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200406287 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />KIRK D SCHROEDER - Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Witness: <br />J'-'h6 cdz- <br />Seal) <br />BER SCHROEDER - Borrower <br />Witness: <br />(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT DOCMagict?ffaTMDO 800- 649-1362 <br />Form 3028 1 /01 Page 10 of 11 www.docmagic.com <br />N6028. dot.10. tem <br />