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. -� ' _ ' _ 'i�.`.-- <br /> _ �� .•' '.._. ' .1-� =- --- t.. , �..� r _ . . ---. _ :. . -- . -`..... ,` _ �— --- — � .- - .. <br /> _ � . _ ..i . _ _ __ __ _ <br /> i� <br /> ._.. . . " ' "'.. ' ' <br />.. , a .� , t . . .. ' • •��� - �. <br /> <. 4�(�T�q1t�H ait tse;m�evranaaa�oa►aE lreee�a axled aa tie�ageny,�od au araaa�.sppute�rooe�.f�d .. - . <br /> 6siiRS.sow or b�na�Aer s p�rt of tl�.p�o�aty. Aft � aid.addi�oo� daU d�o b� c+c�rerod'by tYi� S�o�it�r <br /> � � 1oru�p�+ot.Afl of d�e,�oie�uia�is zd�r[ed b in dds Saa�y Lrronm�eat a�ti�e'Pmper�." ' � .. � . ' , <br /> ° HO�I�OWER QOVENAN'!'S tdt BonoMSr is la�r[uDy�s�f the at�elkrtby ooRVey�asd i�dIe si�t w paK<ad . <br /> ` oon�ey ihe Propa�ry rld'ttacWe Prope�ty is m�a�mbaed,a�oept�os�mwmbt�oces of reooe�d.Horrow��varraots aod ti�ril! <br /> . : defi�d�erally_the tieie w We P�a�pee�y sgai�t alt claims and de+nmds,aublact to a�►Y�bs�o�of iecad. ' , <br /> THIS SECURITY 1N51RU1NBNT oombiaes unifam onva�nts for mtiotbit nse�nd noo-umfam covam�ts�ti li�titad <br /> vsri�tior�a bY�►risdiaion to ooastitute���miform sa�rity imtrumeot oava'ing ca1 pR+upenY• � . ` '. <br /> Uf�TIFURI►�C�VENAN'CS.Ho�iawa�od i.eader covannt and agt�x as folioBrs:� . <br /> ' 1.Ay�t at Pti�eipd�a�d L�teie�Ytepa�t a�d I.ttc CWe�.'Bortowar sb�ll p�ainp89 P�9���� : <br /> �pri�i�qt of aod interrst d!tba ddx evidrnc�d by tLe Note aod mY P�PaY���d��te�uda'the 1Vote. ` <br /> - , 2.�'iuWs tor Timd►aad tae�a�oe.5abject to�pptica6le law or w a wriutn waiYer Dy Lencki.Born�wer s�ti�U p�y to � <br /> � � I.eader aa die dsy moo�19 P�Y�s ue due uadet tbe Nate,umtil the Note is p�id ia fiill.�sam("Funds')for:(y Yprly Wus <br /> aal assess+nn�.c wl�ich may attain prioriry over this Saurity Iashument a�s lien ort the Prapeity;(b)ydrlY kssebotd p�l'e� <br /> or�rouM t�arcs on the Pmpeity,if a�r;(c)Yarly ha�md or p�upaty�p�ua�;(d)Yar[y llood ir�oo praniumo. <br /> if any:(a)Y�Y�8���P��if eny;u�(f�mY s�ans Pa�Yable 6y Borruwa w L.eadex,ia acoor�no�wid► <br /> tbe pravision4 of�aragtaph S,in tku of the payment of moitgage insuraaoc p�emiums.l'hese itaas aze cailed"Fserow Iteea�s.' <br /> Ltnda mny,at any w�.callect a�hold�w�ds en an acnount not to exceod the mauiennm amoont a I�nder foc s�feder�lly <br /> , nelated moitga�e laen may re�ce for Barrower's escrow a000unt nnder the fedetal Real Est�e Settlement P�ocadures Act of � <br /> , . 1974 as amerdod frpm tiax t0�ime,I2 U.S.G Saxion 260t u seq.("RESPA"),antess another law tbu applia tb the�Ftwds <br /> sets a lesser�moarA.If so, L�,eder maY,at any time.ooAoct a�d 6nld Fnnds in�ad�ounc not W'exoeed the ks�r amoont. . <br /> � ,'Le�dcr.m�sy.esdmate fbe am�ount of Funds due on t6e b9sis of cnment data and:�b1e estimates of expe�lita�of fawre � <br /> Escrow Item�or athavvise in zccocdaoce widt�piicable law. !:::�.:.::;•.:...:� .'�.: � � <br /> ,:. ... . , � <br /> T6e Funds sf�all 6e b�in an instipition whose deposits ace imsdiad�b7�°`�a�'�eraj eSencY, inst�umenta[ity.or eatit� <br /> _ . (including L.ender.if Y.eadcr is�aCh an in'stitution)or in any Foderal Hai�;'�:oan�ank.Lender shaU apply tbe Funds to pxy tht <br /> Escrow Items.i.eF�der may not charge Bor�+uwer for hold�ng aad apQlyam�4�e.F.unds,annuaUy anaiyziag il�e escrow accuun�or <br /> verifyiag'the E�aw Items,uniess LeMer pays Bormwer interest on the?Fynds and agplicable law permits l.tnder to malce such <br /> , a cbaTge.Howe`e�E.endet may require Bonower to pay a one-time c6arge for an ipdependpnt n�al estatc tax reporting service <br /> ased by I:eTder in ccin�� with this toan. uniess appltcable law provides otherwise. Unless ah agcee�is made or <br />� . applicable law rec�µires i�ce�to be paid.I.endec shall not 6e required ta pay Borrower any interest or eaminss��Rthe Fw�ds. <br /> Burrower and.