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<br /> 'I�OE3BTH0t WicH dt tea�nprovemeats aarr a��e�lx e�c�ed�ao.sbe.p�bpasy.aod att.r�mrat�.appartea�noa,�+d :
<br /> : fudures oow ar 6erraAer s p�ct•of tl�e.p�opaty.�All t�eplaoemaMs �d tdditiaro sh�f! �Ito t�e oovarat bg fbis Saa�titx .
<br /> .` ,I�l llilkpt.All�tbC FO[l�0��iS t�EfE[fCd W UI t1Oi$CNl'j!y Ill�h'UmC�!s t110"PI�CAy� . ' .
<br /> ' BOdtROWER L�OVENANTS�h�t Boct�owet is lawhtlty�elsad of We eWare hereby comeyed�ed hr!6e t��ht,W Stant�id
<br /> oonvey the Prope�ty �nd.th�•the Pmpnty is unmcumbeiad.esoq�t fa�nnces of e�a�oni:Borrnwer xu�a�:and�1 �
<br /> . defard�Uy t6e titla w tln P�operty again�t�f!claimc ard d�ods.subject to any ax�,yrehances of[aeoM. � . '
<br /> - 'fHIS 5ECURFT1t IiVS't'RUMBI�I'combirks uniform cavea�at�for n�tiontl we aad aun-uoiform Wve�unts witb tieiited ' •.
<br /> � vuiatioas�jurisdicxion w oonstit�te�uniPomn soc•,uricy i�tnnoent covcring rat ptnper[�. .
<br /> UNIFORM COYENANTS.Borrower aad Lendrr caven�nt aad agra�Pollorvs: ' �
<br /> l. P�ymept o[Priacipl aed Iate�+est; As�n�t aod L�tr Crar�s. Botrawer shail P��Y pY when dae�e
<br />-- P��P�of�nd intereu on tise debt evida�eed by tAe Nae a�anY P�Y�t aad lu�e charges due ander tbe Nate.�
<br /> 2.F'�au�)s iee Tanes tad I�nnoa SWrject m applicable hw or to a written waiver by I.erxfer,Bormwer sh�l1 p�y w
<br /> - t.aWcr on the day montLlY P�Y�ts ane due under thc Nou,antil tbe Note is paid ia fu!!.a sum('Funda')for.(sy yeuly qxa
<br /> . amd assessments which may atqin griority over this 5avrity Insaument as a lien on tha Pc+opetty;@)yeacly teasetwld payarents
<br /> -- - --=ar gmnnd:�s on tt�PtvQcctg,if af�vtr(�;'YearLy 8azatrt or praperty ins�uancc gcaaiums;.(d)yraair tt�i�raooe pnemiutns.
<br /> -_ - ifaay:�e�r��tl�'mact�age inw.��xreaaiums.if aay;aad(�anY sumc PayabPe&�''$a�xc�rer oa E•�c6ea;,ia sosanMaiu�oe�vith
<br /> tbe;gcix�n�aa�,i�o€paragr�p[t�.it�P�est ee�tC�e payment vf�rtga�iawrauoe pKecaiva�."H'�ese icems aue�f�."�erow ILems.'
<br /> I.en�s'c��,;�c a�r �me.aollect�ao�1?�Id Funds in au amoum¢c�ot to exceat the�a�oant a leoder.for a foderally
<br /> _- :�:'' tiela�ted�iiottgage loan map myuire for Borrowei•'s escTav�aaa�tmder the fedetal Real E�Seaiement Ftooeduns AcE of
<br />-_ `;.1974 as amended itom tim�w tiiae, 12 U.S.0 Sec4� 260Il ea�e,q ("RBSPA").paless antatliet iave that appfirs to the Fnnds
<br />'��'� ,';.'"-� "sets a lesser amwnt.tf so, Lender may.at an}aa�rc>aotIect a�hvtd Fwrds irt an aenouaR i�co e�seal thc lesser amou�E.
<br />'-,- : Leadar may estimate the amount of F�s c�e a�t?�e�s Q�wsseut data snd rtasouable esiimates of e.tpend�iwYes of fntune
<br />.=��i '� •..:Escraw Items or othetwise ia acconiau�e v�ith i�e Iaw.� . .� �
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<br /> :_<i�: i ��-�.. . The Funds sbai[:�eiield in an insatutivac a�i�`�deposits a�+e insurad.�jv.a faleral ageacy,. tt�tia�ity. or edtity
<br />'='�; i . `';tiaeluding Lender,if[�rc�r is sucfi an instituaea};:s:�a�'�3�Fedeial Home I;c�t�nic.i.ender siwll appT��-i:'Funds to pay tt�e
<br /> F � i I?SCCOw I:ems:[�endec may not charg�$omnwer�a���'1���agplying tZce��s,atumally anatyzing trs�,�s.mw acoouat,or
<br /> ` vaifyia����sceow Itetn4,utltess�n,r�.�i pays.�arc¢wc��snr�.��e:Fu;c�:�d applicable law pemut�•,�nder to maice_sach
<br /> � ���`,.� . a chacgiY.-€��-e.wer:lxacler may reavi�Bozrawer(A pay a��t�'��'*�-.sn independent real estace`a�i rtporting servl�e
<br /> `-'��`� ..¢�'.-` , �ued �y:�m�r in oaoa�xtion with�s l�2ce., �.�applip'a��,���.i3�'atherwi.se. Untess ast.�ent is made or
<br /> -' � �' ' -��:� ap�'�rlf��sr'requires�interest to t�pa:�t,����a[L not'be n;�s�,ta�pa�,���:inwer any Luerest�°�i,?gs on tl�e Funds. ,''
<br /> ' � >'z 8�ir�►tiy�ti:�sti�+l Lender may agree in c� '�%r�;►�t�k�.:tliat inieny?:s�C�er�:�.�'w�the Ft��rtdes'���ive w Bomnwer.
