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<br /> -- _ -__— ` ` TOGEfHEIt WITH att the impravemeats aox or t�e�+a�fcer erected aa the propert��. and all e�eemrnsa.
<br /> . a noes.and tiRtutra noM or lkrratter s pat of ttie praperty.AIl reptaxrnents and add"itions atu11 slso be oo�ered�
<br /> �_ -- - - 6y�th�s�,5ecurit3►lnswment.Alf ot thefon�oin�is refesred to in this Security Insaument ss the'Property.'� — --
<br /> — � HORROWER CO�'I;NANfS tnst BorroMa is lawrfull�seised oi ttie estitG hcreby wnveyed utd h�s the ri�ht io � _
<br /> _-� --* :__,3, ` �Cruit aad cottv�y tht Ptoperty and that the I'soperty is.unencum1xt+ed.except for encumM a�tces oi record.Bonoker� �.:;#�;�j,-�;�
<br /> �,._...,..;. .. Nanaats and kifl defend gener�lly the titl�m the Property agsit�st a11 claims aad demaads.subject ta any encumb�nces � �.r.,{,°:-_;_-
<br /> ' =`.��_`_` � oireoord: � ,� ,.. �;• - _
<br /> "'``,:� ` �. � TtIIS SF�URTlY INSfRUI1iEN1'combitxs uniform coveastits for national use and nonvniform ca��enants aith ' :. �� ,
<br /> „�....�, ��
<br /> r .yl.i".". .
<br /> ' r:� . . limited vuiitions by jurisdictian to constituu a uniform security insu�imrnt rovering real prnpertg�. .
<br /> , �^� _`-�_-� � L�"a'�FORI�i CO�'�?I�TA1V'!'S.$orr��ee bud Y.ender covensnt and s;roe.ss iollox� � � ..,- _._L ::
<br /> �T 4 �. :.� 1.P}Yment of Princip�l snd Interes�PrePaYment aad Latc Chartes.Bprrower sf�a11 pror�ptlY PsY when due 4 '
<br /> _,�:.�.,
<br /> �-°��.�� _.r.� - the piincipd oi snd interest on tLe de6t ev�i enc-ed- by t�o Nou and any prcpaymentand tate ci�arges due urnde'rthE�ote- - � ,
<br /> �: ,�; `� .;<',; 2 Fuada ior Taies aad 1Tusuraace Subyxt to applicable law or to a writun waiver by Lender, Borrower shall �� `.�T A
<br /> ... �;:fi.• � .;`_; Y���'����y�OQ�Y PaYments are due under�he Nou;until the Nou is paid ia full.a sum("Funds")for.
<br /> ,.�°�`.. _ �-.. ....'. . .
<br /> :; �i)Yearly�aad u�ssments which snay attain priority over this Security Instruzaent as a lien on the Property;(bl
<br /> - .��._ �' '.`:: � yarly leasehold psyments or ground renu on th e Ptoperty.if any;(c I yearlY hazard or pro p e c t y insurance premiums; �. .<
<br /> �`• � � (d)yarly flood inswance pr�miums,if any;(e)yearly mortg�gc insurana pr�miums.if any;and(f)any sums payabte �. . ; ,
<br /> �`�'�"�` ' `-` "�' by gotmRet to Ixndcr,;n accordance with tt►e provisions of paragraph 8.in lieu of the paymrnt of mortgage iusurance F: ; �
<br /> '�`` �: �,;� ' • ,., pnmiums.These items are called"Fscraw lum�"I.ender may.at any time.oolloct and hold�unds in an amount not f` - �
<br /> • �� to�cad the msaimum amow►t a lender tor s fa3erally retatod mottgage loan may reqe3ire for Borroaec s escrow ' ..
<br /> .. '� -`'-,..= . • - .sccauat under_the federal Real Fstate Settlemes►t Prnoedures Act of 1974 as amended from time to time. 12 U.S.C. � `�
<br /> : ;•- �
<br /> . Section 2601 et "RESPA'),unle�another lag�that a lies to the Funds sets a•lesset ainount.If so.Lender may. `
<br /> , ,'��,�_ti: ... �' aer�t PP y � ,:�.
<br /> ;: ., at aay time,collect and hold Funds in aa amount not to excad the le�er amount.Lender.ma esti{nate the amount of �:: -_
<br /> ±: .;� _'" : � • Fw►ds doe on the bass of currrnt data aad reasonable estimates of expenditures of faqin Eecrow Items or otherwise in e � `` `�=
<br /> �-- - ' ��� a�xordancc with spplicablt ta�. , • �
<br /> �.;_.•_ ..,._.
<br /> � , The Funds shsll be held in an institution whaee deposits are insured by a federal agency.instramentality.ot entity ! �`
<br /> ', � �' .�. � . - (includin�Lender.if Lznder is such aa institution�or�n aaY Pederal Home Loan Bank.Lender shall apply the Funds to �. .. ' '
<br /> . � .. '" pay the E s c ro�►► Items.L e n d e r may not c h srge B omo wer f dr h o l d i n g a n d a p p 3 y i n g t h e F u n d s. a n n u a l i y a n p l y z i a g t h e E� . , :
<br /> ' , ea�row aacuunt,or verifying the Esctow ItFms.unless Lender pays Borrawer interest oa the Funds and applicabte 1aR i : . .
