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<br /> .     	,`TO�iEi�tER iYt['H-alt die ieprc�eseao�aoin-ae lieKtlles erened ae tbe pt�o�tety.aea-al!  ,       .   	t�s,	` ' �
<br />   	rd IUtn�es�+o�r a 6ere�[1ar a prt of t6e.popeYty. Ail�omenls aad addiuoos iiatl�be coreied by  ' S�ark�       �_
<br /> .   . .    Lwona�ait. Ail af iYe fa�e�is�eteeied w ii Ws Sec�tX ie�ameat u tAa�'P��opetty."       	',       •   	�	-
<br />		BOhROWFR CaV@IAN'�tlnt 8dce�cw�er is 4wlWly uned of tl�e esvte dereby catrered�d bas d�e ri�ht�o�et   ,
<br />    ;     .�ad cartvey the Roperty and d�x tfie Ptopeety is�on�cuiebeted.exapt'tdr eneumbc�nces ot e�eoo�d Harawa warr�ets�nd      �    .
<br />	'  NiU detead fenerapy tfie titl�w tNe PnopeEty ap�ins[aII ct�ims and den�ds.sab;�ect to.a�ty�acuomDances otrecotd.      �   �
<br />	�       'ti�tS SECfIRt'CY INS'REl�tF caeebiaa naifacm cnven�nts for aatiQnfil ise aed nonau�ifam covetums +�ith    •       <
<br />   	limieed�a�aes by j�uisdictio�to const+ture a onifocnt sec�ity ias�aent coverina tral p[apesty. 		,   '		'
<br />		UNIRiR.�COVEM/RN'!'S. Bamw+er aad Leader wven�t md a�as fdtawsc 					`
<br />		l.  laiaet d PricipY a�d I�he/R�rs�at a�d Laee Ci�es Barnwer sh�ll P'�p�Y WY�hrri due ihe
<br />   	priu�cipat of and in�erest at the debt ev�denced by ihe Nooe and Mj►V�'�WY�����due ueder the Note.	� .
<br />      • 	2.  Fwds tar'l�ses s�d It�a�ta Subject to applicabk t�w or m a wrimn waiver 6y I:ender.Bortower s�il pay w
<br />      '    Lender art drc daY�Y P�Y��re due�od�th�Note.uuW tbe Nae is paid in fuU.a awn t'Funds'[ar:ta�Y�Y
<br />   	tues�ud asstssmeats wdkh may�tnin ptiodty over this Securiry Tnsaumeoc as a lim on t6e Ptopeity:tb)Y�ur1}kasel�old       _
<br />   	paymenis or gsotmd �s on tbe Ptnperty. if any: (c)yearly baz�M or prape�ty iawr�nce p�emiwns: (� yenly floai
<br />   	i�cr PRmitaas. if suty;(e)YexiY matgaae insur,mce pKmiwns.if anY;and(�anY�P�►Y�OY Horcowa w
<br />  •	l.aider.in accotdaoee with dx pmvis�aas of pa�gtaph 8.in lieu of tl�e payment of mo�tgage iewtance promiuirts. 't7ies�e
<br />   	ioan�aoe called"Esetow Items." I�endec may.�t aay time.colkcc and Iwld Funds in aa amowu twt w exceed tl�e tri�ximum     �
<br />   	amamt a knder far a feiderally retued matgage laan may req�iire for Bamwer's ac�ow�ccamt nndet ctie feder�t ital
<br />    .      Estue Seateme�u A�acedunes A�cc of 1974 u an�ended from U�ne to time.12 U.S.0�2601�rseq:('RFSPA").unless�noUKr
<br />   	1aw tivt apptks w t6e Funds sets a ksset amout�, If so.Lender may.u ony tiwoe.collect and hold F�ds ia an amount not,to
<br />   .       eaceod the lesser�oun�  Lendet m�ry euim�te d�e�rt�aunt of iitnds due an the b�su of cument daW arud c+easombk      .
<br />       '   �of expenmtures af futone Escmw Items or otherwise ip�econdan�e vrith appli�a6k taw.       .
