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. . .. . <. _ __ <br /> , � <br /> . . .. . - <br /> � ..�..- <br />::�. --- - _ ... ___ �_�—_.._ .._ --- - - - - - - -= _ -- <br /> _ _ __ � <br /> . . _..------- -�-- �s �. . ' ._ <br /> , . � , `. ; < . . - . . �, . , <br /> . ,`TO�iEi�tER iYt['H-alt die ieprc�eseao�aoin-ae lieKtlles erened ae tbe pt�o�tety.aea-al! , . t�s, ` ' � <br /> rd IUtn�es�+o�r a 6ere�[1ar a prt of t6e.popeYty. Ail�omenls aad addiuoos iiatl�be coreied by ' S�ark� �_ <br /> . . . Lwona�ait. Ail af iYe fa�e�is�eteeied w ii Ws Sec�tX ie�ameat u tAa�'P��opetty." ', • � - <br /> BOhROWFR CaV@IAN'�tlnt 8dce�cw�er is 4wlWly uned of tl�e esvte dereby catrered�d bas d�e ri�ht�o�et , <br /> ; .�ad cartvey the Roperty and d�x tfie Ptopeety is�on�cuiebeted.exapt'tdr eneumbc�nces ot e�eoo�d Harawa warr�ets�nd � . <br /> ' NiU detead fenerapy tfie titl�w tNe PnopeEty ap�ins[aII ct�ims and den�ds.sab;�ect to.a�ty�acuomDances otrecotd. � � <br /> � 'ti�tS SECfIRt'CY INS'REl�tF caeebiaa naifacm cnven�nts for aatiQnfil ise aed nonau�ifam covetums +�ith • < <br /> limieed�a�aes by j�uisdictio�to const+ture a onifocnt sec�ity ias�aent coverina tral p[apesty. , ' ' <br /> UNIRiR.�COVEM/RN'!'S. Bamw+er aad Leader wven�t md a�as fdtawsc ` <br /> l. laiaet d PricipY a�d I�he/R�rs�at a�d Laee Ci�es Barnwer sh�ll P'�p�Y WY�hrri due ihe <br /> priu�cipat of and in�erest at the debt ev�denced by ihe Nooe and Mj►V�'�WY�����due ueder the Note. � . <br /> • 2. Fwds tar'l�ses s�d It�a�ta Subject to applicabk t�w or m a wrimn waiver 6y I:ender.Bortower s�il pay w <br /> ' Lender art drc daY�Y P�Y��re due�od�th�Note.uuW tbe Nae is paid in fuU.a awn t'Funds'[ar:ta�Y�Y <br /> tues�ud asstssmeats wdkh may�tnin ptiodty over this Securiry Tnsaumeoc as a lim on t6e Ptopeity:tb)Y�ur1}kasel�old _ <br /> paymenis or gsotmd �s on tbe Ptnperty. if any: (c)yearly baz�M or prape�ty iawr�nce p�emiwns: (� yenly floai <br /> i�cr PRmitaas. if suty;(e)YexiY matgaae insur,mce pKmiwns.if anY;and(�anY�P�►Y�OY Horcowa w <br /> • l.aider.in accotdaoee with dx pmvis�aas of pa�gtaph 8.in lieu of tl�e payment of mo�tgage iewtance promiuirts. 't7ies�e <br /> ioan�aoe called"Esetow Items." I�endec may.�t aay time.colkcc and Iwld Funds in aa amowu twt w exceed tl�e tri�ximum � <br /> amamt a knder far a feiderally retued matgage laan may req�iire for Bamwer's ac�ow�ccamt nndet ctie feder�t ital <br /> . Estue Seateme�u A�acedunes A�cc of 1974 u an�ended from U�ne to time.12 U.S.0�2601�rseq:('RFSPA").unless�noUKr <br /> 1aw tivt apptks w t6e Funds sets a ksset amout�, If so.Lender may.u ony tiwoe.collect and hold F�ds ia an amount not,to <br /> . eaceod the lesser�oun� Lendet m�ry euim�te d�e�rt�aunt of iitnds due an the b�su of cument daW arud c+easombk . <br /> ' �of expenmtures af futone Escmw Items or otherwise ip�econdan�e vrith appli�a6k taw. . <br /> � Tbe Frond:shW be held in�t�aoa whose dtposiu are insutod by a.federat agency.insttumentality.ar entity <br /> (inctuding Lender:if I.eader is such an in�imtion}or in atny Federal Home Loan B�ai� L,ender sh�ll appiy the Far�ds m pay <br /> tbe Escnow Items.L,ender may not charge$oROwer fa holding and applyiag the�nds.�y analyzu►g the esctow <br /> � a000im�uc��►ng-the Esaaw Items.unk'ss Lrnder pays Ba�mwac iaterest on td�r ftiuds�ad,applicabk taw permits , <br /> LesWer w mai:e suc6 a cliargG.�iowever.I.ender may requite Bocrower w pay a oae-sime charae for an independent�1 <br /> esqte tu ceporting servvice used.by Lender in co�u�ectioa witb tlds toan.