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<br /> ' rocET��VfirrN en th�imprm►ements mW�a�e�e�coea ou tbe p�op�cy,azia an�se�n�,app�teaa�.
<br /> ' snd 5atozes�w ca 6ereafter a pait af tbe p�opetts. All ieplaamrnu and addidoos shall aLro be coveied.by'this Seaaity
<br /> _ , Instrmment All of the foc�egomg is`nfemed to in this Security Instrument as t6e"Yropemi.•
<br /> HORROWER C�VENANTS tlmt Barower is Iawfuliy seised of tt�e estate hereby conveyed and htc tiu right to gtant • .
<br /> — -_-_ - - = and oonvey We Ptap�aty and tiiat the Ptoperty is�enc�hecM,excipt fot encmmbianoes of trcord. 'Barower wariants.and _-- _
<br /> -- ---- = Nr71 defend genaraily the title to the Roperty against atl claims aad demands,subject to any encumbraix�s of�ord. �---_
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<br /> = TE�S SECURITY INSTRUMENT combiaes uniform cnvenanu for nationat use and na�nifom►covenants with � �:;.�.��-.---
<br /> � llmitad w�s to onnsti�te a uniform mstrument caverin zea! - ��.-_—
<br /> —-- -- - bY1� s�t3►� B PmPe!tY•.. . �._:,�-- v
<br /> z=a . _ , � „'-::�'�S�EElRM O�VENANTS. Bormwer a�Le�covenant and ag�ee as foltows: � .'. :..=�:, µ--
<br /> � . :,;;;`' . :�Cti�eut of,Prbtcipil and Tatet�at:PreP�Ymeut and Late C6Atges• Boaower shall`piamgtlY PaY when due the .� s
<br /> �e :,'Pr�.'r'�a#' i�air�'iarerest an the debt cvldeacat by the Note and anY P�P���tate cbarges due ander the Note. -� �_:r
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<br /> ,�`� Z Fyna�sfoc 7lnoes and Ius�panoG:Subject to applicable Eaw or wa�rnuen waiver by Lend�,Bocmwer shall pay to -- �_'`_'
<br /> �j , ' Lender oa thedaY'��Y PaY�nts ai+e due�nder thc Note.nnu7 tHe IVote is paid in fi�U.a sum("Funds")for:(a�Yearly' �:<,.�' ;.��-: c.--
<br />•. ,,� ,f,_ ----
<br /> - taaes ard'assessinents ahich m� auain ori over ttzis Ia.str�,�*as a lien on the •-'�=• ' �. � �-
<br /> _ m Y Ph EY �Y �Pen3.(b)Y�Y leasehold :-�.=,�«y^:
<br />-- - PaYments or @mund rents an the Piapeny, if ar►y:(c) YeazIY hazard or property insurrace premiums: td)Yearly fload . <.` . ,�=�-�.
<br />=� � insn[aoce p�miwns. if any; (e)Y�Y��8e insuiaace pnmi�s.if.any.an�! (0 any snms payable by Borrower to . ='�"-�'��`-`-
<br /> .;:_� r '��••-- : -
<br /> f�� '" �r��' Lendec in acco�dance witb the provisians of pdragrdph S.in tieu of the payment of mortgage insurance premiums. Tl�ese � . �, .-•-
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<br /> � �"�y`�;_ items are called"Fscrow Items.° L.ender may.at any dme.collect and hold Fnnds in an amount not to excced the maaimum
<br /> `'''``-��^ amoupt a lender for a federall c�elated mort e loan ma uire for Borrower's escrow:xcount undcr thc federal lteal � ��: ' '€, .. "t
<br /> �,.:=.. Y Sa8 Y�9
<br /> ;��';;----a;: F.state Settle�nent P�qcedures Act of�974 ac amended from time to dme.I2 U.S.C.f 2601 et s�q.("RESPR").uNess atiotitet ' � •
<br /> .�;. taw that applies to the Fuods sets a tesser amoun� If so.Lender may.a[arry dme.co11oct and hald Funds in an amount ncx to , '� ..��,.
<br /> _'`'�.;�.r:�:`:' excad_the lessec amount Lender ma'y estimate the amoant of E�qds due on thc basis of cwrent dat3 and rea5onable ��`=
<br /> " ��"``'T'`'`'``"`' eswnates of eapenditures af future Escrow Items or otherwise in eccordance witti apQlica6le taw. ' ---
<br />. . '�`��;�=-i;r�� The Fuuds sball be held in ati in.ctiUUia�r whose deposiu ar�iacuned b!+ a federai agency.ins�e�afity.rnr entity '.�-w .
<br /> �'.�'�:' .(including Lender.if Lender is such en insdtution)a in anv Federal Homc Laan Bank. Lender shall apply�the Funds to pay �' �� . `�, �_
<br /> - ,�eV.`�='r,��-:�� , _
<br /> :,�-�,7;�y�..;.-:, the Esccow ltems. Lender may not cbarge Borrower for holding arid applying the Fvnds.annually an�lyzing the escrow �_.-
<br /> -��,�:�-.� . accounb or verifying tl�e Escrow Items.unless Lender pays Borrower interest on the I'unds and applicabte!aw permits . . ��..
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<br /> . ,:.,:t, ,� :-� - Lender to make such a char ge. However,Leader ma y r e qwrie Bortawer to pa y a one-time char ge for an inde p endent reai j� � j�:.
<br /> _ estau taa reporting service nsed by Lender in coaaection with this toan.unless applicable law pcovides otherwise. Untess an '�I.`• , .�_� • .
