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. ' __ .� � .._ . . ._ .. .-.. —. _ , F.��, ' ..� . V 4� . . .. - . . ._— . ..— . ` l ' . .— . , . - •' � . . .. . . . . . ` 1�-�Y � ! _ —,` C , — _ -- ___-_ , `. _,� . _..��rlie'R � 'F � �y '._. . ... . • F< � ` � . . .j�V�� `. ` . . � . . -�YMr't[wlrTlid�t-�I�eC�)�. _ ,_� ��'�� . . � . , , . - . _ . . � < . �eo�x�sr�ualtw'�sRm�lt�s.re�+� 2411f\ ...� . OECEN'�ER'` �\ ; ,�,�tf 93�'_� ' ` '�.ikiosr�ww�Wort�U.rtUeaw..t�o�ris*i�••Re�eMona�:D«doQTrirr,«s.adtrt�[�"s.e�iqt■uswN'3of . . . el�a�e i�oe;�iw�L!��t�M��(tM"�asrowc"}w re�ioeno.�Ps A4hra�ie ltate Nac(t�e"Note'9 bo , . . ��ie°Lwir"!o[t�e•�e dte atl ao�w+��M P�oOMT�i�the Secarky Litr�st r0loat�d�t: ' • ' . 4130 l.I9�RTY IANE GRMID ISIAND NE 68803 . . . _ � . �_ ., _ .igrovatsAdd�+e�3 .. - - • � - _ � �11...1e e..r..�eo�w.r�.�..i�e hr er.r.r.a rM..�t,sk w.�..w�b� . . � �q��Y.T�i��3iiM�tM t�e�wt Ip'UI�AIt e�w e��t st a�7 w li�t�/ . �MIYt�Wl�srtii�ealet�t�q. . ' , ADD1T[Ot1AL OOVENAN['S.Is additioa to s6e oovee�ats aod a�re�ma�s made ia the Seairic7lmuwneat.Baria+irer and I.enda fuAUeraore�ta�d�cacatfob�s: . . � � A. II�iil��St!A'IB AND 1ION'!Hl.Y tAYI�Xt CRANGF� ' 1�e No�le P�ovide�for a�ieit�a!Interea�re of 4.?5 AY.Sation 4 ot the Nae prwida for chan�es in t�e intaest rate ind tbe . ` moetbh'P�7meats.s follnws . � : - 11,� IIV7FJeATRA7EANDAIONTXLYPAY11�1MTCH.4NGES . " - (�U C�MeDns : . •.,':::'l�eieterestrateIwiOD�YmsYeh�ti�emqieHmdtYot JANLIARY .i9 g5 ,anaonu�uasxeYa� • �` 12 soetbstbec�aRa.Eacb�Mhichmyintas�tnteooalc4cha�eiscalleda"Chao�eDUe." ' W 71eY�es : ,..;.: . . . , � ' �w3thtbefusRChso�eDMte.my�iaoewillbe6asedonaaInd'a.77x'•Indac••isibewatlYaven�eyleldoniJmTedSttfEr �. . Trasur!►aearitks sdl�to a consnat mtturltY of I Yar.as auode avaifable bY the Pederal Raave Bard.The most reoeqt Iadea 6� i.aiTiibfeisoft6ed�te43days6eforeacl�Chan�eD�teisallodtbe'�Attm#tl�da.•: : - . . It tbe Ioda is ao to�e,s avsaaDlw tbe 1�koe�ioida�vID cti3ose a new iudec whtcb Is basod upon campuabk informs6on.The Note - llolQew�iDi�menatkeotthischokc . • • .� ' (C/ C�kitlMMClr�s , . _ ' ' 8efete each Ch�d�e D�tG tbe Nate Hotder w�cakat�te my_ne+v interat rsue by addint � 1�ND QNE-HALF petoenta�e' _ p�s r �2.5 �y)w ths Cutrau 1r�des s�d rowidin;to tLe nrarat 1/8th ot t�lY.mbject so tue limits at�ted in Section rN)bela�v. 7bisroanded aqpunt�I bemynewintaat raucu�t�e ae��t Chanje D�ta � • Tbe Note Haida will theo detamine the a�mt oF tLe monWY WY�t thst vrould 6e sufficknt m repaY ia full Ne prin�aDal I am espactad m oee ao tiat Chu�e Daa in subsantiaUY�D�Y��bYthe manuity date at my nerv iataat nta 1tie rauit ot this at� � . �betheaeuaa�o�mtofmymont6lYP�Y�t. � � N) I1�i1tNl�litatRNeCY��es , 2 75� nte 1 am ceq�irod to pay at the first Chaage Date rvi71 not be gater t6an 6.75 � o� � , • �A.Thenafter,my taterat ratevv�l never be lnarised or decreasod on aay singkChanae Dau 6y more tAssa 2•� from the nte ot interat I have bern psying for the