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<br /> � .�roc�c wrlx�u�����►a�r�a���ny,.��u���.�. •
<br /> ' �nd futo�es mw or hetrafier a pM ot tbe pcnpe�ty. All�r.pi�nts aad addidais shall alsv Ne covetod by this Secwity
<br /> Iasmmseat Ail of the f�negoing is cefemd ca.in tEis Security Iestnrment as the"Propaty.' .
<br /> BORitOWER G�OVF.�tANf3 th�t Bocrower is tawfuUy seised of the estate hetehy oonvcyed aad has tha rigDt to Aant
<br /> and coevey the Qtape�iy and dnt tbe Pmperty�is�mrncumbercd,except for eecumbrances of�ecord Baruwer w�r�►ts ant!
<br /> , , � wiill defead geoerrliy the dtle to ti�ee P�ope�y against all cltims and.dem�nd.�,subject to any encum�r�nces ai'rr+¢ad. ,
<br /> 1WS SECURiTY 1N5fItUMENT combines aniform cova�ants for nati�onal us� aad aou-uniform coven�nts w[th _ -
<br /> �— = limited variatiaas tiy jurisdiGia►to c�nsHtutr a ocuform sec�uicy�++��*+±�+t coveciag t�cai property. � - _.__- -
<br /> _— ' UNffURM COVENANTS. BoROwer and Leadef rnvenaat and agree as foltows: � _:-_-
<br /> 1- �7���PV��*�P�3'��aud Latc Ch�es Borruwer sl�all PromPUY P�Y When due tbe . . �,_--=-�
<br /> -.`-� �ipal of aad i�enest on the debt evidenced by tbe Nou aud anY P�PaYma�t and laoe�ttarges due under the Note. • u`--T=-
<br /> ��=-_
<br />_�,— 2 Fiud�fae 1i�ses�I,wea�c�Subje.ct m appGcable 17w or to a writtea waiver by Lender.Bomnwer shaU pay to =.�� ---
<br /> _-�,,�--- Lsnder oo tLe day monthly payrnGats�ne d�e under tl�e Note,un61�he Nae is paid in fuA.a swn("Fimds")far.(a)Y�Y , i�i.:�:—_
<br /> .s= taxes and assessments whicb ma auaiit priaity aver this Secuci Insaumrn[at a liea on the Pto (b)Yearl leaseUold ,;.�.;:��--._
<br />-;=; payments a g�uund rents on ti P�opesty. if aay: (c)Y�Y ���P�nY �T��� ms: (d) Y�9 fl� ''�-„~-.
<br /> g uand
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<br />:�; insurance piemi�s,if any:(e)Y�Y�8a8e insuiance pt�miums.if any:and(fl any sums payable by Bormwer w �.�-
<br /> [,ender,ip accotdance with the visiaas of S38 ��_-
<br /> f s.-. pc� paragraph 8.in lieu of the payment of mnrt e insurartce premwms. 'I7xse __�..�.:._
<br /> iums are callod"Esccow Items." Lender may.at aay time.coltect and hold Funds in an amount noi to exceed tl�e maximum _',�:,�:�""`�T s�:
<br /> - amount a lender for a fede�alty re2ated moRgage loan may require for Borrower's esccow accow�t under the federal ReaI -,•�i:;=
<br /> Esfate SeWement Proceduies Act of 1974 as amend�t from time to time.l2 U.S.C.§2601 et seq.("RESPA").untess another - �'�`'
<br /> ' laa d�at�pplies to We Fuads sets a lesser amount. If s0.Ixadu may,at any time.collect aad hold Fun4s in an amount poi to '_,����
<br /> - _; ""..,0. e x c e e d t h e lesser amount LetKkr a�ay estimatF the air�owot of Funds due on the buis of cmmat data and�easona6le ' - _ _
<br /> `,�' '`-' �;ti estimates of expendiUa�.s of futu�e Fscmw Iteuu ar atberwise in accordance with aQplirable 1aw. , _.
<br />_ � The Funds shall be held in an iastitu6on whose deposits an iasured isy a federal agettcY. instrumentatity,or eaaty '
<br /> , (including L.ender.if Lender is such an institu6aa)or in aay Federnl Home Loaa Banlc. 1.ender shall appiy tLe Funds to pay - .. . —
<br /> - � � ibe Escmw IGems. I.ender may not charge Bomnwer for holding aad applying the Funds.annually analyzing tl�ee_esccow . ..,:.�
<br /> ?'�'>�..`<," account,or verifying the Fscmw Items. �mless Lendec pays Borrower interest on tbe Funds and applicable law pem�iu � r.': ' •-�_
<br /> `���'-�`.�`�"`�,� I,ender to makc such a charge. However Lender may requue Bocrower to pay a one-dme chazge foi an independent real �.„•:
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<br /> .,, .;.�';M1._.... .... • e s t a t e q x i e p o�t i n g s e r v i ce n s e d b y L e a d e r i n c o n n e c a o n�v i t h t h i s l o a n.u n l e s s a p p l i c a b l e l a w p r o v i d e s o t h e i w i s e. U n less an :'.-�;:=.;
<br /> .;.'�y:��;, � 'r agrecmeat is made or applicabte law requires interest to be paid.I.eader shall not be�quired to pay Bm:uwer any 9nurest or f•:�. :. - -"';�
<br /> � �?�:::��__:_ ."; f eamiags on d�e Fuads. Bosower and l.eader may agree in writing,however,that interest shall be paid on the Fands. Lender . f �. ���
<br />'`,�t, `�` '�'' � ' � r shall give w Bacrower,without charge.an annual accounting of the Funds,showitig c�edits and debits to the Funds and the :'�`
<br /> �i; '�;;;:rr�� '' purpose for which each debit to the Fuads was made. The Funds aze,piedged as addiuonal security for all sums secured by , , � • :�'�
<br /> �`�,;,'.:. ..; �'��`. this Seauiry Insuuatenc � �' .-.. . ";'�.
