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❑ If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and
<br />acknowledgments.
<br />TRt1STEE: Heritage Bank
<br />110 E. 9th Street
<br />Wood River, NE 68883
<br />47.0098350
<br />BENEFICIARY: Heritage Bank
<br />Organized and existing under the laws of the state of Nebraska
<br />110 East 9th Street
<br />P.O. Box 487 Wood River, NE 68883
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to
<br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably
<br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described
<br />property: LOT ONE (1), KIRBY SMITH SUBDIVISION, HALL COUNTY, NEBRASKA.
<br />The property is located in ..... ...........................HAII . ............................... at 6.722.5c4auppsville. Road..... . ............ .
<br />(County)
<br />.............................. ............................... ............ I...... Wood River..................., Nebraska ........68883........
<br />(Address) (City) (ZIP Code)
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian
<br />rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may
<br />now, or at any time in the future, be part of the real estate described above (all referred to as "Property ").
<br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time shall
<br />not exceed $ 1,5,000.00 .. . . . . . ... . . . . . ....................... . . This limitation of amount does not include interest and other fees
<br />and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under
<br />the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants contained in this
<br />Security Instrument.
<br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows:
<br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(ies) or other evidence of debt
<br />described below and all their extensions, renewals, modifications or substitutions. (You must specifically identify the
<br />debt(s) secured and you should include the final maturity date of such debt(s).)
<br />Home Equity Line of Credit in the name of Samuel P. and Geraldine M. Zaruba dated June 19, 2004.
<br />NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE) /page 1 of 4)
<br />EX15Ei cb © 1994 Bankers Systems, Inc., St. Cloud, MN Form OCP- REDT -NE 1/31/2003
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<br />State of Nebraska Space Above This Line For Recording Data
<br />REAL ESTATE DEED OF TRUST
<br />(With Future Advance Clause)
<br />❑ Construction Security Agreement
<br />❑ Master form recorded by .............................
<br />1. DATE AND PARTIES. The date
<br />\v
<br />of this Deed of Trust (Security Instrument) is .... .............06.19.2004........
<br />_
<br />and the parties, their addresses and tax identification numbers, if required, are as follows:
<br />TRUSTOR: Samuel P. Zaruba and Geraldine M. Zaruba, Husband and Wife
<br />6722 Schauppsville Road
<br />Wood River, NE 68883
<br />❑ If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and
<br />acknowledgments.
<br />TRt1STEE: Heritage Bank
<br />110 E. 9th Street
<br />Wood River, NE 68883
<br />47.0098350
<br />BENEFICIARY: Heritage Bank
<br />Organized and existing under the laws of the state of Nebraska
<br />110 East 9th Street
<br />P.O. Box 487 Wood River, NE 68883
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to
<br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably
<br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described
<br />property: LOT ONE (1), KIRBY SMITH SUBDIVISION, HALL COUNTY, NEBRASKA.
<br />The property is located in ..... ...........................HAII . ............................... at 6.722.5c4auppsville. Road..... . ............ .
<br />(County)
<br />.............................. ............................... ............ I...... Wood River..................., Nebraska ........68883........
<br />(Address) (City) (ZIP Code)
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian
<br />rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may
<br />now, or at any time in the future, be part of the real estate described above (all referred to as "Property ").
<br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time shall
<br />not exceed $ 1,5,000.00 .. . . . . . ... . . . . . ....................... . . This limitation of amount does not include interest and other fees
<br />and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under
<br />the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants contained in this
<br />Security Instrument.
<br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows:
<br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(ies) or other evidence of debt
<br />described below and all their extensions, renewals, modifications or substitutions. (You must specifically identify the
<br />debt(s) secured and you should include the final maturity date of such debt(s).)
<br />Home Equity Line of Credit in the name of Samuel P. and Geraldine M. Zaruba dated June 19, 2004.
<br />NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE) /page 1 of 4)
<br />EX15Ei cb © 1994 Bankers Systems, Inc., St. Cloud, MN Form OCP- REDT -NE 1/31/2003
<br />
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