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200406269 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />- Borrower - v�`teven E Kosinski - Date - -� <br />nn In <br />/i <br />- Borrower - Tina M kbdihski - Date - <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />DOCUINE12 (Page 12 of 13 pages) <br />DOCUINEC.VTX 06/19/2002 <br />4' <br />Form 3028 1 /01 <br />I <br />