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<br /> •.�Y!!'�Y�Y� A • •
<br /> � — � . � ' TadETHER Wt1�i �I the isnPmvemeats naR or herafder erected on the property. and s11 essementa.
<br /> -- - . appurten�ces,and Criucd tto�v or he�attet a part ot the property.All�eplaoementa aad�addition4 sbatl�lsu be cova+ed
<br /> by this Security Iasttummt All oi the for�e�ain�is reterred to in this Secnri`ty Instrumert�s the"Froperty*
<br /> — - ' .BOitROWER COVENANTS tt�t BorcoNer ia taxfuily seised ot the esuu hereby convayed and lsss tt�e ri�ttt to�
<br /> �"��� �eant and canv�y tha Property and tLst th�Property ia unencumberod,except for,encumbran«s of rawrd,Bonower�. ---a-=_
<br /> `�- -��- �wamnts u�d�viti deiend geaerally the title w the Property against�ll ctaims and demands�subjrct to any encumbtanc�ss � ° -
<br /> �*�-• of ncord. . ' .-��-R-
<br /> �.,,.�.
<br /> _ �-�:::-. THIS S�ECURTFY INS7'RUMENf cam6ines unsfarm covenants far nstionat use and nonvr�ifor�r,ovenants with� � �' . ``, `-
<br /> ., ._;�.i� •a�;�?;'`=-
<br /> limited variations bq jurisdictioa ta oonstitutes uniform seciuity instrument covering real property. ' °, • =
<br /> •. 4�i�Cf.if�� .. . .� . L.�yi-i:.
<br /> :;�; Y �,f; t . tJN1F[3RM COVENANTS.Bomuwer and Lendescovenantaud agcee as#ottow� _ � - . �- �.
<br /> �€ �,,.���,�,� w .':�`-.�-�.,::.
<br /> ��-.�-��T"•.� ..L PaymGat of Preacipal aad lnter�st;Pnpsye�sat aad Late Chatte�Borro�+a sha11 promptly pay hen due
<br /> � -r.�-< . _. . _ YPt'�PaY -�8�
<br /> � : �� tha pripcipal of and iatereston the debt evidencxd by ttie Note and an ment aadTau c d�un�er tTie Nou. � �-- <i`��;
<br /> . - , �t,
<br /> '-'<� �i ° �,��;:. , 2. Funds iot Tszes sad Insurance: Subjoct to applicsble taw or La a writut►waiver by'Lender,Bontower shall .
<br /> .. .4..-'.a . :.-' �; • w '
<br /> - -`�•�;����?�� = � y to I.ender an the day monthly psyments ar�e due under ths Note.unU'1 the Nou is�aid in full,s sum( Funds )for.� �
<br /> �,-t.,.-.,,��:�� � `:`:���.�.`.:_�:
<br /> �`-•. �)pearJy taxas and ass�sments which may atta'sn priority over this Savrity Instrument as s lien on the Ptoperty,(b) .
<br /> :�a�..���:��:i�;�;`:'�'�� � P�P�3'� Pr'em . .. . . .
<br /> yauty taselmid p►yments or ground rents un the Property,i[any; c)yearty hazard or �nsurance iums;
<br /> , (d)yearly ftood insurancx praniums.if ang;(ej qesrly mortgage inswance premiums,if any;and(f�any sums psyable
<br /> �,,.Y. . ,K,=";":�� �, • by BOrrower m Lender,in accordance witb the pmvisions of��graph 8,iA lieu oi�he peyment of mortgage insurance k ' �.
<br /> °`:�' . ° premiums.These items are catled"Escmw Items."Lender may.st any time,collect and hold Funds in an amount not {
<br /> I`.. _ �4 .
<br />°'�� ' y;::•' � '` ' to cxceed the masimum amount a lender for a federally related mortgage loan may require for BOrrawer's escrow �-,� - ��:. � �:
<br /> � :; . . .. account under the federal Real Fstaae Settlemeat 1'rocedures Ayct of 1974 as amended fmm time to time, 12 U.S.C. _..��'-=<�`;�;�;',;
<br /> � � �� ��;�,,..
<br /> . • i,,�-.'• . ' �. . Section 3601 et sey.I"RESPA"�,unless another law that applies to the Funds sets a lesser emoua�I#so,Lender may. i�;;'';.:%r:=;f�;. : "
<br /> � � ���� � •` ` at any time.colleet and hold Funds in an amonnt not ta eaceed the Iesser amoun�Lendet may estimate the amount of ?��� '�� � � •
<br /> r;!::_:;.:,;_': .
<br /> ' Funds due on the basis of curcent data aad reasanable estimaus of eapenditutes of future Escrow Itemsor otherwise in '��r;,,-:_:�;.::.;r`�r:•
<br /> .-:• �. � - ., accurdmce adth applicabie law. � ,";�-`"_. ,`_
<br /> :.,._ .,.
<br /> The Funds shalI be held in an institutioa wHose d ts ar�insured b a federal a instri�mentali ,or enti •�"'�''�'�''''"-
<br />- � :�, ..
<br /> ePosi Y S��g, tl+ tY ..;;..°.� :'•f:=':;i� ��'j=.
<br />�/', (ineluding L�ender,if Lendet is such aa institutiun)or ia any Federal Hame Loan Ban1c.Lender sbaTJ apply the Funds to f " "';.�t"`
<br /> . - � � ° psy the +Escrow Iums.Lendet may not chargp.Bornna�er far holding and applying the Funds,annuaily analyzing the �'• � .. .
