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<br /> - � �roae�mx r�t�i��:n�►���a oo��,►.��u a�.�. '
<br /> . ` .ed ruc�ra aqrr a�ha�e�er•r���P�P�Y: ,w��a aaa�iaos�h.0�iso be oo!raea n�r ads securig .
<br /> 'fnmua�eat. Ali of tbe icersoios�s�etemed ta ie dds Secunty 1nst�vraent a�We'Peopaty' . �. ` ..
<br /> , BaRROVYFR COVENANTS t1Wt Bom�+ver is lavrfulty seised of thtest�te he�ebY,cunveyed�nd Ms the�=ht to�aot
<br /> aad oo�vey tbe Pfropatg�nd dp�t the Plmpesty is unmcum�ened.exc�eepi for e�m6r�mces of�+ecad. 8anower wu�t�and . .
<br /> ' w71 defad generally dre 6tie w thc Rupe�tY againu ap cl�ims�rd demuWs.subjeft a�ny encumbnaoes of�eca� . � .
<br /> � THIS SDCI1RifY INSIRUMF,NT oombines anifam coveuants ta�aatiomt usb and�art-�miform coven�t�ts with
<br /> ` , timite�vsdatkns!�jurisdicxioe W canstitute z wufa�sesuaty in�itment cov�ring ce�l prqpe�ty. . -
<br /> .. ITN�DRM COYENANTS. Boaowec aad Leader coven�nt atd ag�ee is fdlows: ,.
<br /> i. llt�ea�t dltLeipd f�d I�t:rar�Pt+�pa7re�t a�d U�te C�es. Boaower s6W p�umpdY PaY wba�duG the
<br /> • priacip�l of aod intaoat oa the debt evidenced by tUe Note aad anY p�epaYmeat aad late charges dne imder the Note.
<br /> 2. �tar'Ism a�Lwra�oG Sabject to applicabte law or ta a wriacn w�ivec by L.e'oder,Borrowa s6ait pay to .
<br /> � i.eader on the day mouthig PaYmeats am due unda the Note.uat�1 Wt Note is p�id in foll,a sum(°F�mds'�for:.ti)Y�Y . _
<br /> taus aod uses�ts wlrich may�in pioriry'over this Security ta�meot as a lien oo tbe P�operty:(li?S�Y�b
<br /> pa�ympnts or gamd ients on the Plropeety. if�y:(c)Yearlg hu�d or pcnpecty iasa�at�ce piea�iums; (d) ypc1Y flood
<br /> ia�oe pneimiums.�f any: (e)Y�Y���1.�l����Y:and t�anY�WY�bY�wu to _
<br /> I.ender.ia aorncdanx arith the provisions of paragapH 8,in tieu of the payment of mortgage insivance p�+emmms. 'I]xse
<br /> items ane catled"Esc�ow Items." Le�der may,at any time.collect aad hold Tvnds in an amo�t not to e�ccad tbe ma�cimum
<br /> amount a lender for a todeiaily ietated moctgage loan may iequi�e for Bo�rower's e.semw accaunt ander the federal Real =
<br /> Fstate Seulewent P���of 1974 as ameadad from time to time,12 U.S.C.§2601 et seq.{'RESPA'�,tmiess another _
<br /> � . . law tLat applies to tbe�nds sds a Iesser amoun�.If so.Lender may,at any time.coAecc and hold Fuads in w amounc not to� --
<br /> ' exceod d�e tesser anwunt I.ender may e.rtunate the amoimt;a�f�Funds doe aa the basis of s�neat data and reasa��aTu;e;.;.,k;;.•:. ;. _
<br /> -- .es6inates of expendiNce.c of futuie F.serow.I4�s or otTteiwise ia;�cc�dance w�m apPlicable law. � �,:::':=�: ,•.,;,��:. �r-=_-
<br /> ;.;,''_ Tha Tvnda shall be held in ap�attiwtioa.av�e dep�sits.iaf+t�.Insuie.d.t3y�a f�ral agency msu�talsry,or.en't�i;�..`'.. .`�::.': _--
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<br /> : (includu►8 I.eoder+��is sach�an insdtation)ar ut any�r.deral.Hatn��-oai�ganlc. Lender shall ap�,T�;t1ee Funds to pay
<br /> , �the Escmw Items::�.:ef�er maY auK:,ebaage Boa��iei'foc IioIding and a�iyir;;tho,Fur�ds,aanuall�an�:yimg the esccow . , _
<br /> ac�uttj.,q� v4dfyin$:t1�e Bsc�av�'Itea►s.cmless,�:eiYder pays:'$am�wer inter�on�e.��s�d apgtica5le 1aw pem�its
<br /> — —_— ' Lencl�c:xo m8ke such a chatg� Nawever,LCudP,�.uiaY i!equ�.;$o�rower to pay a oAe���.harge far an indepeadent real
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<br /> - — �esta[e 1ax e+epo�dng,'se�vla used liy L"ender iri coniieetian with ihis toan,unless applicabte Daw provides otherwise. Ualess an �=
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<br /> .—�—.�._� :�.;��%���_, .a�ciOe�iect is madein applicabte law requires int�re"st to be paud:Lender shall not be reyuired to pay Botrower arry iatenest or y�-._
<br /> - --- —_— ;:'•,�, eatnu�gs on tbe Fi�niis. Borrower and Lender may agree in wnUng,however,that inurest shall be paid on d�e Funds. Lender
<br /> _- - � sliall give to Borrower.witltotn charge.an annual accoundng of the Funds.showiag credits and debits to the Funds and the
<br /> � � pucpose for which each debit to the Funds was made. The Fwnds are pledged as addidonal secwity for all sums secund by .-
<br /> ''�'�_�=',`�'-��`'� this Secunty Instrumen�. .
