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<br /> WITH a#1-th�impmVements no�r os betnaftec' eracte� ot� tha pc+ape�t�. aad s1! d�eemet118� .
<br /> appu�en�tx�ee;u�firtu�es ua�r or ha�dfur a part ot the property.A►1 teplacertieats usd additions af�U aleo bt coveend .
<br /> b�rtiiidSeeun`tylsfstcumen�Alloftliefore�inj�is�rda�ndtoiatttisSecutisqInstivmentasthe"Pr+opeety;' '
<br /> BORROWER COVENAZIFIS that BotmRer is la�idully seised of the estau hereby conveyed and t�a§the�right to
<br /> �raiit and convey the Property and thtt the Property ia uneactnnbered.ezFept for encumbrance.s oT ra�ord, Bomower
<br /> - — xarraR��nd�'tl defend genetaltg the title to the Propetty apinst ait ctaims aad deminds,subject to any encumbrance.s
<br /> - ` ot record • �
<br /> -- -- �'TFIIS SECURTTY�INSTRUMENT combunes uai�otm oovet�nts for nstionil�e md non�unifarm coveriaats Mith -___
<br /> -- _ - - - limita!vasi�;tioas bY yirrisdicxioa to coastitutea vaifarm s4curity insa�umerrtcaveri�g real propercjr. . �..—_
<br /> - - ----- _ 1JNIFORMCOVENANfS.BorrowerurdL.ertder�oveaaataadsgcae�sfollo�v� - . - � __ ��- _-�
<br /> ;3 -1.gapmeat of Principal snd lutei+est,'�rePsYmeltt and Lste Chartes_BorroWer shall gromP�Y P�Y When due. �' _
<br /> .� � tha principal of md interest oA the debt�videticed by the Note and any prepsyment and!au clsarErs due under the Note. '�"�'S�--
<br /> - Z. Fuads for Tues and Insurance.$ub' to a ��-T•= `�`"�
<br /> ; pct pplicable Is�v or to a�vritten xaiver by�I.ender,BorroRer sbatl F r;
<br /> �y to Leader an tLe day monthl9 paYmenrs ue diie under the Nate:wrtil the Note ia paid in full,a sum('Fimds"I far. _', .��_
<br /> �' (aI Yariq ta�c+e.a and as�sments which map attin priority over this Sa�ui t y Iastrumeni as a lien oa thcPro p e r t y;(b�: : :: . ��.-�;=-
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<br />--.'+.-�f,t ' ).�.����1Y':�'-.-�.—.
<br />;:y�; . Y a t l y I d a s e h o l d p s y m e n t s or g r o u n d ren t s oA t h e P t o p c t t y.i f aay;(c)Y a=1Y h azar d or prnpMq iasurance premiutrt� r;..;:_•�;.�_,,�:
<br /> , - • (d)yeuty ftood insvranae premrums.if aaY:��I Yearly mortgag�insurance premiums.if any;utd(f)any sums payable � �
<br /> - � i'� '.i,�K 3t�r.A•.
<br /> �. by Botrower to I.ender,in aaaordaace�vith the pt+nvisions of psragcaPh$,in lieu of the pnymeat of mortgage insurance ' `" �•� , _-.
<br /> ��. '���, premiums.Theae items arz calIed"Fscrox Items.�Lender may.at any ti:ne.collect attd hold Funds iia an amount not F' �`�'=_"�
<br /> � '"'':x��,.i�'� to ezaed the masimum arsto�int a lender for a federally nlated mortgage ioan may tequire for B�aro�er's escrow = ' . . _--
<br /> --,r.._�-.-x �
<br /> . {; + � aa;ount:onder the federal Real Fstate Settlement Proceduses Act o[ 1974 as amended irom time w`time. 12 YI.S.C. . : ';�::,
<br /> � .; -�''` , ,_ Sectioa 26QI et
<br /> --.z��:-��= seq.("RESPA").unless anothcr law that s ises to the Funrls sets a tes�er amoun��tf so.Lender ma ,
<br /> _:_,,,.:�.. .,... Pp� y :;�:
<br /> . »�--F�� ,. at sny time,collbct and hotd Nunds in an amount not w exceod the lesseraso��I,ender.may estimau tt�e amoum of �
<br /> '�+:`_�' .�,� ;:- ``. Fuads due on the haisis of eument dsta,and reasonable estimaus of es,�?'.�c��.s bf future Fscrow Items o 0
<br /> .w �. �c'.µ''�. avcordsace�rith applic�"'�;iiv: � , _ , r therwisa in . �/_.•
<br />-- '�"'�'4;'"',��.":�`':'° . The Funds sh�il br�icii#in an institution w1w�e d�pa�ts are���;-��ederal�8�eacY,instrumentality,or entity _ �,,;=_
<br />' ��;}:��':�. r �hncludin €��er.ii Lene#et is snch ui institution or in an Fedi���ire�t:oan -
<br /> _,:;_, � . },- ) �► . Banlc€��er shall spply the Funds"�o
<br /> ,'-:_�-��:___'.�.�.' �.�: PsY the��r iums.I.ender may not eharge Borrower for 1�.�::�-.,g���pp'lying t3�e L�i�s.annually.analqzi�g�3ie �-
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<br /> ' '. � ;�w a�:srt;�or verifyin the Fsctow Iums.unless Lender �'orroaret iaterest a����.�ads aac�a 'P � :
<br /> - g PaS�� . ppiicalp.�3�i� _
<br /> ' _.. . - , � ``��st�'��to mslce such a charge. However. I.ender may rcquire Hortuker to Fay-,.a o:�e-u,��.cl�arge for an rk , ;:
