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<br /> Instruma�t AU of die faegbi�is afetrrd toin ttis Secu�ity Inurw»ent as tlie"RopenY•� ' .
<br /> � BOR.ROVfIER COYEIVA[diQS ihat$ainnwer is lawfully.seised ot'ttx�state f�ec�ebY conveyed and 1�sF tbc rigDt to�grmt .
<br /> � a�W wnvey the P�+nper�aud tAu the Pmpeny ia una�cumbered,eaoept for encumbrances of rocord`Barrnwer warrants�nii
<br /> will defend ger�tIy the dUe[61k�ett��6�tst�il cl�ims anci demands,subjart co�ny e�cumbr.iadas iof rdcad
<br /> �. 1'HIS•SEClJRiCY INSTRUMENf eambints unifam covenaats fa natiooal r�se and no�uniform cava�uus with -
<br /> � limited vsriuions by jurisdiaioa to oo�utitute a unifam securicy insocwncnt crn►ecinS�i Prop�n3►• - �
<br /> _ �gM�VENpp1'S, �o�rower�adLendercovenant and agrte as foltows: '
<br /> � L Yalme�t d Priacipal aed Iaterest;PreMymeot�Late Chu�- Saruwer shall promPBY PaY wUea due tis� .
<br /> — princip�l of anil iate�est an the debt evidenced by[t�e Nae and an9 P�PaY�nt asd taue charges due w�der dee Nae.
<br /> 2. �lsdsfor'l�u��a1 Ia�nra�ce. Subjoct ta apptica6le law or m a writtrn waiver by I.ender.Bormwet sial!pay to
<br /> L�Set oa tlie day monihlY PaY�ents a�e due uader tl�e Note.until tl�e Naoe is paid in fuU:a sum("F�nds")for.(a)Y�Y
<br /> �tauces aaa assesaaents which may auain prioritY aver this Securitg Iasttument as a lien on the Prnperty:(b)yearly ieasehold
<br /> Pa� °�S��an t6e Ptopercy, if any; cci Y�r� °r ProP�Y ins't'a'�x premi��(� ��,,,.,._�._�_�, :;.;,:.
<br /> ms�auce pcemtmns.t�.�Y fe)Y�Y��8e ��-'f an,y;and(fl anY sums PdY �Y . �':. :
<br />_ I.endes,in accacdaq�,sai�cTzi��ovi5ions of ParagraFk 8>in feu:!�f.che�ia.qrrn�tt of t�wn8age insut�P�:'�?�;;.`�'>.:'�=.,:
<br /> "fIn ag aanoacn ctnt ta eaceed tEee m�miis�us�>,:' •:i,,:>;;
<br /> ic���ea^c�.���- . � ,�a!►m� .. Y��..�.,.,�s� ��e•c�s�.�E►`
<br /> � �:�:�'�fqi��' �.'+'��tYg�'��►������'� �r-�, �c`°un` � ,����er
<br /> ;.�:���+'�amearRuo�Ar�u���'i.'��sa�ci�ii�i.,"t����?�...L.=..<�G�2l5(J1,�.�-("REa �;,
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<br />-, -- — �•..;,:; '•Ta�as�t�plies ta dre Fands se��;i����;,� �;•���,�5�-''�'��.1���`� t data an le
<br /> , .��� : �aa6�namEai�tco
<br /> — .r.r. • <:• � 3..� :�.r� �p d iCaso:i8b
<br /> _ -==—�a,.s � - . ` e��ih�e'lessec amount. I�:.�ip,.�:._ :�';�;_
<br /> -- ----=-- estunates of expendit�res of fanae..l.,.y�.��,w'Items a�i�ise m aocordance with appiicabie taw. . ..
<br />� — 'llie Funds shall be held��znstitution whose deposiu aie insured by a federai agency.iruuumentality,a en6ty
<br /> (including i.ender.if Lender is such an institution)or in any Federal Hane Loaa Banlc. l.ender shall app[y the Furidc to pay
<br /> -- the Escrow Items. Lender may not charge Barower for dotding and'�ppiying tt�e Funds,annually anatyzin8 the escrow
<br /> accuunt,or verifying the Escrow Items, untess l.ender pays Borrower interest on the Funds and aPPlicabk law pem�its
<br />.�� — _ �� Lender to malce such a cl�arge. However.Lender may requin Borrowec to pay a one-ame cl�arge for an independent real _
<br /> estate tax aporting service used by Lender irt connection with this ioan.unless s►pplicabte law pmvides otherwise. Untess an —
<br /> " agrecment is made or appiicable law roquires interest to be paiA.Lender shatt no!bc required td pay Boaawer eny intcrest or —
<br /> �. � eamin�saR_IAe f'vnds: Barrowcr and L.ender may a�r+ee in w�iting.however.that interest shall be paid on thc Funds. L.ender _
<br /> w,.;i x�• shall g3Ye io Botrower.without chatge.an�nni�accounting of the Funds.showing credits and debits to the Funds and the --
<br /> ` `w'�= for which each debit.to ttie Funds war made. The Fundg are ptedged as addiGonal security for all sums secured by �
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<br /> this Security InsuumeAi::; .�, . .