<br /> �_ -- agrcement is made or applicable Iaw requires interest to be paid Lender shall not l�e required'to pay Borrower any intemst o[
<br /> , �� � eamings on the Funds. Borrower and I.ender may agree in writing,however.that intemst shaU be paid an the Funds, l.ender �� �� `� , '� v�=
<br /> �' �'� . - •:.� shall giv�to Borrower.without charge,an annual accounting of the Funds,showing credits and debits to the Funds and the k � `
<br /> ':.;', '- `� pu se for which each debit W the Funds was made. The FLnds are led as additional securi fot aU sums secured b E� .�''�':?` �.`:si.'
<br /> � � � P S� �Y Y �`'.:��r'�i��:� '' :� :
<br /> .� ,` this Securi Instrumen� � . , ; .::i::;'�. •
<br /> :> . . tY 1 � ' ��'•:--;.=•..:.
<br /> ��- ' • • ' If ti�se Funds hetd by L.ender excced the amounts pemutted tq;be�held by applicaDle law.l.ender shaU accouat to -, --, .
<br /> , ��±v-•��- ' : ,, Bormwer for tfte ezcess Fuqds in aaordance with the reqairements af applicable luw. If the amount of the Funds held by ��•;`' -
<br /> � ' � � Lender at any time is not sufficient to pay the Escrow Items wden due.Lender may so nopfy Borrower in wri6ng.and,in 't:�`�.�%��=' ' • '
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<br /> � , such case Borrower shall pay to Lender the amount aecessaty to�make up the.deficiency:• Borrower shall make up the �,;.;,;,;;_,,: ` -
<br /> . .-.. -. -. deficiency in nomore thaa twetve monthly payments.at I.ender�s sole discreuon. �- •- � ��.'� • .�;,,,,;,;;;:r�;•� •.
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<br /> �•r�� .. . : __ Upon paYmeat in full of all sums secured by this Security lnstrument,Lender shall promptiy c!efund to Borrower anY j.;�x���ii�°'�-:•--.;:---:
<br /> �• . ' . Funds held by Lender. If,under paragraph 21.I.ender shall acquire or scl!the Hnperty;Lender,pdoi to the acquisition or : >.i�,•:' } .
<br /> _ , sale of the Piuperty.shall apply any Funds held by I.ender at the time of acquisiqon or sale as a credit against the sums � � � •
<br />, � . .. • .. secured by this Security Instcument. f��>"�"�='� .�.
<br /> . . _ . . 3. Applieatiut�ot Paymeats. Unless applicable law pro'vides otherwise.all payments received by L.ender under '�`'" - � �
<br /> �' . � •:;��:' ;.
<br /> , � - paragraphs 1 and 2 shall 6e applied:first,to any prepayment charges due undcr thc Note:second.to amounts payable under �� ...
<br />�>��`a: '• p�agrapb 2;thiad,ro ia�resi due:fourth.to principal due;and last,ta any late charges due under the Note. ' ' �� - •
<br /> . •.; ' 4. Ch�,s;I.i�s. Bocrower shall pay all taxes, assessments.charges,Mes and impositions attributabte to the • k • � '
<br /> .:; •:,*:' .
<br /> :...�::. : PropeRy whie�h��aia�priority over this Security lnsuumen4 and leasehold p�yments or ground nents,if any. Borrower . . :
<br />° ��`'�� ` `''.�� � shall pay these�iiga¢ECVas i.�m siie manner provided in paragraph 2,or if not paid in that manrter.Borrawer shall pay them on ,j�'•,'°���..� . . ' �_, '
<br /> ���;,,i:` ��'lic . . . _ , . . . ..
<br /> , ;�a::��?,,, • .. time directly ra r•F�perso�o�-�8d payment. Borrower shail promptly fumish to Lender all notices of amounts to be paid under �.�.:�:,-.,�..'. . .
<br />��",; � `•`'�°'� this II�Borrower makes thesc a ents direcd ,Bortower shall rum tl furnish to i.e der rccei ts evidencin �.i;°�`'�' �' �
<br /> ,'{,' _ : �;. : .. . P��• . P Ym Y P P Y p P S •. .
<br /> ' the paymeas�' � . �� � .
<br /> ��� "� � � Bo�aw�r shall prompdy discharge any lien which has prioriry aver this Securiry Instrument unless Horrower.(a)agrees I � ,
<br /> �,��;;; ., .. in writnng ta t��e payment of the obligatian securcd by the lien in a manner acceptable ta Lender.�b)contests in good faith the f � '
<br />� • �" ' • liem 6g��r defends against enforcement of ttie lien in,legal proceedings which in tho Lender s opinion operate to pcevent the ;;•�
<br /> y�. ..; . � en�'ara�e�t.a�'the lien:or(a)secwes from the holder of thc lien an asneemcnt satisfactory to I.ender subordinauag tho lien. . ' .�i.:.:;'
<br />`�"`-�� ��f'.�,�`�:.'�� �' W tbis Secr�sey Instrument If Lender detertnmes that any part of the Property ls.subjcxt to a lien wfiich may attain priodty �'�,,.�. •. ���,- '
<br />- over �s Se��. lnsuumen�l.ender ma �vc Honower a notice tdentif in the licn. Borrowcr shall satisf the lien or take `'•`'�" ' �
<br /> �� 'Y Y8 Y S Y .. ;t�•;.:•.• . .
<br /> �'�`" ��. �` � one or mor��`�e actions set forth above within 10 days of the giving of notice. �
<br /> ,,;;. ' S. H��or Property Insurance. Borrowcr shall kecp the improvement�now existins on c�reafter erected on the �� ' '
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<br /> . ."' Property insur�against loss by fire.hazards included within the term"extended coverage"anJ any other hazards.including ' = -
<br />- • • floods or ftasdsag,for whlch Lender requires insurance. 7f�is insuranco shall be maintained in the amounts and for the •�
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