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<br /> . NIl1liTM'IE CIfAl1AE�TANIf OIEI�EA1�'if�MAX�lMIIAlETiE/Olt�. �
<br /> ' IIO�NI�t MN�T MY. . , ' � , ._ • , .
<br /> . ,�DOI'�ItyN1AL OOVENAi�'i'3.1*�dditloR ta tLe noveMMs�d ye�eemeats mad�in tlie Se¢arkf�e+at+
<br /> . ���ad t.�e�der l�rtba`oove�at ad yrx a icWiws: , . ,
<br /> ° k.1NT�R�T U?L AND MON'l�.Y lAY�N'P AIANG�9 � ,
<br /> ' 71w Note prorlde�fa an ioi�l�erqt rate af4.7 50 l�i.'Ibe Nate Ra►Wa for chaa�int�eio�aat rate aod t�e . .
<br /> _ . moethi�r Psymew+.�s fdlo�rs: . • •
<br /> 1.II�1'I'�F�l'�A?E AND MONTHLY tAYMFaR CMNIGE S ' '
<br /> �'���� FEBiiUARY
<br /> TLeintaatrattlwIDWY�Y���ont�efiradsyof .I995.�,., ,aalonthttdsy
<br /> 'evay 12tv a�antL tliereafter.Eacb date oa which my intaeat rnte could cbanye is callec!a"C4ia�o�e Date." .
<br /> (d)Z're IMd- . .::`::�,:,. .
<br /> He�innioj Mith the firat Chan�c Dat�.?qY,interest rate wiU be b�sed on an�`nt�ar.Tbe"I6da�„is tBe wa1dY
<br /> sverye yidd on Uniud States TreasarY seciuttks adjusud to s coaitant maturiaY�±o�f:!Y�.as made sva9lable by .
<br /> the Pederal Reserve Boazd.'�a most raxnt Inde��ligure available as of the date 4�.�pys 6efon eacb Chanse Dau
<br /> is calkd the•'Curreqt Ind�ic:".'' �
<br /> __ If tLe Index is no longcsavailable,the Note Holder w�l choose a new inda��fiich is based upon comparttbk
<br /> information.The Note Holder vrn71 give me aatice of tfi�is choice. '�
<br />-- (�Cslc�htls�oi C�iafes Ty�p �
<br /> Befose eacb Change D�o,the Note Holder w�l calculate my new interest rau bry addiag
<br /> — — paaec,ta�c poims( 2•� hi)tu the Current Iadex.�a Nate Holder w�l then rouad
<br /> tl�e result of this addIUtoa xa�t6e��nearat onaeighth of one percentage point(0!'S�'s;;Subjeq to the limits stated
<br /> in Section 4(D)below,this'rauAded amo�nt will be my new interest rate until tnt ne#cs t�ange Date. _
<br /> ; The Note Holder v�7i sliet�determina the amount of the monthly Daymeai t?�at wo�fd be snffldent to reDay =
<br /> �`=t'' tAt unpaid princlpal that i�a expected to owe at the Change Date in full on tta.�aturity date at my new inttrest -
<br /> • • aatcia substantia]Iy equal pajments.The result of this catculadon will be the aeu�ainount of my monthly yayment.
<br /> .{
<br /> ;'' ��r: �(D)LLits o�i�terest Rste Cbse`w '
<br /> "�•''`' The intercst tate 1 am¢a�irod to pay at the first Change Date w�l not be�reatec rBan 6.7 50 qi or ksg than
<br />,_�� � -...;�;,i -
<br /> ''.'�/"``� 4.00 hi.Tharafce�.my interest rate will never be increased or decr�:d on any singte Change Date by ,
<br /> /�'!!'3...
<br /> �' more tban two Derantag�e po��2.O�le)fram the rate of interest 1 have been pay�^�`�the Dre�B�'etve moatht.My
<br /> �r� ; .
<br /> �- �•:���=. � � interest rate will never be gtea�:gr than 9.750 �Io.
<br /> � ��`��� • (E)Etfative Oate ot C��es ;
<br /> . .«�t ' �
<br /> �fr;:.•.� :,.� My new interest rate s�iil�6ewme effective on each Change Date. 1 w�1��y[he amount of my new monthly
<br /> *��:.;,, �.payaunt beglnning on thr�irst�monthty payment date affer the Changc Date�aniii the amount of my montWy pay-
<br /> � 4,Y�'� =
<br /> , .- , . mst»changa again. . �
<br /> "�'���� (I�lYt�fit�e.oi�Crta�
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<br /> �"'� • • The Note Hnlder will deliver or mafl to me a notice of any cHanges in my interest rate and 2he amoant of my
<br /> .'� '��
<br /> monthly payment before the effective date of any change.The notice will include information requlrecl by taw to
<br /> be�lven me and also the title and telephone number of a person wha,wiU answer any question 1 may havc regarding �
<br /> _.;,;=.�.. � the notice.
<br /> ' '�•�� �.TRANSFER OF THE PROPERTY OR A BENEFICIAL INTERFST 1N BORROWER
<br /> -- Uniform Coven�nt 17 of the Security lnstrumem is amended to rrad a4 foliows:
<br /> Tn�ter o!tUe Propeety or s Besetklal I�trrest is BoeroMer.lf all or any part ot the Propeny or any interest
<br /> • �:' in it is sold or uansferred(dr if a beneficial interest in Barrower is sold or trar�stened and Bonower is not a natural
<br /> �� — person)without Lender's piior written consent.Lender.may,at its aptian, require immediate payment in iu}l of
<br />_ - aI1 sums sec�red by th4s Security Insttument.However,this option shall nai be exercistd by Lender ii exercise is
<br /> _�=': � prohiblted by fedecal law as of the date of this Security Instrumenti Lender also shall not exerclse this opdon if:
<br /> ?��� (a)Bosrower causes to be submitted to Lender informatlon requira�'bS�LectCer to evaivate the intended traasferce
<br /> -- as if a new tou�were briag made to the transfera;and(b)Lender re�aaaxtY.determines that Lender's security
<br /> 'l.i- w1ll not be impaired by the iwa assumDdoa and that the risk of a breach of an��ca:enant or agrament in this Sccuri-
<br /> -__ --- - --_- - - tY lustnim�ai ls.acceptabte ta Let�d+er� :
<br /> '-_- � '� To the extcnt permitted by applicablt.iaw,Lender may charge a reasonabl�fee a9 a cbttdiHon to Lender`s can-
<br /> - aent to the loan assumption:Lender may also require the traa�feree to sign an asswnption ag�raraent that is accept-
<br /> `�' able to Leader and that obllgates the transferee to keep atl the promises and agreements made in the Note and in
<br /> -- tfib Security instrument.Borrowa vwill continue to be obligatod under the Note and tiris Security Instrument unless
<br /> _ � l.ender releues Borrower in wrldng. �
<br /> �nsr�t��r��►�woa�-niw sz—Sinpk Famity—Fi1nM MMIFH/w MMo tlNferm YM�MM se�ai��ans
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