�mTess applica6le law pmvides o[tierwis�. Unkss an — <br /> � ,� agnanent is m�de ar applicab[�iaw ea�uices ina�esc to be paid.Lender shall not 6e nquind w pty Bamwer any�or <br /> , eamings an the t'vnds. Baro�aad Lender may agree iu wridng.howevei.thu inte[est sl�all be p�id on die Fwtds. Lender — <br /> ' shaU give to Bomnaer,withoac charge,an annual aecounting of the Funds.showing cmfits aad debiu to the Funds u�d the '. — <br /> • pnrpose for whicfi eact►de6it tar'ae Funds was mada The Firnds are pledged as addiaonal securiry for all sums secu�ed bq � <br /> this Scc�uity Instn�me�rt. • • � • - <br /> 1f tUe F�nads held.by E�r excad the amounu pemutted to be hetd by appGcable taw.Lender shall account ta =— <br /> Borrower for d�e excess Funds in accordance with the nequitements of appUcable taw. If tbe�t of the Funds I�eld by <br /> Lenckr at any tmae ig na sufficient to pay ►c,Le Escrow Iums when di�,Cender map so�tify Borrower in writing.and,in � <br /> ' such case Bomooc�r shaU pay to Lender dr��ount necessary to�.�.�lp the defic"iency. Bortower shall make up the _ <br /> deficiency iri no mo�than twtl�e;noas9tY�s�cients.:��r's sole discietion. `°_ <br /> � tTpon payment in full of��smns'scec=c��i by tiii�Se�urity Insaument,Lender sTa�l�pmmpdy refund w Borrower any !��`.- <br /> Funds held by Lendtr. If.'un�iac.para�grapi�'�1;Lendet's;�s:1 acquire or sel!the Pt��cr�.T.ender,prior to the xquisidon or - - <br /> sale oY the•Propecty,shall appty any risr.€s�etd by Lender at the time of apquist�a or sale as a credit against the sums <br /> securod by this,Security Instrumen� - <br /> 3. Applicstion of P�ya�ents. Unless applicable law provides otherarise.aII payments nceived by Lender under • <br /> parag�aphs 1 and 2 shall be apptled first.to any prepayment charges due under the Notz:seeond.ro amou�u payable under - <br /> p�ragraQh Z:tturd,to uuec+est d�e:fourth.to principal due:and las�to any tate charges dae under 16e Note. <br /> 4.. Charges;Lieas. B�rrower shall pay all taxes, assessments.charges.fines and imposidons amdbutable to the � <br /> Pcoperty which may attain priority over�fris Security Insaumen�and Iezsehold paymenu or gronnd nnts.if any. Borrower <br /> ahaU pay these ab�ons in the m�mer�.-�`�ed in P�8*�P6 2.or i��+:t�aid in that manner.Botrower shall pay them on . ' ::-,` <br /> time Eirectly to��ecson owed paymeat �a:rower shall prempdy Suai�to Lender all nodces of aznounts to be paid under � � � <br /> �$P�S�Ph. if 8ormwec ru��.s these payments direcxt�;,:E,em��:er.s�ll pmmptly fumish to Lender receip�s evidencing 1•��� <br /> � the PaYments. ,. <br /> Borrower shall promptIy�:scfiarge any lien which�...��ioriry o�er�is Securiry Instrument uNess Bomnwer.(a)agRes <br /> in writing to the payment of the obligaGon secured by the lien in a marar,e�acceptable to Lender,(b)cantests in good faith the <br /> ; tien by.or defends against enforcement of�e lien in.legal proceedings which in the Lender's apinian operate to prevent the • <br /> _ enfot�ement of the lien:or(c)secures from tGe hotder of the lien�agreement satisfactory m Lend�r subordina�ng the lien <br /> . to this Securiry Instrument If Lender determines that any part of the Property is subject co a lien wtucb may attairs prioriry �, �`� <br /> � over this Security Instrumen�L.ender may give Bortower a notice identifying the tien. Borrowet shall satisfy the lien or take <br /> one or more of the xdons sei forth above within 10 days of the giving of notice. p .. : <br /> ' 3. Hustr�!�Property Insuraoce. Borrower shall keep thc improvements now existing or horeafter erccted on the <br /> msnred ainst loss b fae,hazani�i�cluded within the teim"ettended covera e'and an other hazards.includIn � '�'Y <br /> �P�nY� � Y 8 ' Y S j <br /> floods or floQdir:;,for which Lender�es{i�i.r�insurance. This in.ncr,�:.shall be maintained in the amounts and for the � <br /> ' • ' ' , i <br /> . r�.�ss � rv�a�2o�a��es� • <br /> , �.�. ,. <br /> , ,. F- <br /> • , . <br /> � <br /> -!}�: <br /> _ — . ._. . -- _----=_:r.a:r..L-,a: � . 3," �3:.,,.+ <br /> _= s�,�.:,-"_;1':--- - . . - ' -_ •t _ ' - �:t. <br /> .—.-_ �.e•a _.:�tw.d i�r�.'; A� ' :�, t -� 'h - ' ..� .. .' ��''. <br /> /. 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