�aci�e�zaa�.�„�cee in-writing.however.that interest shaif:�+e paid on the Fands.I.eader shall gisv�Borrower, <br /> without charge,.��.a�?�?'aiicounting.of the Funds. shawing cretliu:�+�debits to the Fw�ds aqd�tlie pntpose for wriich exh � <br /> dSbit to the��vvas.i�:�he Functs are pledgal as additlonal securic,v�or all swns secured by this Saurity Its�rifcnt. <br /> `• If the Fudds;t�eld 6}?F;ender exceed the artaunis.permitted to be hetd by applir��e law.I.ender shall acco���a�ocrawer . <br /> for ti�e excess Funds in�dance with the requirements of a�plicable law. lf the ainount of the Funds held bSr II;e�der at any <br /> time is not suf�ic�ent to pay the Escrow items when dne,I.ender may so?wtify Borrower in writing.and,in such Ca�e Borrower • <br /> shall pay to Leader the amoum necessary to malce up the deficiency.Batrower shall make up the a�e,ficiency in no more il�are <br /> cwelve montAly payments.at Leader s sole discretion. � ' , - <br /> Opon payment in fuU of ail sums secured by tfiis 58curity•instrument..Lender shall promptly refund to�orrower any ° <br /> Fands beld by LerMer.If,under paragraph 21.Lender shatl acquire or sell the Property.l.ender,prior to the acquis3tian or sale = <br /> of the PropeRy.shall appty any Funds hetd by l.ender at the time of acquisition or sale as a credit against the sums secured by <br /> this Security Instrument. �; <br /> 3.Applicadon ot Poymrnts.Unless applicable law provides otherwise.a11 payments received by Lender under paragraphs �' <br /> 1 and 2 shall be applied:first,to any prepayment charges due under the Nofe:second.to amounts payable under paragraph 2; — <br /> .. third.to interest due:founh,to principal due;ar�d tast,ta any late charg�due under the Note. =� <br /> 4.CAarges; Liens.Bosrower shall pay a11 taxes,assessments,charges,fines and impasitions attributable ro the Property ' <br /> wtuch may auain priority over this Security Instrument. and tcasehold payments or graund rents, if any. Borrower shall pay ° <br /> ' these obligatians in the manner provided in paragrapfi 2.or if not paid in that manner,Borrower sh�ll pay them on time directly -_ <br /> : to the persan o�td payment.Borrower shall promptly fumish to Lender all natices of amounts to be paid under this paragraph. _ <br /> If Ba>mawer mafic.es these payments directly.Borrowcr shall promptly furnish to Len�es+i;ceipts evidencing the payments. <br /> Horraa�e�s3ia11 promptly discharge arry lien which fias priarity over this Security Instrument unless Bonower:(a)agrees in -_ <br /> writing to the pro�Jmeat of the obligatiaa secured by the lien in a manner acceptable ta Lender;(b)contests in goad faith the Iien _ <br /> by. ot defenda z�ainst enforcement of thc lien in. legal proceedings which in the Lender's opinion operate to prevent the , "= <br /> enforCetnent af Ihe lien;or(c)secures from the halder of thc lien an agiezment satisfactory to l.ender su6ordinating the liert to `' __ <br /> � this Security Instrument. lf l.ender determines that any part of the Property is subject to a lien which may attain priority over w <br /> ' this Socurity Instrument,ixnder may give Borrower a notice identifying the lien.Borrower shall satisfy the lien or take one or ?: <br /> ' more of the actions sei fonh a4ove within 10 days of the giving of notice. , � <br /> ' . fonn 30ZS BI�D <br /> � ` vayescf6 '. ��` • • <br /> � , , <br />