<br /> _ ' : � '�,� . perinits Leader to ma1ce such a chatge. However, Lender may requite•Bortuwer to paY a one-time charge for an :
<br /> - - -- --- - ----- independent ratl estau tas nporcing service usod by Lendec in connection with this toan.untess applicable 1aN provides r ' . • ----
<br /> � • otherwisa tJnless an sgrcement is made or applicable faw requires interest w be paid,Lettder st�al}not be requi r e dio ' ,
<br />' '� � : pay$orroaer any intetest or earnings on the Fvnds.Borrower and Lender may agree in ariting.hoRever.tbat�ntec�esc i � '
<br /> ' . ' shail be paid on the Funds.Lender shati give to Borrower.without charge.aa annual accounting of the Funds.shoicing i.
<br /> �.. � .. ..
<br /> � cndits and debits to the Funds and the purpase for ahich each debit to the Funds was made.The Funds are pledged as ` ` .
<br />---_ -. -___-_ . _ ...._:= additional sccutity fof all sums securod by this Security]nstrumea� :,.� , '- - - -, :_t"`
<br /> � �-� If the Funds held b Lender egoeed the amounts rmittoa to be held b a licable taw,Lender shali accamtu► � '
<br /> ,,,,;.,_. � Y P� Y PP 1: �':
<br /> Borrower for the excess Funds in aax�dance with the requireme�xs ot applicable law.ff�tEr�amount of the Funds.�t�`d
<br /> � ` by Lender at any.time is not sufficient w pay the Escrow Iteins s€hen due.l.ender may-so notify Botrow�r in a rd� �; ' ' �;n`:'':,
<br /> ` � �:. ;:�:.,.f .;�,".:
<br /> � � and.in such case Borrower shall pay to Lender the amount necessary to make up the aeficiency.Borrower shall TtitalCe . ,`;,,:.,.;. , � �•
<br /> ..._1'�.�_.__.._. . 1:' •
<br />: : " �- • �:"�-"- up the derciency in no more than twelve monthly payments,at l�ender s sole disccetion. • ���•?: ----- --; �
<br /> ' ' U n ment in fuU of all sums secured by this�Security Instrument,Lendes shall promptly refund to Bornoaer ,``"''� � .
<br /> Po Pay .
<br /> � . � . � any Funds held by I.ender. Ii, under paragraph 21, Lendec shall acquire or sel) the Pe+aperty, i.ender, prior to the � .
<br /> . acquisition or sale of the Property.shall apply any Funds hetd by Lender at the time of acquisition or sale as a er�edit :
<br /> �:. . _. . _. against the sums secured b3 this Security lnstrument. ' .
<br /> - • � - 3. Applicstion of Payments.Unless applirable laR provides otherwise,all payments receired by Lender under .
<br /> �� ' �, . • psragraphs 1 and 2 shall be applied:first,to any p�payment charges due under the Note;second,to amounts payable .
<br /> � under paragraph 2:third,to interestdue:fousth.to principal due;and last,to any late charg�due under the Note. .
<br /> '' • : � , 4. C6�r=es, Liens. Borto�xet shall pay aU tages.assessments.charges,fines and impositions atttibutabte to the �
<br /> - • � -�- � -� � Ptoperty which may attain priority over this Security Instrume�t.and leasehold payments or gtour�d tents. if any. • • . .
<br /> � ' � . _ . Bottower shall pay these obligations in the manner provided in patagtaph 2.or if aat paid in ti�at manner.Borrower
<br /> - • • � ' shall psy them on time directly to tbe petsan ow•ed pay�ment.Borrower sh�promptly furnish to l.ender all notices o1 • •
<br /> amounts to be Qaid under this paragraph.If Horrower makes these paymen�d�rectly.Bottonet shall promptly furnish � -- � •
<br />:`;rf�;.,,' ''� �_ . . . to Lender receipts evidencing the payments. � � . :,
<br /> _� . • � Borrower shall promptly discharge any lien which has priority over this Security Instrument unless$orrower:(a) ,
<br />- *�`'` ' agrees'in writing to the payment o!the obligati�n secured by tt�e lien in a manner acccptable to Lender:(b)contests in ` t� �''
<br /> � � � � '" good faith the lien by.or defends against enforcement of the lien in.legal proceedings which in the txnder's opinion . � ; �
<br /> ` ;.;�; � , . operate to prevertt the.enforcement of the lien;ar(c)secures trom the holder of tfie lien an agreement satisiactory to . • ,�
<br /> , � " . . �. Lender subordinating the lien to this Security Instrumen�Ii Lender determines that any part of the Ptoperty is subject .
<br /> �s YI i
<br /> , -- to a tien which may attain priority o�er this Security lnstniment,Lender ma�-gi�•e$�sroaer a notice identitying the ,, ,
<br /> ���� ' • ��- �� lien.$amaAer shaU satisty the lien or take one ot more of the actions set fa:t�e abore c�ithin 10 days of the gi�ing of • :'^�-�°
<br /> � . � � � notice. ' ,:•'':.
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