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r�_ . ;-_.: � - =>,�.:- .;,;�, . � . :1.,--- , - , -�.,:s��_ � ..., . � _ _— _ -- - _.:�- _. : .. _..-:,_=-.. : . -_-_ _ - .. , � � . , , � �- _ . � ' ' ` 94- (� �� zoada�tioo a aWqr t�kf�ot+�►P�oi tbe Pmp�erty.oc fa canvsy�ooe ia lieu of cal�aa�tioe.�iN�Ened�od . a1Wl be pid tp I.ender. . . 1n�e�rent oP a[aal t,kint d tbe Ptopetty.the pmceeds sh�ll be applied to the sums�secuced.by tftis Security Liswmmt.w�or rat tha►duq with any exceas p�id to Samwer. In the e�rau of�paNsl WGing of the PI'operty in which�ti�e fair mvlcet value of the Ptopetty inunaliatety befae the tatdng i�eqwl to ar goater th�a tbe amount o�the s�uns � aeroted by this Serurety Instrume�u inunediatety 6efae the t�lting.unkss Boaawer md Lender otlierwise agm in writing. .the su�tts secviced.by'tius Sec�urlty Iesttum�ent shatl6e roducal by the amount of d�e pmceeds muitipli�d by the fdbwing. fiaclipn: ta)the tatal amounE ot tbe�surt�s soca�a!itlimediately Defocr the uiting,d'ivided by tb)the fair maricet vaiue otdUe - ' Ptopetty iaane�tately 6efat tbe t�nB• Any balu�ce shalt be paid to 8arower. In the event of a pa�ti�!uJcing of tIx Prope�tjr in whicb the fiur muYet value of the Ptoperty immodiateiy_�efae tbe tatciag is!as tl�an tue amount of the sums stcu[al imniediuely beF�nt the qking.uokss Bortower atd�.eader atheeyvise ag`tec in writing or wkss applicabk!aw, dfie�wisa p�ovidrs.tbe pcoceeds s6alt 6e applkd to the sums secu�ed by this Saarity 6�suument whether or not the surns ue , . ' tha�tdue. � ff t6c Ptaperty is ab�ndoned by Bortowa,or if,after nouce by Lender ta Bonower tJ�t the ca�demnor offers to ee�e an awud or seale a claim for dunages.Ram�rer fuls to�spw�d tn Lender withL►30 days after the date the notice is given, Lrndar is authoriTrd to colkct and apply the proceeds.at its apion.either tn rtstoratian ar�epair of the Pt�operty ar w the svms secutod by this Security Iasmutknt,whetlier or not ti�en due. � . tlnless L�►der 9nd Bomower a�vise ag�ee in writing.any application oF pmcoeds w pm�cipal shall not extend or postpon�she due date of the mondilY payments zeftrted to in�aptu 1 and 2 or change tbe amount of such payments. , lI. Eoerower Not Reiea�M; For6anace By I.ender Na a Wiiva: Fatension of the time for payment or _ modificadon of amotti7ation of tLe sums saurtd by this 5ecnriry Instrumrnt grantod by Lender ta any successor in inte[est - - of Bormwer s6ali not uperace to nkaie tlr lialsility of the original Bormwer or Bamwer's suca.csas in inteRSt.Lender _!. � shall not be nquited to cammeace psoccedings a8ainst any successor io inten�st or nefuse to eatend dme far.paymei�t or- ��: oUkrwise mocLifY amo�tizaaon af tl�e stuas secone�by;his Socurity Instrumrnt by neason a€any ckmu�d made by the original ==_ Bar�wer or Bamwer's suca.s.sors in interest. Any foebearancc by I.ender in exrneising any rigfit or cemedy shalt not be a _ __ . vvairer of or p�ecli�de'the exercise of any right a�y. ' . =-� 12.Saceeasors aed Aa�es Bouud,Joint and Severnl Usbili�y;Co-�gnn�s Tha covenants and agr�ements of this �-:, Securitjr Insawnent shaU bind and benefit the successas and assigns+ef Lender and Borrower.subjoct to the pcovisions af �n �;y.. 1 ,BoTrowa's cuvenatus and agceements sl�alt 6e joiut a�several.My Borrower vrho co-signs tlus Security E.�s • ��. .