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'itie I!iole pcaldes tor ar WtLt i�tecrat rau of 4.875 !i.Se�tion 4 of tLe Note p�wides far d�es&e t!e in�etat r�te�d tMe <br /> mMYyp��ats;a�fo0ow�. ' < <br /> 1. lNT��7'Jl�TEANDAI�ONPHLrPAYA(fMCHANGES . <br /> ` tA1 Cf.■e O�Ms , . � • <br /> 77�e�erue�winv.r.Ma►aw�eoo�Uefi�tasya .�JABY .»95 .aoao.a�itaa�►e�sr <br /> i2 � ma�t6�tMereaBer.F.�cbdtteoawlilehaiyintae�cnte000tdchsn�eis�aueda••C6�e�eD�te.•, . <br /> (�l 1wl�fes ' <br /> ° , . He�iaoia�witbtbe�ntA�t�eDrte.mYinte�atr�te�rQt6cb�sedoawlnda.Tl�e••lnda••isthew�rkllav�*�ep�eooUnited5tata <br /> 'l�a�uy iaauf0�s aaju�ed w s ooastaut mamcity ot 1 yru,�s msde avaiiabte 8r d,e seaerat Raave eoard.The mo�e neoeat tma r�e . <br /> - araiablessof tbedate43 da7sbe[aeaeU C6sn�e Dueis calkdtbe•'Cur�mt Inda�." <br /> - If tbe indeic is no{on�er av�i4bie.tix NaaHolder�vlll choose a new indea which is 6ised apon�infcrmatiae.7Ue lVooe <br /> HWderMllliivemeaodaottNxchoks. ' <br /> ,': l� Cated�tl�aetCr.�ea '. . <br />`;t:�� Befae ad�Clua�e D�a.tLe Nate Halda�vW wkul�te my ne�v fntaest rae br sddini 11,IA AAlD ONE_HALF peraota�e <br /> ��� 2.5 �)����j��rouadia�to the nacat 1/Sth of 1�11.mbject to t6e llmits snted io Sectloa IN)bdow. <br />..,,,s,,, "llds rouaded�nt�rID be my new iaterat rate until the aext Chan�e Qata <; , <br />-;'>,,,:. � �;;:;. 77�e�Note Hotder�vDl thm determine tlte unwnt of the montdtf i�Y�t that woutd be sutfidenc to tepsy in tuU the princiD�l I ua <br /> �'�•• —- — <br /> :":t•: . _ �`.. a�poaod taowtoat tLat Chanje Date in substantl�IlY«I�DsY�ts by the aututlry dste at my aerv iataat rate.l7�e nsdt ot this cakulatioo — <br /> .., :r�:; <br /> .t ;..�,:_::1��.: %r�;5s Y Y PaY� �r_�x-�=-= <br /> •;- ; ., :�<<,_ , rvlll6etheaavamwatotm montlil � . . .. <br /> ,�,+. _� <br /> ", ,t:. -. �• r�" (D) Ii�i1�o�INpatRskCln�a '� "- <br /> . !tt`,�,_x x .,�- ,. . •�'���,ti_--: <br /> � 79�e iaterest nte 1 am ceq�ilrsd to pay at the fiist Change Date wdll aot 6a geater thaa 6.8�5 q� or [as than ' <br /> }t`. .i4_ 1:. <br /> .,-.f!,,,._.. .,.. .t�.;�.;:;;� . 2.675 �Fri.Thereafter.my interat rateaa'll never be ir�crcased or dareased on any siaale CMnse Date by more than T�0 - _ <br /> . ..•�ra!h.,:p:,r. � e � _ <br /> . .i'rt . :'�:':`'�!'4., �•.L,�fromtherateotiaterestlhave4roenpayingfottAepteadingtwelvemonths.Theminimuminterestrateon�h3sfoanw�ltnevabe � .- <br /> : . .;,;!r�,�.'; � r''c-i.:� 2.875 9.8?5 •� - <br /> ,..,:,�:�.• � , ;.;;.! � f a s t1�n �i a u d e h�maxiroum I nterat ra�e w i t l never b e gater t h an 9i. . • <br /> . �;..•�: ,_���',; • �. <br /> � , , (L� EReetl�e D�le of Clqll�d ' .��`-- <br /> ', ,�• My ne+w it+terest nte wi[I become effeanv2on qch Change Date.l wiU pay the amount of my new monttdy paymau beynnin`on the fitat �'`�'.:� <br /> �. <br /> ` . �`+,.. . .. f r}..: <br />`� _ . . - :,ir;;";:• ��YP�Y�tdatea!'tatheChangeDaEeumitclxamountotmymonthlYPaYmentchangesagain. ,..'?:jji <br />- _ . . :;�i•.• NY�D�O�Ch�jR � �'- • �� , ���;i'ii: <br />, .- . . • � . . F; .:y .� <br /> • The Note Holder will mail or deliver to me a moticae beSore racA Change Dau.The noticewitl advise me ot: ' (�;i:.'�I . <br /> , • , (i) che new Interest ra[e on my loan as of the Change Date: r' ,v <br /> . ,.; <br /> .�°•� � � (ii) thaamountofmymonth2ypaymentto11ow1ng�heChange!?a�r. • � '��- <br />;., �• ,. . ' <br /> _: • ;.,.: .,.. <br /> - .