<br /> � . T<,' -: , � � � escrow account,or verifying the�scrow Items,untess Lender pays Borrower interest on the Funds apd ap$licabie law
<br /> � ,"'�''''���.•� � �" pertnits Lender to make such a chargc. However. Le�dzt may roquire Borrower to pray a one-time charge for an ; .
<br /> . ._ ..,.��•.;;�i:::;.'r;.f':-'._��' ,. ._ „_
<br /> . - .�:,;.i,�..,,iy�;r;,-..-- � 111dependrnt real estate tax reportirig seivice usad by Lender in wnnection with this loan,uniess applicable law provides - '1' � ` _ ._
<br /> � r� ,,f� othetw�se.Unless an agreement is made or applicable law requires interest to be�paid,Lender shall not be required to i
<br /> ,�?;n%..,' t ,�' ;; pay Borrowec any interrst or eamings on the Funds.Borrower and Lender may agree in writing,however,that interest ;'' "
<br />.. . �;':.'�:�>-';'-��- ', sha11 be paid on the Punds.Lender shalt give w Borrower,without charge.an annua]accounting of the Funds,showing .. , , .
<br /> _ -_ - '=:i��=�%-•- - - - -ct�adits nnd debits to the Funds and the purpose ior which Pach debit to the Funds was made.The Funds are ple;dged as •
<br /> , . - -� :��::.:_-.-;-.- . ---` - '.
<br /> .�� '��",'`-�`� � additional security for.all sums�secured by this Security Instrument. : • .� •
<br /> � : �"�"�� If the Funds held by Lender excoed the amounu pesisitted w be held by appficable law, Lender shali ac�ount to ; � `;;"'<���.;��j .
<br /> � � Borrower for the excess Funds in accordance with the requssesnents of applicable Iaw-:If the amount of the F�nn3s held �.'-'.c�=`:�� ` �'
<br /> . � '" ..•- - .- �:� by Lender at any time is not suf�cient to pay the Escrow Items when due,Lender may so notify Borrower in writing, ' � � . .� _
<br /> _ .__,_:__°__,'�:: _{'_ and in such case Borrower shall pay w I.ender the amount i�ecessary to make up the defiiciency.$orrower shall make �.r � " ;'
<br /> • � -:-- -_:- •'---•�-
<br /> "���- up the deficiency in no more than tweive monthly paymeants,at Lender s sole discretion. .
<br />- • { . ��• � , • Upon payment in full of aU sums secured by this Secu.*ety Instrument.Lender shall promptly re fund to B orrower � :
<br />- • � any Funds held by Lender. lf, under paragraph 21, Lender shall acquire,or sell the Property, Lender, prior to tAe ; .
<br /> - ' ' �' � acquisition or sale of the Property.shall apply any Funds held by Lender at the time of acquisition ar sale as a credit •
<br /> � � .' against the sums secured by this Security lnstrument. l •
<br /> �� -�i � ' 3. Appliestion of Psyments.Unless applicabie law ptovid�otherwise;a11 payments teceived by Lender under .
<br /> q: paragraphs 1 and 2 shall be applied tirst,to any ptepayment charges due under the Note;second,to amounts payable
<br /> � - . undec pacagraph 2;third.w interest due;faurth,to principal due;and last.to any late charges due under the Note. .
<br /> ' � 4. Char=es; Liens. Borco�cer shall pay all taxes,ass�sments,eharges,iines and impositions attributable'to the
<br /> � ���.-`'•� ��. • .Property which may attain priority over this Security Instrument,asnd leasehald payments or geound rents. it any. ' . , �-
<br /> ' .'." . Borra�er shall.pay these obligatians in the manner provided in paragraph 2.or if not paid in that manner,Borrower : , •
<br />'r'� � �•'�r•. �. shalD p2p them on time directlS to the person owed paymerrt.$orroner shall promptiy turnish to Lender all notices ot ' • ,
<br /> ' � `� �'`�`' ' amou�'s to be paid under this paragraph.If Borrower makes these payments directly.Horrower shall promptly furnish � ''
<br />��� . . ' . to Lender receiptsevidencing the payments. . `• ' ;:�'::�,;;.:
<br />�`' . Borrower shall promptly discharge any lien which has priarity over this Serurity Insttument unless Borroaer:(a) � '.�'''.
<br /> . ' ' ..._......:.- -
<br /> `=�','..�<�. :
<br /> � -,=�: :., .__,_:,.;_ .,. agrees in writing to the payment of the obfag�ati�n secured by the lien in a manner acceptable to I.ender;(b)cont�ts in �
<br /> ' • �.;•; � ' good faith the lien by,or defends against enforcement of the lien in.Iegal proceedings which in tAe Lender's opinion • �
<br /> ;:.:':.� :,,,.,,; ' .
<br /> � • ` operate to prevent the enforcement of the tiesr•or(c)secures from the holder o4 the lien an ageement satisfactoty to
<br />_`t: ��,��,,�,,;�'�:'�'����`�.���' .' Lender subordinating the lien to t?�:s Seeurity Instrument.If Lender determines that any part oi the Property is subject '
<br /> . . . .�;�'�.- .. to a lien which msy attain prionty over this Security Instrument,Ixndet may gi�•e Borrower a notice identifying the .
<br /> , � � lien.Borrower shall satisfy the lien or take mr:e or more of the accions set forth aMve�vithin 10 days of the giv�ng of .' � �
<br /> ' ' notice. � � �
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