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<br /> . � ��(3Efi�R WITfI all ttw irnpe+ave:neata ao�► as bee+attei e.roctad on the prape�ty. and a11 asemeat�
<br /> - <�pp�aoes.and�istux+es aow or 6r�+afters p�r!�t tlr�pc+operty.All eeplaaments�nd additio�etult aleu ba oo�►e+rod �
<br /> bf tlus Sa.vrity Iwstruma►t.All o[the fa+esoit�ia teiert+ed ta in thia 5acority Instruatent�s ttie"PmP�'�Y•� +�
<br /> BORROWBR COVEN�NTS tbat Burm�rer is taxtWly eaeed oi the s�te heeeby aoaveyed and h�yt eha ri�t w, � �
<br /> . p�ant�nd oonvey the Propetty and thst the�noparty ie w�et►cumberad.e:cept for encumbrmcee or record.Borrower _�
<br /> �warsanta and�iU.detead,etktally tAe title to the Property a�ira�t�il ct�itns u�d demuds.aubjec2 to any eacu�ribtarioae
<br /> � otrecurd. . � . _ , .
<br /> � `TH15 SBCURITY INSTRUMENT oombinea naiform oovenaa�for�ational u�e snd nonvniform wvensnts with
<br /> - limited vsri�tions by' sdictioh u�eonstituu a uniform aecutity instromenuoverin�ral property. .
<br /> — - `tJi�`IFORM C(}�NANTS.BorraMa and Len�kt oovenvtt and a�ret as follux� . � ;� ----- ---
<br /> � 1.Paymeat ot Priactp�l�ad Iatecest:Pe�p�yment and I.�te C6srtea:Bocro.rer sbaU promP�Y P�F�'�d�
<br /> - the prtncipal ot and interest an the debs evidenad by the Note aad snY Pr'C[�sYment�nd t�te ehar�es due undet the Note.
<br /> � .Z.Funds fot Ta:es and Iasenaa.Subjece w applicabte law or to a written wsiver by I,ender,Borrawer sh�ll = -
<br /> �a}►�to I.encke on the day monthly p�Ymeats ua due under tt�e Nota.uatil the Nou is p�i@�n full.a sum(�Ftmds'}for. . _---
<br /> _ (a)Yartyr tsua sad am�smenta�rhich may attaia prioritq over this Secutity Is�umastas a lien on th�PraperEy:(b) _----
<br /> yarly le�sehold payments or�round renta on tl�e Pmperty,if anY;�c}yearly t�svrd or pwperty insutance prem�ums =_.----
<br /> - (d)Yarly flood ins�uanoa ptemiums.if my;Ia}Yartp most�a�e insuranoe pe�mioms.if sny;and(f)sny sums paysble �.~�
<br /> - by Harrower to T.esder.'in a000rdancc�vith th�provisioas of pengraph 8,ia tiw o[tAe payment of mortg�ga insutanx -- --
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<br />-=_= premiuma These items are alled"Eacraw Items.'!�may.st any tir►ie�oollocE and hotd Funds in an smount not �-'''�.--__.
<br /> *�E� Y�4� i: �r�
<br /> to exoad the muimum amonnt a tender tor a fcdenlly related mo toan ma re for Borrowe�s e�.�s�ow f:st
<br /> aa:ount uader the federal Rea!Fstste Setttement Proceduses Act of 1974 as ameaded irom time to time. 12 LF.S.C. . -:;';-' .°
<br />"` Section 2601 et�q. ("RESPA"),nales4 another law thst applies to the Funds sets a le�er amoun�It so.Lender may, :�;=� _
<br />- --- at sny time,oollect aad hotd Funds in aa amount nat w ezceed the lesser antount Lesider may estimau the araount ot �•:`J'"�=='
<br />°` Fuads due on the b�s of current data aad reasonabl�estimsuso!eipenditures of futuro Fscrnw Iumsor otherwise in �`'��� ���_ _
<br /> axord�nce with appliwbte laR. . �� -
<br />_ � The Funds shsll b�iield in aa institution whose deposits ue iasurod by s federal agency,iastrumentality.or entity `�`-
<br />" — (sncluding Lender,if Lender is such an iastitutioa}or in any Federal Home Losn Banlc.Lender shali applq the Funds to - : _
<br /> psy the F�crow Itzma I.endeF inay not charg�BorroNer for holding and applyiag the Funds►annually anatyzing the .--==_'�=�
<br /> - escmw aixount,or verifying the F�erow Items,unlesa Latder Borrower interest on the Funds a.�::s3 a icable law �`'�'�
<br /> Pa3's pp1� �;.. �.- ; .__
<br /> "°� permits Lender to make such a charge. However; Lender msy roquire Bornower to pag a one-ti�fta charge for an,
<br /> ",:;���( �� independent real estate taY iyeporting servstx used by Lettder iit conne�chon with this loan,urtles9 applicable Iaw provides �`"
<br /> 1 � otherwise.Unlesa sn a ent�s made or applicsble law rectuires interest to be paid,Leeider shali�not be required to t �.�~. ,y:: I
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<br /> � �,'�,"�, psy Botrowet aay in tea�t omr earnin�on the Funds.Bartower and Lender may agr�ee in�zeting,Aowever,that�ntetest �r• -
<br /> �t�n'����;� shall.be paid on the Funds.Lender shalt give to Borrower,,without charge,an annual accocinting of the Funds,showing , .
