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— � .... _. _ .. . . - - _ %�' :,:��: • • - - - . . . .. _ . . - : - - -- • .-. � . . . -_� �� - : . . '. �9'��'f��-: ��t+avv'75 �- � ' � ` .,. t .4 .t� . . . ' . ' wn�1�1��'11bM,Ct�Cf�1'ECt!'t�OQ�C�y1s��dipllE�i.�IMIWldO�Lr� `'lI1�,��1!!!�!f!�Z[Of 111C p[OAQt�. �'fE�Ol�p�S iOd i�l�f�l�a1S0 5C tANllEd�lh�S�y '-'�1�. �CElll!'t011�Omj IS 1Cf�1Q ID�li��CAI�51bC�I+O�El1y� . ��:�., �. HoRRbwF�t CO�VENANiS�t Bat�.rer is lawfallr s�ed of tBe es�c baeby cronveyed aod l�s t�e right to�at ` .�� and ca►vey tl�e Propaty�nd ti�t tbe Prbpe�y is nnats�m�e�cq�t fa�of raead- Bamowa�►atrants and � �11 dtfa+d�eaa�aily tbe titk to tl�se Plopecty a�alt claims md danu�.s.wbjxtto�ay enc�otiococd.. . `, 'fi{IS SEClJR11Y WS7'RU11+1F1►Tf�ombma tmifaar`oovee�nts fa ntdan�l ute tnd tan-mifonn oo�vs�nts witb - _ lurdted v�riauoes by�it�la►to ao�tittae a unifo�se4vrit�t ios�umeat coverie=re�1 po�fettY• _ UNIPDRIK QOYE[+IA1�I'S.Baaowa and Iraider oover�nt aod a�ee ai followi:. � L 'ltiJ�ra�t�t PriKtrl aM Iilere�FreM7l�e�t ar�l I.sle CM�e�e�. Bonower sh�il panP�Y P�}��ha�due tHe . p�ncipd af aud ia�ae�t an tbe debt evidaiced by tl�e Nae�nd'�nY A�PrY��fes dua under the Na�e. . ' _. I�1MM�t�'I��t a�Lwra■oe.�Subject to�ppiicaDb!aw or W a writtm aaiver by Lender.l�arrcww 3�hti1 py W �.a�det on the daY�Y W�s ste due unde�.�e Nae.u�i1 tlfe Nate is p�id�t�tl.�snm 1"�ds")ta:ta)yarfy . .. - wca�nd�s�esanaKS wbkh'm�y�a�iepriaricy over Ni�SecuritY.Tnsuumarc�s a lien af ti�e Pioperty:(b)Y�Y� p ar pound raMi an•�he Pbo�erty. it any: (c) Y+�Y ��a�Y imur�nce premium� td)Y�Y liood inu�t prlemfums. if�ny:(e)Y�Y�f�i�p�iums,if aay: tad tA am• sums P�Y+ble bY Bot[ower w Lender.in ao¢ardrMCe wGh d�e pro+tisia�s af puap�ph 8.io Uw ot the psyma�c of martp�e ia�urance pmniums. These _ itenu�fa c�lkd"Esc�o�►!Ika�s." Leoder mry.u my tim�colka�d hold Fut�ds in w smau�u not ta exceed the maximurtt � .amauM s leader far a feda�ilY cel�ted niw�tgage!mn miy nquire for Barnwert�escro�acraimt uMer tbe fede�al Real Estate Setdetr�ent R�a��edures Act�af 1974 as amer�ded fmm eime to time.l2 U.S.C.�2601 et stq:t"RFSPA").ualess anotha law th1�e applies w the Fwids tets�t ksiec amouat If so.I,.eoder may.u any tiAte,collat aod hold Fuc�ds in�n uaamt nat w exceed tbe ksser�moun.� I.ender may esriauue the amo�nt d Fands due aa tbe basis of current d�ta�nd nasonabk eatimata af espeadituccs of fucu�e Esc�aw Icrnu or al�wisG in accord�nce with applicabla law. � 'tlie Funds sh�it be hetd in an�nuiwtioo wlase depasits�ne inwnd by a feQetal`sgencY. �4 or mtity . (inciuding l.a�der.if l.a�der is wch m institution)ot in my TYde�al Home Loaa B�nY. Lender sh�ll apply the Fuads m P;Y the Escrow Ia�ns. L.eMer may nat cl�uge Bormwa for holding and applyiag tbe Funds.uiaually pnalyzing thc esrrow aocoun� or ve�ifying the Esemw ltems. uNess Lender pays Bortower intasst on tAe Funds md applicabie ts�w pemtits I.,ender co make such a charge. However.I.ender may reguire Barower to pay a ooe-ame ci�rge far an ic�dependent sral , tstau t�c reporting service used by Lender in connection with this toan.unless appUcable la�s provides aherwise. Ualess an ag:oemen[is mode"or appliablr law rrquiia inienest to be paid.I.euda shaU not be roquired to pay Barowa any intesest or wnings on the Fvnds. Bomower and L.endec may agioe in writing.however.thu intenest shall be paid oa the Funds. Lender shaU give to Horrower,withuut chatge.an wnustl�ccounting of the Funds.showing ccodits and debiu to tUe Funds and the `� putpose for which eacb debit co the Funds