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<br /> . 3 Nfsud or PsopartY issuraace tia�eo�ver sh�ll lceep thc impco�ren�ent�noM�e�stin�a�iieraioer ar`icad aa �
<br /> < i��tq inewbd�pingt tae:by Cre,l�edi�iacludbd within the tittn'ette+ede�wvewpz iuwd my a�har f�aard� . +�'
<br /> . ,". �irid�tlooda or lioadin�.•iw Mhich Lender requires i�This insuahcael�il6e maaaiifed I�rt t�siunana �
<br /> ` .� atd iot the petiods thst I,ender requiree.Tl�e it�noe'c�teiet provid�the it�ucaece�ti11 t�e c�Oree by Hortowde
<br /> � subject to l�ender's apprc��sl�hish shall not be�mre�eonsbly.xithheld.l!Boet�o�ra�fails to m�intaia oova�deecribed �
<br /> above,Lender iaay.at Lender's option.obtsin oovera�e t�pootect Lendet'a ri�hte ii�the Propeety in anoord�nce Mith
<br /> P�+Ph� � , ,
<br /> All insurar�ae pollcies and reneNats ahall be aaceptsble to t.eade�and ah�11 iticlude a standti+d morip�e cLwe.
<br /> Lander s1a11 f�ave the rig�ht to hald tha pnlicies attd rene�ls.If Lender aa�ui�a. Bor`roMer at�il Pro!�+P�Y i�ve w
<br /> � �.e�de,r att ca:4ipts at.�id gremiumsmd t�enewat noluas.In the event ot[ass;Barm�va af�i pve prnnptnotice to tDe
<br /> insairsnce curia and t.iendec.�t�eadec may make pcoot of[a�if aot made peomptlq by Borcoxer. � •
<br /> Unteas i.ender and$orr`ower otherarise agroe in wreting.insurance pro�ads s1W1 be applied to reatoeation or repair
<br /> , ot the Property dsmaged,if the testorsuon or t�epair is economically[dsibla md I�ender�s savrity►ia not taeened.Ii the
<br /> _ ,`rsaLoratianar npair is noi e+conornicslly feisiWa or Lender's aecurity wr�ld bc teeeened,We iaauanoe prviceede st�tt ix
<br /> applied to the sums s�cured by this Socurity Instsumert.wltether or not tfien due,�rith aay e�s ptid to Borro�rer.If
<br /> BorroWer ab�ndons the RropertY.or does not sna�ver wTithia 30 days a notive irnm l:ender tl�at the ineivana curia h�e
<br /> . oitued to settte a claim,,then I.ender.may colloet the insut�ttce prooat�.Gender may use the proae�e to t�pir oc
<br /> � restore tht Property or to pay sums s�cured by tlns Security Insttuntent,whether or aot t1�en due.The 30-dsy peeiad aill
<br />-- _ _ �GgtII N�EII�!C AOt10C IS$tVCA. ' .
<br /> - — Uniese Lender and Borrower otheraise agree in writing.�ny appiication of pracoeds to principal sha11 not artend or
<br /> �postpane the due date of the monthly payments reten ed to in paragcaphs 1 and 2 or chan�the amount of tha p�yments. �
<br />- If under patagraph 21 the Pivperty is uquired by Leader,Borrower's right to any itts�mnce policies and pcoceeds
<br /> - -- res�lting iiom damage to the Pcopertp pcior to the scquisition shail pas�s to Leader w th�ertent bf the sums aecured bq
<br /> thi$SecurityInstrumentimmediatelypriortotheacquisition. ' _�_—
<br /> 6.�Occupancy�Presesvalion,Maioteaance and Protection o�tha Property:Horrower's Losn Applicstion;
<br /> - - • I.esse6otds. Borroaer shatl occupy.establish.and use the Property as BorroMer's pnncipal residence�rithin airty dsys --
<br /> = — atur the exxntian oi this Security Is�strument aad sl�ll oantinue to vccupy tha Propetty as Borro�rer's peincipi �_ -
<br /> ` r�esidenoe fot at teast.one year after the date of accupancq,untess Lender otherovise tgras�n Mriting,ahich oo�settt shill =_
<br /> not be unr+easonably withheld,or anless extenuating circumstances esist which are beyond Borcowu's conttot.Borro�ver �__�_
<br />,� � .. s1�a11 not dastroy.damage,or impair the Propetty.aUow the Property to detetiorate,or commit wiste on the Ptoperty. , —• '-
<br /> :�:,_{. t� s Horrower shall be in default if any forfeiture action or proc�ding;ahethec civil or criminal,is begun tltat in i.ender's �_��
<br /> � �' �:?�� ' good faith judgment could result in forteiture of the Property or otherwise materially imp�ir the l�en eceated bq this -
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<br /> :.-�-=-��*-• . S o c uritp I n s t r u m e n t o r I.e n d e r s s e C U r i ty i n t e r e s t.B o r r n w e r m a y c u r e s u c h a d e f a u l t a n d r e i n s t a t e. a s p r ovided in �'�= �
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<br /> ;_._::.�:�..,;,.`�_• paragtaPh 18, by causing the action or proceeding to be dismissed with a ruling that, in Lender's good faith r��;;'�
<br /> �"''' ' ` �'"'� ••� daterna:*�ation,precludes for[eiture of the$orcoaer's mtetest in the Property or otlier mttctial impeirment of the Iien � :'.T-"
<br />. ��^c s--���" en;a.teJ 6y this Security lnstrument or Lender's secucity interest.Botrower ehall alsa be in default if Bornoaret,duting �
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<br /> �����-�'-�'�" the Toa�n application praccss, gave materially false or inaccurate information or statements to Lendet (o�failal to ,�.