<br /> _ • .� ; ' sr�r'„P.�eirde�t�al estate tax reporting service used by Lender in connection with this loan,u�I.^ss ap��:�r�.�Faa provides ` , :���
<br /> . `, , .�'tTi e}wis�.�;r�eas an agreement is made or applicable iak roquires interest w be paid,I,er,�s'shall nQ�be.tequired to `- �` -
<br /> . ` � � ' P�Y����:�Y inurest ar earnin�on the Funds.Borrower and Lender may agree in w�i�ng,however.that interest� �- � -t� �
<br /> _ _"� __ _ sha}1 b��c�{in the Funds.Lender shsll give to Bonower,without charge,�n assnun�ace�ent.ng o€thP FUnds,showing �- �'"'
<br /> � � � `.• c�ts��ciebits to the Funds and t�e purpose�'oi wtich each debit to the Funds wag.made.The Funds are plodged as � ?� !�
<br /> .'� w. : �"a�3itioc�t�rurity for all sums secured by this Security Instrumen� � . .�
<br /> � � • ' . � If the Funds held bq I,ender exceed the amountg permitted to be held by applicable law,Lender shall accaunt to � -
<br /> '`�� ' '. Borroxer f���he esces�Funds in accordance with ffie requirements of applicable law.If rltp amou�tt of the Fvnds held (
<br /> �. . by Lendes��.��time is not suf�cient to pay the Fs�.row Item���n due.Lender may sp�r�y Borrower in a ri?�r.�;,. =
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<br /> -- --� : ; , and.in such�e Borrower shall pay to Lender the amount neces�ary to mslce up the de�����.y:$or{ower shall r.-�..�tte' �---' -, - -
<br /> � up the deCciency ia no more than twelve monthly payments,at Lender's sole discretion. � '�•� t • �-
<br /> :� ' ' , Upon payment in full of all sums secured by this Sxurity Instrumen�Lender shall promptly re�.��,�to Bonower �� _ �`
<br /> � , _ any Funds held by Leiider. If, under paragraph 21, Lender shall acquire or sell the Property, Lende�, prior to the ;. ' _ .� .._
<br /> • . �' ' acquisition or sale of the Property.shall apply any Funds held by Lender at the time of acquisition or sale as a crectii ;, .
<br />° � _ 's� against thesae�s secured by this Security Instrument. C ,`,
<br /> , .i 3.Appticxtion of Pay ments. Unless applicable taw provides otherwise,all payments received by Lender��nder � , .•'f�
<br /> �_ . . , paragcaphs i and 2 sha11 be applied:first.to any prepayment charges due under the Note;second.to amoui�ts payable , �
<br /> � � . under parsgraph 2;third,w interest due;fourth,to principal duo;and last,to any late charges due under the Note. f
<br /> - - � , � �- 4. Chuses; Lior�s. Borrower shall pay aU taxes.a�ssments,charges.fines and impositions attributable to the �- - --"� -
<br /> _ .. _ . _ Proparty which may attain priority over this Security lnstrument.and leasehold pays�r.�-�is or ground rents, if ar:y, ' • -
<br /> ' ' , ' Borrower shall pay these obligations in the manner provided in paragraph 2.or if not Fe,:d in that manner, Borra�er � � •�
<br /> . ' � �, shall pey them on time ditectly to the person owed payment.Borrower shall promptly fc:.-a'sh to Lender all notices of � �`
<br />_ � � . amovnts to be paid under this paragraph.If Borrower makes t3�ese psytnents directty.Borroaer shaU promptly fernish '
<br /> ? to Lender receipts evidencing the payments. : . . -.
<br /> ''��Y ���:� � �. $orroA er shall promptiy discharge any lien which has gr�s�c:�:y over this Security Instrument unle�Borrower: (a) i,.�
<br /> '` . - . a �n v;s`s4m to the t � - ,,
<br />'T�,�;� . ;��:, g�s 8 psyment of the obligstion secured by th:�i:-:n in a manner accepta�te tq Lender;(b)contests in ,
<br /> ' ���;� '� faith the lien b .or defends a �nst enforcement of the tie�in, ega p gs ��>>n the Lender's opinion ���
<br /> . - . �. � Y 8a 1 I roceedin a[u.� '
<br /> o�erate�to prevent the enforcement ot the lien;ar(c)secures from the holder of tAe tien zn agreement satisfactory to � . �`.
<br /> R �� lxndet subordinating the lien to this Security Instrument.If Let�der determines that any part of the Property is subject
<br /> -�.:.�;��-i,;:.( ,' ...�•�,��' to a lirn�vhich may attain.priority over this Security Instrument,Lender may give Horrower a notice identifying the � �<;
<br />- ���� � �;�,�;:, lien. Borro�er shaU satisfy the lien or take one or more of the actions set forth above a brl��in 10 days of the giving of ' �'!'-
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