aas made. 7'6e Funds are pledged as additional security for aIl sums secured by this Securiry Inswment. If the Funds hald by Lender excoed the amounts pcnniued ta be hetd by applicable law,La�der shall accaunt to Bo�rower for the excess Fands in acca�rdance a^ith the requirements of applicable law. If the amoant of the Funds�eld by Lender at any time is not sufficient to pay the Escrow Items when due.Lender may so notify Bouewer in writing.and,in such cas�e Borrowu st�ll pay to Laider the amount necessary to make up the deficienc�. Bomvwer sLatl malce up the deficiea�cy in no more th�n twelve monthly pat�m�ts.at I.ender's sole discruion. ` �.: " _ Upon payma3t in full of aU sut�s secur�.�y this Security Insnvment,Lender shall pramptlS cefcmd,to Borrower any . Fvnds held by Lender. If.under paragraph 2t:Lender shaU acquire or sell the Fmperty.Lender.pria�to tbe acquisition or _ sale of the prapaty, shaU apply any Funds I�Sd by Lender at the ame of acquisiuon or sale as a credit against We swns - �eciued by this Secu�ity Inswmen� . 3. AQpticatian o�Payments. Untess�pplicable law provides othenvise.a11 payments rec�� 6y Lender under . . paragntphs 1 and 2 shal]be applied:first,t¢a�;prepayment charges due under the Note:second.ta a-��unu payable under = '. ps�ragrapH 2:thir4 to interest due:fourth.w�cipal due:and las�to any late charges due under thc;�ote: - 4. Cbarges; Liens. Borrower s'ia?I pa� all taxes.assessmenu, charges.fines and impos�uons aun'butable to the . Property which may attain prianty a�ver this Security tnswment.and leasehold payments or ground rer�ts,if any. Borrower _ shall pay these obligauons in ti�W anann:s�rGti�adtd in puagraph 2.or if not paid in that manner.Bonower shall pay them on ' . ame dinectly to the person owecl pa,�n�t. �S�wer sfiall promptly fumish to Lendcr a�t notices of arn�unts to be paid under • • .•this paragra�►h If Borrower r�xk;s these pav�me�ss directly,Bolmwer stiall prampUy fumish to L.ende'a receipts evidencing , the payments. Borrower shall promptly dischazge any tien which has griority over this Security Inmumem unless Soirower:(a)agrees - . in writing[o the paymem of the obligatlon secared by the lirrs in a manna accepwble to Lendtr:(b)contests in good faith the - lien by.or defera�s against enforcement of th:�ien in,legal proceedings which in the Lender's opinior�operate to prevent the � � .. enfoncement of the lien;or(c)secures from the holder of the lien an ageement satisfactor}•to Lendea subordinating the lien = ' to this Security Instrumen� If Lender detear�ines thaf any pan of the Property is subject to a lirn w�ch may attain Driorlty - . over this Security lnstrumen�Lender may giY�e Borrower a notice identifying the lien. BortoWer slha..'��atisfy the lien or talce ' one or morc of the actions set forth above within 10 days of the giving of aotice. � � S. Hatird or Property lnsuranee. Horrower sha11 keep the improvements now existing oa henafter erected on the ' Property insured against toss by fire.haz�rds�:ludr,d within the term"extended coverage"and ar:�ca�lur hazards,�ncluding ' floods or flooding.for which Lenda rea-��i;es"insurance. This inswance shall be maintained ir�;.�amounu and for the ' . ' For�311t !1!a IAode1o16PvE�+I - , � � . � — -- � _ a,� � T�� _ _ _ � �,.�-�.T T .-_� %5 - ,{ � ;,, - -�- .r�i.�ri.' _?�a.<_ _:t'�•.' �:�yx;..=•":'S�` . . . — —2tt+(itY.7�'�1��__ �3 $: ,�Er.��•R �TN.� � ..:-Q.�asac. - -- _�:��s�nN+� ^,:.5 r��.-- �R. . p-Y�^ — -r..--.--'•�_ . -=—v�f_�.�_r`. .- ' .. , • . - -. . .- a.•._ . .�.J. �:�_.. ... r . .. . - � - .