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<br /> � �.- «�,�,�.`, prov,ide Lendec with any material informationy in cannection with the loan ovidenced by the Note.including,but not �
<br /> � ��'-��F � '-' limitec�to,repr�sentations conc,erning Borrower's accupancy of the Pmpetty as a pcincipal residenoe If this Sec�scity, �-�:`_=�;�t
<br /> = � �';�:s�;;;"':.-?� Inst�arment is un a leasehold,l3mnvner shall comply with a!i the ptovisiorLS oi thelease.tf Borrower acquires tee titte to � `�;,_
<br /> s s = r��r,;:;:,ti .s. . �
<br /> f � a��ir , ' the Property,the lc�sehold and the��title shall not m�rge vn[ess Lender agree,a to�e merger in ariting. ;:�`;..4
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<br /> .`� 7.Protection of Lender's�igi�ts n�aAae Propert3:If Borrower faiis tQ perForm the covenants aad agt�eements - �,
<br /> �'�':_'.:: . � �,; contained in this Secusity lnstrument.or t�s�is a lega)proceeding t�st may signi�cantly affect I:ender's rights in the ;. � ' '�. _�:
<br /> . Property (such as a proceeding in banlctiipuy. probate, for con�imnation or for[eiture or to enforce taws or . '�'-
<br /> ' � regulations).then Lender may do and pay for whatever is necessary to protect the value of the Pmperty and Lender's • ���.� �. . ��'�
<br /> ' �:�'�:�;. � n g h t s i n t h e P ro p e r t y. L e n d e r s a c t i o n s m a y i n c l u d e p a y i n g a n y s u m s s e c u r e d b y a l i e n w h i c h h a s p ri o r i t y o v e r t h i s �' .
<br /> ��,,,. ,:�.r:.''%i'' . •,� Seecltitp jnsttumeflt,appearing in court,paying reasonable attorneys'fees and entering on the Ptoperty to make repairs. � ': �':��.
<br /> 't,_��'- � Although Lender may take action under this paragraph 7.Lender dces not have to do so. • � `
<br /> � Any amounts disbursed by I.ender under this paragraph 7 shall become additional debt of Borrower secured by this • �'
<br /> ' ;;:':±��,,;.�,�''��: Security Instrument.Unl�13orrower and l..ender agree to othet terms of payment.these amounts shatl bear iatertst � F� ��` �'�, '� .
<br /> • �'^•��•�'''•`� ', irom the date of disbursement at the�iote rate and shall be payabte,cvith interest.upon notice from Lender t�Borcower ;-.-, " .•- ��
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<br /> : ;.;��:;�<4;xr,yw�,.�,"" �q�estinB PaYmcm. I ,.i'//'',;;d�. ,,
<br /> . ' ' $.Mortgage Insurance. If l,ender reyuired mortgage insurance as a condition of making the loan secured 6y ttus i , _;,,�;,
<br /> �°. . .•�.. Secusit B P 3 P �9 8 8a Y
<br />• ,ti.,,� .;,: �� �� y lnstrument, arro«�er shall a•the remiums r uired to maintain the mort a insurance in etiect.If,for an � � ;
<br /> - � rea,9on.the mortgage insuran�r coverage required by Lender lapses ar ceases to be in effect, Borrower shall pay tl�e ��` •. '-
<br /> .;;'i,'_� " premiums recJuired to abtai»caverage sabstantially eyuivalent to the mortgage insurance previously in etfect.at a cost ; ! ' _ � ' �
<br /> - ' '"��" �,.' substaatially equivalent tu che a,st t�� Rorcower of the mortgage insurancc previousiy in effect. trom an alurnate s � �''��`
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<br /> '���;':�",. ' •moiKgage insurer approvr.cl by Lender. If substantially equivalant mortgage insarance coverege is not available.,' ,.;,;��.
<br /> ,,<;,'`• '� $orrower shaU pay to l,ender eacl�munth a sum equal ta one-tcvelfthtrf the yearly mortgage insurence premium being'•. �.�,�. �-! ` ' �,
<br /> • r<.:E::•`.��. .,: paid by Botrosvec nhen thr insurance coti•erage lapsed ur ceased to br in rffect.Lender w�ll accept,use and retain these ' ;r-_.'�.:. : :..:.:::.•�
<br /> '`"�'�••.'��•;';'� payments as a �c�s.g r�servr in lieu of mortgagn insurance. Loss reserve payments may no longer ba required.. � � �. �f�.. :
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