may not chargt Borc+nwer for holding and apptying the Funds.annw�lly anatyzing dxe escmw�ocoun�or
<br /> verifying the Fscrow Ite�ns.unless Lender pays Borrower iuterest on the Furtds and applicable law permits l,ender ta make sud► ,
<br /> a chuge.However.Lender maY.tequire Borrower.to pay a ot�-time cl�arge for aa Independent real esiate taa n�po»iag service _ _
<br /> -- ased hy I.ender in conr�ection.with this loan, anless applicable law provides otherwise. Untess an agreecr�ent is made or
<br /> --_=--- applicable law nquires interest to be paid,Ixnder shalt not be required to pay Bor.ower arry interest or earnirigs on the Funds. .
<br /> _ •—��--_� Borrower and Lender may agree in writing;however,that intemst shall be pxid on the Funds.Lender shall give to Borrower. _
<br /> .�74`��!,_...._� . ...arithout.charge.an aanual_ac �n ino of We Futlds.shnwing credits and d�e�s to tt�e Funds and the purpose for.which rash =---__-.v_
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<br /> ---_=—� debit to the Funds was made.The Funds arp pledgod as additional security f��all sums secured by this Securiry Instrument.
<br /> -- If the Funds held by Lender exceed the aimants pemritted•to be held by applicable la�.Lender shall account to Borrower
<br /> ����l-�' for the excess Fw�ds in accordance with the requinements of a�:rable law.If the amount of the Funds held by Lender at any __
<br /> - ----—�, � time is rwt sufficienc co pay the Escrow items when due.Lender may so notifjf.Borrower in writing,and,in such case Borrower � _
<br /> "'�--�`�''�'�� shall pay to I.ender the amouni neressary w muke up the defeciency. Bormw�r 4ha11 make up the deficiency in no more than ==___
<br /> s n�'.�._�-..:._.w=«i� . �r-.=:,_.
<br /> ' �.'�'s','`w u�j`��,;, twelve monthly payments,at Lender's sole discretian. . ' �'���r�-=-
<br /> f' Y�;!�"�r y'��--: U n a nt in fu11 of all sums secured b this Secu Instrume�t. i,ender shz17 m d refund to Borrower an �.;:;�"
<br /> � .# ., ��, � Po P Y� Y �Y � P Y Y
<br /> -:*vi�-.::.�'r. .:;:. . --�:�".
<br /> ,::�.ti�:F-r.;�>.r;.�; Funds held by Lender.If.under paragraph 21.l.ender shall acquire or seU the Propecty.Les�3er,prior to the acquisition or sale .,.''�„�. _`
<br /> �r�.���,� _;';;,_��;,..'f of the Property.shall apply any Funds held by Lender at the time of acquisition or sale as a credit against the sums secured by • - ---
<br /> •• '.��r�.._..�.,+,.� .—:
<br /> x=;p_ thisSecuritylnstrument. ___
<br /> ;` ���A ��' ��"' 3.Application ot Paymenis.Untess applicablc law provides atherwise,atl payments received by Lender under paragraphs ��
<br /> �;:��.:.�. .::: .... : _ �`M:.
<br /> - ~��"������ ' 1 and 2 shaA be a plied: first. to an e a ment char es due under the Notc:tiecond.to amounis a able under ra h 2; • ' `��'g°:_
<br /> ` �1�;� :. �. � P YPrPY S • , PY P�S P
<br /> r� .:.'�'"':':�;='' third,to interest due;fourth,to principal due:and lasf.to any late charges due under the Note. � _' :�' �-=1:�
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<br /> � �';;, . �•'�' ~� A.Chargcs;Liens.Borrower shall pay all tax�r,assessmenGc,charges..�nes and impositions attribnayle to the Ptoperry f -..
<br /> ����`•;'�•' • • which may attain priority over this Security Instrument,and Ieasehold paymaUs or ground rents, if am. Bonawer shall pay +' _
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<br /> t, �=.;;:�._� •:• "��, these abligadons in the manncr pravidcd in paragraph 2,or if not paid io that manner.Barrower shall pay them on time directly .: : � . . =. _
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<br /> �.�•="`:';;;�`' .' , to the person owed payment.Bomou•er shall promptly fumish to Lender all noticcti of amo�-ntc to be paid under this puagraph. '��,
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<br /> ��'`t'"'��'::�����. • If Borrower makes these payments directty.Borrnwer shall promptly furnish to Lrnder rereipts evidencing the payments. "��,�>;;; �_=�
<br /> '_:"(`.'•�'.,c'Y,.n. :� "._`.,' N y:
<br /> Borrower shall pn�mptiy discharge any Iten which hu�ti prfority over this Sccurity lntitrument�unless Bvrrower: (a>agrees in : s .�
<br /> ���`��� -'� �' writing n�ihe payment of tfie obligatian secared by thc licn in a manncr�x:�rptAbl.k to l.ender,lb��onte.c4 in good faith tfie lien ��- �- -- � • ��
<br /> '���_'; • . by. or defends against enforcement oi thc liCn in. Icgal prcecedings which.in thc l.cndcr's opinion e�erate to prevcnt the :°.°
<br /> enforeement of the lien:or(c)securex from the halder af the�lien nn agreeme�il wtisfuctory.to Lender subc�rdinating the lien to �;�,:;�.���
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<br /> �. this Sesuriry Instrumcnt. If Lendrr dctermincs that any part at'die Property is su6j4�:t tn a iicn�vhich may attain priority over • • �
<br /> * '" this Securety lnstrument. Lender may give Burrower a nutice idcntifying tho lien. Iiurr��wer+hall satisfy the lico or take one or �� ��" ��" � -�' ��.
<br /> ,r�,a;'�t:;,'°: � mon of the actions s�i forth above within l0 days of the giving nf noticc. -�- �- . � �•- --
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