preceding twelve months.The minimum inturst rate oa this loan wUl never be ' , � �� 2.75 ��mum interat rau w111 neva be srater than •9.?5 �p, (� F1teeY.eD�1eNC�ei My ne�v interat rate will baomeeffaaive on ach ChanYe Date.I will pay the amouat of my new month{y payn�ent bejinnins on the flnt nqn�6ty paynknt date after ttx Chs�a�e Due unt7 theamount of my manthty paymene chanaa s�xi». (� N�tlaotC��es 't4�eNoce HolderwlU maUor deHverto mea notice Defarepct�C'�anje Data The noticewlll advlse meof: . (i) the new interest ateon my loanas otthe ChanYe I3mtr. (1� theanwunt af my monthlY WY�t tdlawing�he Chante Due; - (ii� wy sdditional matten which the Note Holder ia�equired to Qisctose;and = (iv) the admras of the suociatlod you�u1d ooauct reiudlns any questions about the adJustmens naioc. 1� CHA�GFB;L1EN9 Uaifonm Coven�at 4 of theSeciui:y�nsuumrnt i�ameedN to rad u follows: 1.Cl�e�ri 1,Mr.8arower shtll qY all taxes�,a�ssmrnts.and other ehuta.flna.and imposidons attrlbuabk to the PtupMy whkh mry atfais�pdorlty o�siII�Savrlty itutrument.and kafehold p�yieenW ot�rouad rmb,lf any,in themumer providod under p�n�aph 2 hereot ar,i(aa pid in wd�m�nner.try Barrowsr maklni MY�t,wha�aue.direcHy to tbe paYa eherco!�onavSr shall pranydy turnish Lender � .o vouoes ot amounes a�e uaae�r�s�.nvwh.aaa�n�t�e e�en�aorrower st�au matce amK+��raKtr.eo�roMa st�au�omr�r rurm,t+co � Laeer naipt,er;�Cie�sae�'pr�mts.Hono,ra ahau pramwtr atscn.rse any Ilen wnicb ea vriorlty ava tnts saarity fnmumeo4 howaves.�orro++�s s�A noc be requ'ired to dbcbule anY auch lien so loni af Honwra:(s)shaD yree in.ntda�to the v�Y�t ot tNe oMlMtio�f�nr�d b9 soch liea is the mawur aoaepubk to�eeder.(b)s1�U in�ood faitb coatest auch ll�n by�oe detm3+pimt mPorameet of �ltw i�.kpl pwoeeNap w4ch3n the opieio�vf Lender opaau fo prevaN the entaoesoent ot the lkn or tafd�re of t�e propeBY a asy � . /rt tll�nof:ar(e)i1W1�er�t itoie tbe hoider of wch Ike an aReement in a�(orm satisfactory to Lrnder sa6a[81naHn�wch]ke w 1hi� Secudt��umer►!. It I,aaer detvmiea that�11 or�ny put ot the Prapeny is subject to s Ika which may attain a prio�ty wa tht�Secudty Iatttument. i�wiR i1�a sorrowa a aolioe idendf�les wcb�.Borrawer shW suisf�r sueh lien a W�e aae ar more e!tbe aatio�s iet foM abare. wi�Wlyd�y+dtl�e�irlKofthenotiae. . • , . � � G. PIO'flC= � . � ' � ' . • ' � •:1Jdfe��Cor�lt y�of 1Me Se�vritY le�lrureel is�meed�d eo rad as foUows: . . 11.�Iwir.EwoMt for ati�odoe��ad�fdu�OA��taw to br�ives ia�aoMn a�wer.(U auy nodct�o Darower provlded fa ia thts , � �lilylrtr�tfY�bell�Mdeiire�iNa6y�Wlfitbyfinedwm�iltoBorwweratthePrapertY/Wdrnsoratwchothabdrw " �/�rrwr rsr i�i�Me hr�otioe to l�eader a�R��.sed(b)as�r aotioe to l.eadv�6�11 be�ivee bp fhud�mW to I,eeder's .. . __aM��w_�IMiillwi��ts�dict6eraY�w_qtl�dr�ddpue bya0tict to 1lorro�q�D��h�eio.Ao7aotloe Dr��forin th� —=- ---_---._ ._.__.. ... ' �Iwe�wt�MwlKaMweacoi�arebea�jivenco�orioirQart.eaavwLe.�ivtstbfbe:i.vevdesrjn.ieabdefii.;. - �. .