<br /> - `` t�tN��t�s he"�i by•i:e�er'txo`de'd'the smaints permitted to be 6eld by applicable taw. Lender shall uccount to
<br /> •�.:.w, * ; • Bortower for the eacess Funds in accordance with the requirement�of appiicable law. If the amount of the FLnds hetd by
<br /> ''�'�-� Le�at any time u noc sufficient to pay the Escrow Items when due,Lender may so notify Boriawer in writing,and,in
<br /> �s _-•.;•_�
<br /> " ?+,:- the amount neces. to make u the deficienc Bomnwer shafl make up the
<br /> -�:�.- t suclr sas!�:.Ba�Q!!r�'�N�Ii:P�Y��4'F��der' �Y P y _
<br /> �-=="1��"" --�� deficiency in no morc than tweIve monihly payment�.a��:gpckr's sole discretion. �__
<br /> ��"�',�;`�,';'••`'-� • nt•' .ft�l of r.ed by.tT'�is�GCUiiry..{nsVumen�Lendec shali promptiy refuml to Boaower any
<br /> _.�iP4 ,� t�!. �: ��;� -�'� --_
<br /> �'=� Funds hel�b"y I.ender. li;urid6r paragraph 21,l.ender"shail acquire or sell the Property.Lender.prior to the acquisiuon or �_�
<br /> '+~ � . sale of the Property.shall apply any Funds held by Lender at,�e-tqne of acquisi6on or sale as a credit against the sums
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<br /> - ; �' ` secured by this Security Instrumen� ��+'�
<br /> ��' � � 3 Applieatbn of Puyments. UNess applicable law provides otherwise,all paymencs received by Lender under
<br /> ��''v"4�-.-'���.s'��;, paragraphs 1 and 2 shall be applied:first.to any�repayment charges due uader theAote:secood.ta amounts payabte under �:��='r
<br /> ''�.,,.'� �" „ q �e; �, an late char zs due under the Note.
<br /> ' ParaBraPh 2�tl�'s10�f1�43tS�[w3�"r'L4� �.� i�� �. Y � :"
<br /> �3�'' ' '�`�• � 4. Cbartes; Lkns. Borrower shall pa} a]! taxrs.assessments,chacges. fines a�d imposirions attributable to the �'s
<br /> : LI. {:'�_�.t�tl�� ' ,p Zf. �
<br /> �:*r�:"-•-��+`,?�'?!� • ;� piropetty whichmay attain priority over this Security lns ru*n�i.and te.asehold payments or ground rents.if any. Borrower r;;:�
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<br /> � :�- �- - shall pay these obligations in We manner provided in paragr�.yb 2.or if not paid in that ma�mer.Bonower shall pay them on r;,.'•.':
<br /> . '��`';-� time directiy to the person owed payment. Boaower shall p:arr�tly furnish to Lender a11 noqces of amounts to be paid uader :�'`,°,
<br /> � �'�.•:...�;I�•' � this paragraph. If Borrower makes these paymenu directiy.Sorrower shall promptly fumish to Lender receipts evidencing ' ••'�.
<br /> _ :4:��...� ..,�r� thepayments. ' � ...
<br /> '�}� � � �urrower shall promptly discharge any lien which has�rity over this Securiry Instrument unless Borrower:(a)agrees ,
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<br /> �•�;:�._,;,,;;�A,;; in wri�g to the payment of the obfigation secured by the[i°r��a manner acc�ptable to Lender,lb)contests in goal��*,�the �,".l.
<br /> '•i;�';': •':: �: lie��y.or defends against enforcemem of the lien in.legai�:oeeedings which in the Lender's opinion operate to prev��e _
<br /> ' =' ' eriffcsrcement of the lien:or(c)secures fmm the holder of the lien an agreement satisfactory to Lender scbordinatirg�he lien
<br /> .�_ -�. :. e
<br />- ''#'�'.' �• �:- to th�s Security lnstrument. If Lender determines that any part of the Roperty is subject to a lien wticfi uray auaire priority
<br /> r'�'�'' � �� over ah.is Securit inswment.Lendea may give Borrower a notice identifying the lien. Baaower sha1F sac2sfy the lien ar take
<br /> �x`` � ' one ar more of the actions set forth above within 10 days of the giving of notice. - � -
<br /> '��` ' , 5. Haaard or Property lasurance Borrower shaD keep the improvements now existing or hereafter erecseJS cci the ;
<br /> ` ��' � ; Roperry insured against toss by fire,hazards included within the term"extended coverage"and any other hazards.i:��r�ding ,
<br /> �=:�.t, flood's ar ttooding.for whicb Lender requims insurance. This insurance shall be maintained in the amounts and for the ,
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