<br />  �     	Tbe Frond:shW be held in�t�aoa whose dtposiu are insutod by a.federat agency.insttumentality.ar entity
<br />   	(inctuding Lender:if I.eader is such an in�imtion}or in atny Federal Home Loan B�ai� L,ender sh�ll appiy the Far�ds m pay
<br />   	tbe Escnow Items.L,ender may not charge$oROwer fa holding and applyiag the�nds.�y analyzu►g the esctow
<br />	�  a000im�uc��►ng-the Esaaw Items.unk'ss Lrnder pays Ba�mwac iaterest on td�r ftiuds�ad,applicabk taw permits  	,
<br />   	LesWer w mai:e suc6 a cliargG.�iowever.I.ender may requite Bocrower w pay a oae-sime charae for an independent�1
<br />   	esqte tu ceporting servvice used.by Lender in co�u�ectioa witb tlds toan.�mTess applica6le law pmvides o[tierwis�. Unkss an     	—
<br /> �      ,�  agnanent is m�de ar applicab[�iaw ea�uices ina�esc to be paid.Lender shall not 6e nquind w pty Bamwer any�or
<br /> ,  	eamings an the t'vnds. Baro�aad Lender may agree iu wridng.howevei.thu inte[est sl�all be p�id on die Fwtds. Lender     	—
<br />    '      shaU give to Bomnaer,withoac charge,an annual aecounting of the Funds.showing cmfits aad debiu to the Funds u�d the '.  	—
<br /> • 	pnrpose for whicfi eact►de6it tar'ae Funds was mada The Firnds are pledged as addiaonal securiry for all sums secu�ed bq     	�
<br />   	this Scc�uity Instn�me�rt.       • • �       		•   									-
<br />		1f tUe F�nads held.by E�r excad the amounu pemutted to be hetd by appGcable taw.Lender shall account ta     	=—
<br />   	Borrower for d�e excess Funds in accordance with the nequitements of appUcable taw. If tbe�t of the Funds I�eld by
<br />   	Lenckr at any tmae ig na sufficient to pay ►c,Le Escrow Iums when di�,Cender map so�tify Borrower in writing.and,in     	�
<br />  ' 	such case Bomooc�r shaU pay to Lender dr��ount necessary to�.�.�lp the defic"iency. Bortower shall make up the     	_
<br />   	deficiency iri no mo�than twtl�e;noas9tY�s�cients.:��r's sole discietion.							`°_
<br /> �       	tTpon payment in full of��smns'scec=c��i by tiii�Se�urity Insaument,Lender sTa�l�pmmpdy refund w Borrower any     	!��`.-
<br />   	Funds held by Lendtr. If.'un�iac.para�grapi�'�1;Lendet's;�s:1 acquire or sel!the Pt��cr�.T.ender,prior to the xquisidon or       	- -
<br />   	sale oY the•Propecty,shall appty any risr.€s�etd by Lender at the time of apquist�a or sale as a credit against the sums
<br />   	securod by this,Security Instrumen�													-
<br />		3.  Applicstion of P�ya�ents.  Unless applicable law provides otherarise.aII payments nceived by Lender under 		•
<br />   	parag�aphs 1 and 2 shall be apptled first.to any prepayment charges due under the Notz:seeond.ro amou�u payable under       	-
<br />   	p�ragraQh Z:tturd,to uuec+est d�e:fourth.to principal due:and las�to any tate charges dae under 16e Note.
<br />		4.. Charges;Lieas.  B�rrower shall pay all taxes, assessments.charges.fines and imposidons amdbutable to the     	�
<br />   	Pcoperty which may attain priority over�fris Security Insaumen�and Iezsehold paymenu or gronnd nnts.if any. Borrower
<br />   	ahaU pay these ab�ons in the m�mer�.-�`�ed in P�8*�P6 2.or i��+:t�aid in that manner.Botrower shall pay them on  .   	' ::-,`
<br />   	time Eirectly to��ecson owed paymeat �a:rower shall prempdy Suai�to Lender all nodces of aznounts to be paid under     	� � �
<br />   	�$P�S�Ph. if 8ormwec ru��.s these payments direcxt�;,:E,em��:er.s�ll pmmptly fumish to Lender receip�s evidencing     	1•���
<br />   �       the PaYments.       					,.
<br />		Borrower shall promptIy�:scfiarge any lien which�...��ioriry o�er�is Securiry Instrument uNess Bomnwer.(a)agRes
<br />   	in writing to the payment of the obligaGon secured by the lien in a marar,e�acceptable to Lender,(b)cantests in good faith the
<br />  ;	tien by.or defends against enforcement of�e lien in.legal proceedings which in the Lender's apinian operate to prevent the 		•
<br />  _ 	enfot�ement of the lien:or(c)secures from tGe hotder of the lien�agreement satisfactory m Lend�r subordina�ng the lien
<br /> . 	to this Securiry Instrument If Lender determines that any part of the Property is subject co a lien wtucb may attairs prioriry     	�, �`�
<br />      �     over this Security Instrumen�L.ender may give Bortower a notice identifying the tien. Borrowet shall satisfy the lien or take
<br />   	one or more of the xdons sei forth above within 10 days of the giving of notice. 							p .. :
<br />  '     	3.  Hustr�!�Property Insuraoce. Borrower shall keep thc improvements now existing or horeafter erccted on the
<br />    		msnred  ainst loss b fae,hazani�i�cluded within the teim"ettended covera e'and an other hazards.includIn      	� '�'Y
<br />   	�P�nY�       �  	Y      						8 '       Y       		S     	j
<br />   	floods or floQdir:;,for which Lender�es{i�i.r�insurance. This in.ncr,�:.shall be maintained in the amounts and for the     	�
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