�� " � ;,,�,; •.�. �u) any addIUoaal matters which the Note Holder is required Yodisclose:and ' <br /> ;;, <br /> ` ' ��;:� :-'. (iv) tkeaddress of theassociatlon you could contact regarding any Questlons abaut the adjustment notice. ' <br />. . �.:i:;,•��: �•- �'' .. � . � . <br /> li���C?;!P • . � �. CHARGFS�LIF.NiS ' � <br /> , �h�:..�.: . ". :. • ' ` i <br /> ; .. Ueiform Covenant 4 of theSecurity Instrument is amended to read as foltows: <br /> ; ( , '�.`�'��•'�;,,. �1.Ci�r�at IJer.Horrower shall pay alt taxes,usessmrnts,and otha charges.fines.and impositlons attrIbutabte to the Property whic6 ma�r ;: <br /> '��"i'' �ttain a priorityaver this Secudty Instrumen�.and leuehotd payments of ground«nt�,it any.in the manner provided under paraersph 2 hereof ' � ' <br /> .;,�.�;+� �,, � � or.if not paid in such manner,by Bonower making payment,when due,directly to the payee thereol.Bonower shall promptly furnlsh Lenda <br /> ��y •- ' alt aottoes of vnounts due ur�der thls puagaph.aad ie the eYent 8orrower shall make�ayment directly.Bonower sh�U prampdy Wndsh to <br /> ...:�, -_ � • . <br />_ - "*``��� • ' �� Lender realpts evidmeiaE such paymmte. Borrower sha1P p:r�mytly discharge any tien wtpch has yriodty over thia 5ecarity Instrument; � <br /> ..� -_•_-..:_.._.:: ._..�.;,.;•,:_ . . . <br /> . •,�:., �;� however,Borrower shall not be required to discharge any sucA lien so[ong as Borrower:(a)shalt egree in wdtin�to the payment ot the • <br /> :� � ' �,;`,;i`- oblipdan aecured by such Uen in the manacs zoceptabte to l.ender;(b)st�a�E un good taith concest such licn by.or deftnd aEainst mforcement of �'r' <br /> � � ' such lien in,kpl proceedinas which in the o�:Pn7�of Ler.der oDerate co prrvenr che enforcemem of the lirn or forteiture of the Property or any ?- <br /> put thercof;or(c)sh�11 secure from the hoiQer of such 9ian an ageemene ie a form satisBactory to Lendn sutiordinating such lien to this � `.�� <br /> � -- Securfty Ittsttumeat. ' ` <br /> .�� ' '"�, • • lt I.edder detrnnina that all ot any part of the Prdperty i�subject ta a tirn whlch may anain a priority over thls 5ecurity lnstrument. � � <br /> .,. <br /> �� - ' • �� Lender shall give Borrower a notice identitying such lien.Bonower shall satisfy such lien or take one or more ot the actions set forth above ; <br /> s'. wIthiattndaysofthegivingofthenotice. - � - <br /> • • . . C. NO?ICE . ' <br /> , Uniform Covemne Uof the Security lestrument is amended to rad as foltows: <br /> � � lI. R�Yce Ezapt for any notice required under appliable iaw to be givrn in another mumer.(a)any notice to 9onower provided for in this <br /> '� . Seauity tastrument sfi�ll be given�yr dellvering tt or by mtilina it by first ctass mail to Borrower at the Property Addras or u such other addras . . <br /> . � °- = =_-� --.-, - a9 Borrower rtuy Qes}�te Oy potice to LcnQes as proviQect herein.�nd f�s3 eny noti�r to tendcr sitaff#�e airrn by 6nt d�r mrdi tu i.a►Jn'a `-�=---= - <br /> ' aadress etatM herein or to snch othu address as Lender may daignate by aodce to Boaoarer aa provided hereie:Any notice provided tor in this <br /> ' • _w� Se�vrity Instnmxnt shall be damed to have treen given to Borroxer or Lender whm givee in the manner daignated herein. ' <br /> , ' . .. : • , � : • <br />