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<br />(C) "Lender" is Major Mortgage 
<br />Lender is a Wyoming Corporation 
<br />organized and existing under the laws of The State of Wyoming 
<br />Lender's address is 6101 Yellowstone Rd LL17, Cheyenne, WY 82009 
<br />(D) "Trustee" is Fidelity National Title Insura 
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is 
<br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary 
<br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an 
<br />address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. 
<br />(F) "Note" means the promissory note signed by Borrower and dated June 4th, 2004 
<br />The Note states that Borrower owes Lender One Hundred Ten Thousand and no/100. 
<br />Dollars 
<br />(U.S. $ 110, 000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic 
<br />Payments and to pay the debt in full not later than July 1st, 2034 
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the 
<br />Property. " 
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges 
<br />due under the Note, and all sums due under this Security Instrument, plus interest. 
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following 
<br />Riders are to be executed by Borrower [check box as applicable]: 
<br />El Adjustable Rate Rider 0 Condominium Rider E:1 Second Home Rider 
<br />El Balloon Rider 0 Planned Unit Development Rider El 1 -4 Family Rider 
<br />El VA Rider 0 Biweekly Payment Rider E� Other(s) [specify] 
<br />Q) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, 
<br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, 
<br />non - appealable judicial opinions. 
<br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other 
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners 
<br />association or similar organization. 
<br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by 
<br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic 
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit 
<br />or credit an account. Such term includes, but is not limited to, point -of -sale transfers, automated teller 
<br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse 
<br />transfers. 
<br />(M) "Escrow Items" means those items that are described in Section 3. 
<br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid 
<br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) 
<br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the 
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the 
<br />value and /or condition of the Property. 
<br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, 
<br />the Loan. 
<br />Initials: 4). 
<br />- 6A(NE) (0005) Page 2 of 15 Form 3028 1/01 
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