<br /> '�''`�"�; �` credits and debits w the Funds and the purpose for which each debit to the Funds svas m�.The Funds are pledged as . �
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<br /> �: �-°-''� uWitia�sl security for all sums sxuro�bg tbis Socurity Instrumen� - : �:
<br /> � =��' If the Funds held by Lender e$�aad the amounts permitr,�d to be held by applicab."�gaw.Lender shall acco�c Eo
<br /> �. :;�. .,� � �
<br /> �^-� � � Bornoxer for the excesa Funds in accordan,ce a ith the roquisentents of applicable law,g€:tihe amount of the Funds,#�eld •�
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<br /> �. � _ �_�--.:�� by Lender at sny time is not sufficieat to paF�e Eacrow Items when due.{.ender may So m�tify$�v�wer in writing. _ _
<br /> '�'?'�•'�: �:' and,in such case Horcower shall pay to Leader�:e amoum necessary to make up the deticiency.�cs�►wer shall make
<br /> ' -' '�����`��'� ``� up the deCciency in no more than twelve manttiTp payments,at Lender's sole'.�c�scretion. ' -� •''�
<br /> ' `.iS'.Y.:.. � . ��:�j;.t.
<br /> .�,!�,��; _ _ Upon psyment in tuil of a11 sums secured by this 3ecutity Instrument.Lender shalt promptly refund to Borrower �
<br /> �:�„': any Funds hetd by I.ender. Ii, under paragraph 21, Lender shall'acquire or sell the Property. Lender,�prior tu the l : ''' ,°
<br /> ..���:.: . .;`�,, ; aoquisition or sate of the Property,shall apply any Funds held by Lender at the time of acquisition or sale as a csedit ' � ..�� ` . .
<br /> ,.�;:•.. :
<br /> ,� agai n s t t he sums secu r e d by t his S e c u r i t y I n s c r u m e n t. ;�;>.r,:��.. 1
<br /> - ,�:�.;._.:.-,�;r,.y. ,,;li.,,. .. �
<br /> .�' �;�'�,�;�., r� 3.A liqtion of Ps ments.Unles4 a licable law rovides otherwise.ail yments received b Lender under � ���r '
<br /> � � . PP� Y PP� P Pe, Y ,r:,.` "� -.
<br /> y�' ra hs 1 and 2 shall be a tied:ffrst,to any prepayment charges due under tAe hmte;second,to amounts p�yable i�''� �'�.:
<br /> , �,� ?b�,-S(,'.1. ili?}..i�'^• � 8�P PP ,
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<br /> w�n,���:��'',;'+�;'�:' � under paragraph 2:third,to interestd;ie:fourth.to principal due;and last,to any late cha�g�s due under the Note. ' �•;� • � :
<br />- ,�.��_`"��,� •:,:.��:.::. • � <.Chsr=es; Lieas. Bonower sI.a11 pay al�taxes.asse�ments.charges.�nes and impositions attributable r�ti�� s. �, : :i;�'_,
<br />. ,'',�,��� '' :.�` " Pro which may attain prioritp o�er this Securi Instrument.and leasehold ments or � "� p1 , :--�'-� '':-"'t;'
<br /> - �. ��,Y.•�',.'�;--..� .:� � � PaY 8re.k,-�d rents,�,..G� , ,r,.�.,;......
<br /> ���i,., ... ,. ' Borrower shall pay t3tese obligations in the ma:�r:er provided in patagtaph 2 or if not paid in tftzt�.a.'.�ner.Borrower �:�,;�;;, . ;.,�...
<br /> �'��'`s" `� � shall them oa tir.�e directl to t�he n o��ed ment.Borroaer sAa11 rom tl furnish to[.ender all notices of �"'''''�
<br /> .�, `T� { �•t:r�' P�Y Y P�� PaY P P Y :,.,�, :�.`',,s;
<br /> `''�' ''``'". � amounts to be paid ur:des this pasagsaph.If Borrower makes these payments directl�,&snower shall promptly furnish �'i' '�'��';�
<br /> ' �.�,.,�.���; ,t;,:� �. ;.
<br /> � .,� �k,•s;c . a , ' , :",'� rj,.,:.
<br /> <.�:��;��;.�.. ; w Lender seceipts evidenring tDe p�yments.� Tr . ;;,,•,�::
<br /> �i $orrower shall prnmptly discharge any lien which has psiority over this Securi�L.�rument tsnless 8orcoaer:(a) .
<br /> �}�,',. � �
<br /> ,{;,�.:;. �• agreea in writing to tl�e payment of the obligati�n secured by the lien in a manner aocer,rtable to Lender;(b)contests in ___.. _;:
<br /> good taith the lten by,or defends apinst enfoscement of the lien in,legal proceedings'which in the Lender's opinion ��
<br /> - I��;�;,�,4 operau t a preven t t he e n forcemen t o f t he lirn;or{c)s e c u r e s f r o m t h e h o l d e r o f t h e::�a n a g r e e m e n t s a t i s f a c t�s y W ; � �.� .;�;1;>;,,
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<br /> t,+ •'< I.ettder su�ordinating the lien to a*��s Socurity Instrument.If I.endet determines that am��sart of tha Property is s�,Lr+xt � . ' ��'�
<br /> ,�, � y,�'.�.. ; it�:;
<br /> �.;,�,�,4�;-;.,_ W s lien which may attain prior".:�over this Security Insttument,l.ender may give Bue_*aa�er a notice identif;_��tfie ._ _
<br /> • .�'•:_:.-�vb'- `'' tien. Borrower shall satisff the tien as take rnte or more of the actions set forth abo�•e v�e4F.in iQ a2,�s of the gtC'rng o! � •
<br /> ''' notice. : � •
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