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9' <br />dpi . <br />Min: 1000607 - 1000018314 -4 <br />200406201 <br />Loan Number: IA76461 <br />1 -4 FAMILY RIDER <br />(Assignment of Rents) <br />THIS 1 -4 FAMILY RIDER is made this 29th day of APRIL, 2004 <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or <br />Security Deed (the "Security Instrument ") of the same date given by the undersigned (the "Borrower ") to <br />secure Borrower's Note to MILLENNIA MORTGAGE CORPORATION, A <br />CALIFORNIA CORPORATION <br />(the "Lender ") of the same date and covering the Property described in the Security Instrument and located at: <br />3422 TRI STREET, GRAND ISLAND, NEBRASKA 68801 <br />[Property Address] <br />1 -4 FAMILY COVENANTS. In addition to the covenants and agreements made in the Security <br />Instrument, Borrower and Lender further covenant and agree as follows: <br />A. ADDITIONAL PROPERTY SUBJECT TO THE SECURITY <br />INSTRUMENT. In addition to the Property described in Security Instrument, the following <br />items now or hereafter attached to the Property to the extent they are fixtures are added to the <br />Property description, and shall also constitute the Property covered by the Security Instrument: <br />building materials, appliances and goods of every nature whatsoever now or hereafter located <br />in, on, or used, or intended to be used in connection with the Property, including, but not <br />limited to, those for the purposes of supplying or distributing heating, cooling, electricity, gas, <br />water, air and light, fire prevention and extinguishing apparatus, security and access control <br />apparatus, plumbing, bath tubs, water heaters, water closets, sinks, ranges, stoves, <br />refrigerators, dishwashers, disposals, washers, dryers, awnings, storm windows, storm doors, <br />screens, blinds, shades, curtains and curtain rods, attached mirrors, cabinets, paneling and <br />attached floor coverings, all of which, including replacements and additions thereto, shall be <br />deemed to be and remain a part of the Property covered by the Security Instrument. All of the <br />foregoing together with the Property described in the Security Instrument (or the leasehold <br />estate if the Security Instrument is on a leasehold) are referred to in this 1 -4 Family Rider and <br />the Security Instrument as the "Property. " <br />B. USE OF PROPERTY; COMPLIANCE WITH LAW. Borrower shall not seek, <br />agree to or make a change in the use of the Property or its zoning classification, unless Lender <br />has agreed in writing to the change. Borrower shall comply with all laws, ordinances, <br />regulations and requirements of any governmental body applicable to the Property. <br />C. SUBORDINATE LIENS. Except as permitted by federal law, Borrower shall not <br />allow any lien inferior to the Security Instrument to be perfected against the Property without <br />Lender's prior written permission. <br />Borrower Initials: <br />MULTISTATE 1 -4 FAMILY RIDER DocMagiceVkc <5 800- 649 -1362 <br />Fannie Mae /Freddie Mac UNIFORM INSTRUMENT www.docmagic.com <br />Form 3170 1/01 Page 1 of 3 <br />