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<br /> � � I.e�der,ia accb�d�uue wMh dic pcav'nioo�ot p�ap�8,is tiw af tbe p�yn�t d mo�tp�e b�o�a�oe p�+iao�. 7l�e� ,.
<br /> . i�ems�t ailled'Escia+v Ile�." Leadet mry.ft�ry wne.toIIa*�iad Loid�i��s ioo�st�ot b e�r�ped tMe m�isinrri ,
<br /> amo�ac s k�der for a fader�lly e�efa�ed qiat�e ian ma�y�zeqiuee fae Aanro�ar�s escrom a0000ne d�d�i�d�t iedetat Fe�! '; :
<br /> ' . F.�tr1e SettlemqK Pmcadures Act of 1974 a��mend�ed fram tane 10.t�me.12 U.S.0�2b0�etx�(`RF�PA").mtie�s iraod�er
<br /> � - •la�v tW[applidt to tbe�4nds sets a let�er amo�L If sa.I�endes mry.�taay timG.ooibct sod hoN�in�iq ad�oaot aot b �
<br /> eacaed Ibe ksser smom�. Laider m#j►eaim�le 8�aonont af Pl�nds dne oo tUe bw�tis of come�t d�pt�ed�eaande�
<br /> esdemles of��futane Fsa+�w teen�ar orherwi�in aocoid�rtee xJti►applicaWe law. � . . . . ` �.
<br /> . �. ' 'Ibe�shrll be beld 'm m iastitutiwl wfio�e deposits at�e�i�od t�a federai a�eacy,imtrumomWity,�er eodt�r. .
<br /> � � rmct�ias r.eaaer,d r.maec is such xi i�waa�).or ua.�r raaa�t Ha�ne Lotm sadr. r.eoae��h.0 spq,►�he Fa�a�a wr � •
<br /> me Etao�w rte�u. I.a�der may noc cb�ir$a aatmv,vac:�ur�old�ioa appty;ns me Amds.�onu�ily�aayzio�tba acro�v . .
<br /> : s000tmt�or verifyhig the Escrow Itenis,um�iess�dtx'IxYs Bon+baer wta�est on the Irimds md ppplicable�irv peimits _
<br /> � i,eoder'w m�ioe aach a charge. Howeye��eader may nqaiie Sarnwer to psty�aw-time ci�arge fa aa iudepeadent iad
<br /> .est�te t�uc repocting�ervice wed by.Ix�k�'ia ooaeecaoa widt tlus lain.uakss applic�bte law pmvidea otLe�vrae. UWe�a�a •
<br /> sgooement is raade a applieable Jaw requic�es interest to be paid.l.ender s6a1{not be�qwc+ed w pay Samwa any inte�est a �
<br /> euni�ngs ao the PYuids. Borrower,aad�:end�r aiay ag�x in wtiting,however.t6at intc�est shall be paid pa We Ainds. L�ender
<br /> , atalt give w Barower,witlw�t ci�arge,an anaual scxonnting of tde Fiu�ds.showing c�edits aad d�bits to tbo Fimdsc aad d�e:
<br /> • piupose fot which exh debit to tbe�nds.was nt8de. The Fi�ds are pledged as additio�l socuiily fot all soms se�d by
<br /> t6is Security Instriimen� � ; ,;,, : �
<br /> If the� hel�d by Lender exeeed tbe arnounts permitted w be Ixld lry applicabk I��,�.ender s1�11 accau�l iq,-`,
<br /> Bartower for the�eacess Fuads in acoot�i�anoe wi�it We nq�a�mrats.of applicabk law. If d�e amiitmt of tl�F�aods held 6g;.:,.�:
<br /> I.enckr at any tirne is not sut�'icieat w paY tLe.�scmqr.�tems when:dne,L.ender may so notify Boirbwer.in v�ciliEaB:aad.nr•;
<br /> saeb ease Barower shall pay to I.ender the.aa�otttit,atocxssary w make up the defieieney. Bocnawer.siialE.�o[�atca up thc
<br /> � de6ciency in ao mone tl�an twetve monthlY PaYmeats:az:#ender's sote cliscnNon. " : .�' :
<br /> �P�PaY�t in fuU of all sums seeured by this Security Insuument,Leadar stiaU pmnPdY tefuad#0 9a�rower any
<br /> Funds held by l.ender. If,under paragiaph 21.L,ender sha11 acqnire or sell the propetty,Lender;pcior to the xquisi6oa or ., �
<br /> • sak of the Pmperty,shaU apply any Funds held by l.ender at the 6me of acquisition or saie aq a credit against the sums
<br /> — --__ � settued by this Socurity InstrumenG
<br /> -- - 3. Applicattoa af P�ymenta Unless applicable law provides otherwisc. all payments received by Lender under
<br /> — ,:paragraphs 1 and 2 shall be applied:first�to any ptepayment charges dve under the Note;second,to att�ounts payable ander
<br /> — : �pacagcaph 2;third.to interest due;foun[t,w principal dae:and last,to any late charges due under tbe Note.
<br /> �� � ;` , 4. C6arges; Lkn4. Bomnwer sl�all pay aU taxes.assessmeats.charges.fiaes and Snposi6ons attribntable to the
<br /> ���, aFcope�y wlvch may attain priority over�Ius 5acuctty Insuument,and teasehold payments or groond reats,if any. B�rower'�
<br /> f'¢ -•= :':s1�a?3 pay Jaese obli ons.iu the manner avided in ara h 2,or if not d in that manner,Boaower shatl a them ari: •
<br /> .��; $a�i Pr P, �P P� P Y
<br /> i�me directly to�the person ov�led payment Bomnwer shall promptiy fumish to Lender all notices of amounts W be paid under
<br /> •��. .-�y'� this h If Horro�ver makes these a ems,dir,actl Borrower shall rom u fumish to l.ender receipts evidencin
<br /> ,. f P�S�P • P Ym Y• P P Y B
<br />—��xt��;j�;�¢ ,�.�: thepaymeats. �� ' �
<br /> �:::;:rtL:;.�� ,�'.;s;; Borrower shall prompiIy discharge any lien which has priority over this Secudty Inswmentunless Bortower.(a)agces
<br /> -�°�-�-���.v v`''� in writing to the payment of the obligation secured by thc lien in a manner acceptable to L.eAder,�bD contests in goad faith ihe
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<br /> -=-..,;1.t lienb '
<br /> _.,�.�,j,;�� y.or defen�s against enforcement of the lien in.legal ptoceedings which in the l.enders opinian operate t�prevent
<br /> --" �-j;.-�. , enforcemcmt of the lien,or(c�secures from tha ho2de:of the lien an agteement satisfactory to I.ender subordimating the lien
<br />���;`tt,s+�� to this Security lnstrument if Lender determines that any pazt of the Property is subject to a lien which may attain priority
<br /> �#t�"y'�A;r';'`' over this Security Instn�ment,Lendermay give$oROwer a notice identifying the lien. Borrowershall satisfy the lien or take
<br /> �"" ���'�t"•�` one or more of tM actions set fatth above within 10 da s of the vm of notice.
<br /> *?�': 1.;.;;., Y & S
<br /> �,zi�,.�„. . 5. Ha�rd or Property Iaguranee. Borrower shall lceep the improvements now eaisting or hereafter erected on thee
<br />— �'x:":i;;;'�.,... � : , Properiy insured against loss by fire,hazards included within the term"extended coverage"and any ather hazacds.including
<br /> �' "`•'�•'"-� floods or floodin fot which L.ender ulres insura�tce. This insurance shalt be mainWined in the amowtts and for the
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