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<br /> � ' �z.:,���,.,:��-:� 1f the Funds heTd by Lender exceed tt�e amounts petmitted W be held by apFlicable law.L en d e r s h a l l acwunt to i�;:;4f �:.
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<br /> ; r;.,,,� Bortower for the excess Funds in accordance with the requiremenu of applicable taw. If the amonnt of the Funds hetd by �,r.�;;;� � -_
<br /> ���'''^"•�;...`�:..'.�'�!�.'� at an time is not s�cieat to a the Esctow[tems when due,lxnder may so notify Borrower in writing.and.in �.�;�,et •, �
<br /> Ar Lender y p Y
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<br /> �' � ,, sucb case Borrower shall pay to i.ender the amount necessary to malce up the deficiency. Borrower shaD rnake up the �_
<br /> �'. � �> ti a`'sf�,� , defic�ency in no more that�twelve mon�1Y Payments.at Lender's sole discretion. j ��=
<br /> ,.�;��� ,>>;�°�{��.,?�,� U p on p a y m ent in•full of aU sams�ecmred by this Secudry Insuument,Lender shall prompdy refiu�d to Borrawet any r • �'
<br /> ` ?�'��"-�' ,Funds held b l.endet. If.under h 21.Lender shall uire or sell the Pco Lender. rior to thc uisition ar . �-��•.
<br /> ' �:i� , �• Y P�€�P �9 Pertl+• P �9
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<br />�;_��: � �� . : �,�;;�,,,�� , sale of the Property.shall apply any Funds held by I.ender at the ame oP acqu�sition or sale as a credit against the sums ��^y, 4:�;
<br /> _ , �; ; secured hy this Security lnswment. _
<br /> ` • � �� •• 3. Applicatlon of I'�yments. Unless applicable law provides otherwise,all payments receiv e d by l.en der un der :- .
<br /> '- r'�' - "f�`�:'�' fis 1 and 2 shali be a l�ed:first,ro an re ment chsv es due underthe Note:sewnd,to amounts able under � ... �•`. .
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<br /> .:�.^ _., . , •-•G,:`; paragapb 2;third.to interest due:founh.to principal due:and las�to any late charges due under t�e Note. i
<br /> " 4. Cbarges; Lkns. Borrower shall pay all taxes, assessments, charges. fines and impositiuns attributable to We �, 'F
<br /> . � , • � � Property which may attain priority over this Security Insuvment.and leasehold payments or groand rents.if any. Borrower �,�:,•: •
<br /> ��' ^ �� shall pay these oblisations in the manner provided in paragraph 2,or ii not paid in that manner.Bonower shall pay them on '•`�`:: :` '.
<br /> . �;�-,,f • � !�., . time di[ectIy to the person owed paymeau. Borrower shal{promptly fumish to I,ender all notices af amounts to be paid under F . �' -
<br /> � �!:- � ' �;:;�'��`-' �aaragta�ti, if Borrower makes t8�..°s�paymen�c directly,Borrower shaA prompAy fumish to Lender receipts evtdensing `���•
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<br /> ` ''r,���' • �!'''`� • p H�tr shall promptly discharge any lien which has pdority over this Sccurity Instr�ment unless Borrower:(a)agc�ees ';;,�:,.: � '; �''�
<br /> -��"%"' ` � ' in wri6ng to the payment of the obligation secumd by thc licn in a manncr acceptable to l.ender:(b)contests in good f�ith the ;r�,'�. :.. � �
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<br /> _ � lien by.or defends against enforcement of the licn in.legal praceedings which in the Lender s opinion operate to prevent the . �;,;r='�� ��:�
<br /> �'• - `• -��.:1 -'- enforrzm�mt of the lien;or(c)secures from the holder of the lien an ag.reement sadsfactory to Lender subardinating the lien :�-�•::'.� .:.. _ `.
<br />`:`"�'' ?`� �• `��`;;�".=` to this Security Instrument. If Lender determines that any part of the Property is subject to a lien which may anain priority ° � �
<br /> �='�'�':``'��:r;'��` over this Seeurity/nstrumen�Lender may give Borcower a notice identifying the lien. Borrower shall satisfy the lien or mtce ; r�
<br />; �' ,�,� . ��''�T `'� .' one or more of the actions set forth above within 10 days of the�iving of nodce. • `, •
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<br /> �. '�•,�-i. 5. Ha�rd or Property L�suranoe. Borrower shail keep!he improvements now existing or hereafte�erected on the __ : _
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<br /> ��;,: -"�, • '�' Property insured against loss by Gre.hazards included within the tertn"euendeA wverage"and any other hazards,including
<br /> � �=��;r,_ t�oods or flooding,for which l.ender requites insnrance. This insurance shafi be maintained in the amounts and for the - - _
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