<br />_ ��:_ �� ;� v�dv�ui:i�iut�e, an annual accouati:nZ�+�G+��Fa.*r,c�i,""showing;ass���rn� ��r'w z��e�a�fis���'�e�arpose for wlueh each
<br /> �;;y.� ,t��:�', ddsit ou+ial��unds wag made.The F'am3ts z�;:�rf��,�as addi6ar�s�s;ty fe:a.�s���s�se�iuE�'t5y�s�s 5eaetity Insttutnent.
<br /> -;�:;: ;_,_�; .- :�,: If t�ie Funds held by l.cnder eacee�tLi�•��pemtitted to be held by a�:ca'�te Zav�,IIi�der s�aCG a�ocount to Borrower
<br /> -'� 1�.:::. -. _. . for the eacess Funds in accordance with tfie reqau�zents of applicable law,if'sC�e amount of the Fuads ir�d by Lender at any ,, �. ..
<br /> • , ; time is not sufficient to pay the Escrow Items when due.Lender may so notify Barrower in writing.and,in such c�s�Hortuwer ' .
<br /> " . :' ; shall pay to Lender the amount necessary to make up the deficiency. Barrower shall make up the defccieney in nu mvto than
<br /> • . twetve monthiy payments,at l.ender's sole discretion.
<br /> : Upon payment in full af all sums secured by this Security Instrument. l.ender shall promptly refund to Borrower any
<br /> . ' . � ._ ... . Funds held by l.ender.lf,under paragraph 2t,Lender shall acquire or sell the Praperty,Lender,prior to the acquisition or sale
<br /> ' ' • , of tf�e Property.shall apply any Funds hetd 6y Lender at the time of acquisition or sale as a credit against the sums secnred by
<br />- this Securiry instrument.
<br /> � � . 3.Applkation ot Paymrnts.Untess applicable law provides othenvise.all payments received by l.ender under puagr�phs
<br /> , • ,. 1 and 2 shall be applied: first,ta any prepayment charges due under the Nate;seamci.to amounts payable under par�giaph 2:
<br /> — �� � � - . --�� -� third.to interest due:fourth,to principal due:and:I't3ai:to any late chatges due under the Nate.
<br /> . '.. ..__., 4.Chargcs:Liens.&+rrower Sha11 pay a[1.�:���,aqcessments,charges_fin��s and tmpositions attributablo to thc Property ,
<br /> .. �� .._ which may attain priarity aver this Security (n..�iv.rnent, and leasehold payrtKnrs or ground rents, if any. Borrawer shall pay ,
<br /> • these abligations in the manner pracid��d in par�raph 2,or if not paid in that manner.Borrower shall pay them on timc�directly
<br /> • -,• , , to the person owed payment. Borro�4��li�1i nrompEly fumish ta Lendcr al l noti�ts aF amavnts to be paid urMer this parag�aph.,
<br /> � , - .�•� lf Borrower makea these paymcnts dittul'y.;�&��siv�'shalt pmmptly fumish ta fi�cxr�er repeipl.i evidCncing the payments.
<br />"� ' .- . ... '� '� Borrower shall promptfy dischsrL=�asry liet�ni��ch hati prinrity over this Sr,�:urity lnstrut!tent untess$ofi�t�wer:(a)agrees in
<br /> ";;�.`� ! . ' ' writing to the payment af the abli��ti•ti'n secured 6y thc lien in a manncr acceptable tn Le���:fb�caniests in good faith the IiCn
<br /> • . . hy. or defends against enforcemerrt��f thc lien in, legal pracccdings which in tho l.ert�"si"i'qpiniqr�'iiperate to prevent the
<br />� . enforcement of the lien;or(c)secures from the holder of the lien an agreement Satisf�Ctnry te►l.encler xubardinating the lien to
<br /> this$ecuri instrument. If l.cnder determines t�ar':in art of the Pm ri is suh ect m n lien ti4hielr�'ma attain riori over
<br />; ,�; ' • �Y , Y P' I� Y 1 Y' P t3' �
<br />`_� � this Security instnime��, l.erxlcr may givc Botm�atr;u�.noticc idemifying the lis�ue.Borrowcr shall su65fy�the lien or take ot�e or .
<br /> _ • x��+_;� :�� • more of the aetions set fonh above within 10 days oti rlie giving nf noticc. ' _ , . ,
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