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BY SIGNING BELOW, Borrower <br />0 -7R (0008).01 CHL (09/01) <br />200406347 <br />DOC ID #: 0004592764506004 <br />and agrees to the terms and provisions contained in this PUD Rider. <br />LN_ <br />GENE D. MORRIS <br />- V Y I uu <br />E14ILY L. ORRIS <br />Page 4 of 4 <br />_(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />—(Seal) <br />- Borrower <br />_(Seal) <br />- Borrower <br />Form 3150 1/01 <br />