<br /> ----__� If tue Funds heW by Lender exceed the�amounu permitted to be held by applicable law. Lender shaN account to �`,�_
<br /> -- 8oaower for t6e excess Funds in accoNance with the requ�rements of applicable.l,aw. If tbe amaunt of the Funds held hy ;�^
<br /> - "�� Lender at any time is not sufficient to pay the Escrow Items when due.Lender may ro notify Borrowcr in wriung,and,in
<br /> — suc h case Bortower shall pay to l.ender the amouat nece�sary to make up the deficieacy. Banower shall make up the � ;�.
<br /> �, •� +' 'deficieacy in no morc than twelve monthly paynxnts.at Lender's wle discretion. � - •_
<br /> ;._.:���. Upon payntent iA full of aU sums secured by this Security lnstrusnent,Lrndcr shall promp�ty refund to Borrower any .
<br /> ' �. . Funds held by Lender. If,under paragraph 21.Lender shall acquire or sell ihe Property,l.ender,prior to the xquisition or
<br /> ' `�; ,rr`•''`�f� :� sale of the Pmperty,shall apply any Funds held by Lender at the time of acquisidon or sate as a credit against the sums .
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<br /> - ;-,,:-,r-.�r. savred by ttus Security Instrumen� .
<br /> ,.-:•=.':R. .. -4�i� 3. Applicatbn ot Playments. Unless applicable law provides otherwise.all payments received by l.ende�under
<br /> `� ''" f::*�''''�' '• patagraphs 1 and 2 shall be applied:fus�to any prepaym�nt chazges due under[he Note:second,tu amonnts payable under
<br /> ,r�`� � paragraph 2•third,to intec�st due;foucth,to principal due;and las�to any late chazges due under the Note.
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<br /> ' 4- "'' 4. CBa�ges; Lkns. Borroaer shall pay all taxes, assessments, charges. fines and imposiaons attributable to the
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<br /> � �-w� Froperty wluch may attain priority over this Securicy lnsuumen�and leasehold payments or ground rents.if any. Borrower
<br /> ��''� shall a these obli ations in the manner rovided in ara h 2,or if not aid in that manner.Borrower shaU a them on
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<br /> !��'-,��'!F• time diratiy w t1�e person owed payment. $ocroarer shall prompdy fumish ta Lender all notices of amou�u to be paid ander -
<br /> �`�.�:;rA��=� this paragraph. If Borrower makes these paymenu direcdy.Barrower shal}prompUy fumisfi to Lender receipts evideacing
<br /> '31y;;;ta�✓a;' . t21Cp3J�t11C01S. !
<br /> �`b=���tt��; Bolrower sha11 Qrompt3y discharge any lien which has priority over this Security Inswment untess Borrower.(a)ugrees r
<br /> ��,T`s�:�?�'n,:�.:,_;.
<br /> - °- r� in writing to the payment of the obli�tion secured by the lien in a manner acrzptable to Lender:(b)contests in,good faith the �. �
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<br /> -:�e�,£�_.,_ lien by.or defends against enforcement of the lien in,legal proceedings wfuc�in the l.ender's•opinion oper�te to prevent the
<br /> --- - — enfor+cement of the tien:or(c)secufes from the holder of the lien an agreement saGsfactory to Lender subordinating t'he lien �'
<br /> —�oy;�;� to tIris Security Inswmem. If Lender determines that any part of ttte Property is subject to a lien which may attain gsiaaty
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