�, . • /nsUnnmat but does not execute the Note: (a)is co-s3gning this Security I�trume�n only co mortgage,grant and convey that . " :Bomower�s interest in the Roperty ander the tertns of this Socurity InswmenG (bl is.not personal1Y obligated to pay the sums �; . �: aoatted b y this Securi ty[nsuvmen�and(c)ag�s th��der and any other Bvrrawer may agree to eatend,.modify.forbear ;�;. � '.or make aay axommodations with regard to the.tecros of this Security Instiument or the Note without that Boirower�s :;:s . . consen� � , : :";; 13 I.o�n C6acaes. If the loan secuted by fhis Security instrument is subject to a law which scu maaimum loan —�- charges,and that law is finally interpnted so that the intenest or od�er loan charges coUected or w be collected in oonnec4oa . _- • . ' �rriti►the loan exceod the pem�itted limits.then: (a)any s�;h loan charge shaU be:eu?ued by the amaunt necessary to reduce ?=-=_��- ' %tlie charge to tlx permitted limit;and(b)any sums atready callected fmm Borroaer.��ich execeded pem�itted limitc will be —._ nefuaded w Bomnwer. Lender may choose to make this i+efunil by redacQ►g the pcic�'r+�3�owed under the Note or by making a .. - s•��: dl�eCt p�tymenit w Borrower. If a refimd teducxs prirn�tpa�,the reductaan�1 be treatw3 as a P�P�Y�nt witlwut a�� .�� P�Y�ntcdsazge under the Note. '„ .. : � • 14 Notices. Any notice to Bortower provided for in this Secur�ty instrumexit sball be given by delivering it or by �' ,:�' maiting it by first ctass mail unless applicable law requires use of another method.7�e aotice sha116e directed to the Property .. Aadress or any other uddress Bomnwer designates by notice to L.ender. My notice to Lender shati 6e given by first class �, ma�w Lender�s adMess stated herein or any other addres.s l.ender designates by notice ta Borrower.Any notice provided for in this Security Instrument shall be deemed to have been given to Bormwer or i.ender when �.�en as provided in this ' _'r ParaB*aPh. � ' , ' • 15. �`overnins Law;Severability. 'I1ris Security fnstrument shall be govemec!by federal taw and the Iaw of the _ , ;i;rd§diction in which the Pmperty is located. In the event Ehat any provirion or clause of this Security insuume�!�s the Note � cpnd3icts wiih applicable law,such cnnflict shaU not affect other provisinns of this Security Instrument or the Nare uitich can - be givetr e�ett without tl�e conflicting provision. Tv tbis end the pmvisiuns of th�s Security Instrument and ihe Note are `. declared to Q�e stverable. �. �''` e ; ' �16. Bmrmi,sver's Copy. Borrower sha�il�given one conformed o�p;r of the Note and of this Security Instrument. • ; l7.'Itian�er o�tbe Property or a Seeeficisl Interest in Borro�cet: If ap or any pan of the Praperiy or any interest in ' � it is sold or transferred(or if a ben�ficial interesc in Bomawer is s�o1d or transferred and Barrower is not a natural person) .•-;;_:= without Lertder�prior written con.cent,Lender�ay.a4 iss option,require immediate pa,ymcnt in full of afl sums secured by - � � this Security Instrument. However,this option shatl not be caercised by Lender if exerc�se�s prohibited by federal law as of '• �:•. � the date of this Security Instrumen� � • '� � � lf Lender exencises this option,L.ender shall give Borrower notice of acceleradon. 17�e noticc shall provide a period of � ��Y not less than 30 days from thc date the notice is deliver�d�r maited within which Borrower must pay all sums sec�n:.�by tItis � �-• � Security Insuument. If Borrower fails to pay these suins prior to the expiration oi this period.Lender m��.�s:�oke ae�y `.�i; remedies itted b this Secarit instrument without fiuther notice or demand o:e��rower. ';t"-'' . P� Y Y �.,.ti.�:,; 18. Borrmrer's Ria6t to RelnsfatG If Borrower meet�s ceAa'ut conditiors, Borrower shall have tbe ri�€ic ta�ra�•z '.<, enfortemen�u�f this Securiry lnstrument discontinucd at any time prior�the earlier of: (a)S days(or such other period�s �.,'^'>� ' . S�„rie 6amily—Fauie M�e/fred/k Mac UNIi'ORM IySTRUMENT••Uni(am Coven�nts !NS /page 4 nf'6 pagesy � i t ��+ . �• � . . ��'.. ::... . l